Institution Type | Non-Governmental Organization |
Is this institution regulated? | Yes |
Website address | http://www.casud.nl/ |
Year established | 2007 |
Head of Institution | Ibrahim Joshua |
Regions active | Northern Region |
# Branches | 1 |
Total Portfolio (nat'l) | GHS 1,033,300 |
Total Portfolio (USD) | USD 540,994.76 |
Active clients with loans | 1,101 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 80% - 100% |
Network affiliations | GHAMFIN, ASSFIN |
Funders |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://www.sembrarsartawi.org |
Year established | 1990 |
Head of Institution | Marcelo Mallea Castillo |
Regions active | Chuquisaca , Cochabamba , La Paz , Oruro , Potosí, Santa Cruz, Tarija |
# Branches | 21 |
Total Portfolio (nat'l) | BOB 181,189,915 |
Total Portfolio (USD) | USD 26,842,950.37 |
Active clients with loans | 14,630 |
Approximate % female clients | 20% - 40% |
Approximate % urban clients | 20% - 40% |
Network affiliations | FINRURAL |
Funders | Banco de Desarrollo de Holanda |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Business Loan | GHS 100 - 3,000 | 4 | 80% - 100% | 80% - 100% | Business | Women | Group Mtgs, Business Training |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Capital de Inversión | BOB 1,400 - 350,000 | 3 - 36 | 0% - 20% | 20% - 40% | Business | Women, Men, Have business | Credit Ins, Tech Asst Visits | |||||||
Capital de Inversión (USD) | USD 200 - 50,000 | 3 - 36 | 0% - 20% | 20% - 40% | Business | Women, Men, Have business | Credit Ins, Tech Asst Visits | |||||||
Capital de Operaciones | BOB 350 - 350,000 | 3 - 60 | 20% - 40% | 20% - 40% | Business, Agriculture | Women, Men, Have business | Credit Ins, Tech Asst Visits | |||||||
Capital de Operaciones (USD) | USD 50 - 50,000 | 3 - 60 | 20% - 40% | 20% - 40% | Business, Agriculture | Women, Men, Have business | Credit Ins, Tech Asst Visits | |||||||
Capital Operaciones - Grupo Solidario | BOB 350 - 350,000 | 3 - 60 | 20% - 40% | 20% - 40% | Business, Agriculture | Women, Men, Have business | Credit Ins, Tech Asst Visits | |||||||
Libre Disponibilidad | BOB 350 - 21,000 | 6 - 80 | 40% - 60% | 40% - 60% | Any Purpose | Women, Men, Have business, Salaried worker | Credit Educ | |||||||
Banca Comunal | BOB 700 - 11,000 | 3 - 12 | 40% - 60% | 20% - 40% | Business, Agriculture | Women, Men | Credit Educ |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Business Loan | 30.00% annual, Flat | 0 Fees | 0 | None | 10.00% upfront | 59.4% | 72.1% | 41 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Capital de Inversión | 15.0%-28.0% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 22.9% - 31.6% | 23.9% - 33% | 52 | ||||||||
Capital de Inversión (USD) | 20.0%-28.0% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 23.4% - 29.4% | 24.4% - 30.3% | 72 | ||||||||
Capital de Operaciones | 15.0%-28.0% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 18.3% - 31% | 19.2% - 32.5% | 59 | ||||||||
Capital de Operaciones (USD) | 15.0%-28.0% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 17.3% - 28.9% | 19% - 29.9% | 60 | ||||||||
Capital Operaciones - Grupo Solidario | 27.0%-36.0% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 31.9% - 35.4% | 33.6% - 37% | 76 | ||||||||
Libre Disponibilidad | 13.0%-28.0% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 17.9% - 25.2% | 19.5% - 26.8% | 56 | ||||||||
Banca Comunal | 30.0%-36.0% annual, Decl Bal | 1 Fee | 1 Ins | None | 10.0%-20.0% upfront 10.00%-20.00% ongoing | 33% - 37.5% | 50% - 69.9% | 48 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Business Loan | 30.00% annual, Flat | 0 Fees | 0 | None | 10.00% upfront | 59.4% | 72.1% | 41 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Capital de Inversión | 15.0%-28.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | N/A | 22.9% - 31.6% | 23.9% - 33% | 52 | ||||||||
Capital de Inversión (USD) | 20.0%-28.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | N/A | 23.4% - 29.4% | 24.4% - 30.3% | 72 | ||||||||
Capital de Operaciones | 15.0%-28.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | N/A | 18.3% - 31% | 19.2% - 32.5% | 59 | ||||||||
Capital de Operaciones (USD) | 15.0%-28.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | N/A | 17.3% - 28.9% | 19% - 29.9% | 60 | ||||||||
Capital Operaciones - Grupo Solidario | 27.0%-36.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | N/A | 31.9% - 35.4% | 33.6% - 37% | 76 | ||||||||
Libre Disponibilidad | 13.0%-28.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | N/A | 17.9% - 25.2% | 19.5% - 26.8% | 56 | ||||||||
Banca Comunal | 30.0%-36.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | 10.0%-20.0% upfront 10.00%-20.00% ongoing | 33% - 37.5% | 50% - 69.9% | 48 |
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