2. CFF
Please note that the information you are viewing is 143 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. Seba Rahara
Please note that the information you are viewing is 174 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Cedi Finance Foundation Head OfficeAsafoKumasi, AshantiPO Box KS 12683
Data approved: 2013-02-21
Data version: 2
Age of data: 143 months
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Institution

Seba Rahara C/O - Reba BhowalDakshinpalli Canal Side Road, P.O. Rahara, Dist 24 Pgs (N)Kolkata, West Bengal700 118
Data approved: 2010-10-25
Data version: 1
Age of data: 174 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addressN/A
Year established1999
Head of InstitutionJoseph S. K. Agamah
Regions activeEastern Region, Ashanti Region
# Branches2

Total Portfolio (nat'l)GHS 27,463
Total Portfolio (USD)USD 13,940.61
Active clients with loans109
Approximate % female clients60% - 80%
Approximate % urban clients60% - 80%
Network affiliationsASSFIN, GHAMFIN
FundersISODEC

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addressN/A
Year established2006
Head of InstitutionRanjib Kumar Ghosh
Regions active
# Branches6

Total Portfolio (nat'l)INR 24,841,151
Total Portfolio (USD)USD 468,700.96
Active clients with loans6,782
Approximate % female clients80% - 100%
Approximate % urban clients20% - 40%
Network affiliations

Loan Products » Summary

Business
109 Borrowers
USD 13,940.61 Portfolio
Active Product

Loan Products » Summary

Income
6,782 Borrowers
USD 468,700.96 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Business Loan GHS 200 - 3,000 4 - 9 0% - 20% 0 Business, Small-scale businesses Women, Men, Have business, Must be an active farmer. , Must be a farmer group member, and live in the same community as the group. Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Income Generating Loan INR 3,000 - 15,000 8.6 80% - 100% 20% - 40% Business Women Credit Educ, Group Mtgs, Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 48.00% annual, Flat 1 Fee 0 None 33.30% upfront 72.9% - 80.2% 141.6% - 150.5% 32

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Income Generating Loan 0 32.1% 42.8% N/A
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Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Income Generating Loan 11.0% annual, Flat 1 Fee 1 Ins None 10.0% upfront 32.1% 42.8% 26

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 48.00% annual, Flat 1 Fee 0 None 33.30% upfront 72.9% - 80.2% 141.6% - 150.5% 32

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Income Generating Loan 0 32.1% 42.8% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Income Generating Loan 11.0% annual, Flat 1 Fee 1 Ins Ins None 10.0% upfront 32.1% 42.8% 26
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NGOInstitution TypeBusinessLoan PurposeCFFInstitutionGH-014-V02-P01ProductGHCountry2013YearRange Number2Institution Data Version05001,0001,5002,0002,5003,000Loan Size (all)0%50%100%150%Full APR (int fee ins tax dep)> 90405Number of Borrowers
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Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NGOInstitution TypeBusinessLoan PurposeSeba RaharaInstitutionIN-062-V01-P01ProductINCountry2010YearRange Number1Institution Data Version02,0004,0006,0008,00010,000Loan Size (all)0%10%20%30%40%Full APR (int fee ins tax dep)> 2,0001,5001,00050050Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
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Key Statistics
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% Products with compulsory deposits
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