2. CASUD
Please note that the information you are viewing is 144 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. VFS
Please note that the information you are viewing is 144 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Community Aid for Sustainable Development Head OfficeTamale, NorthernP.O. Box 2550
Data approved: 2013-03-14
Data version: 2
Age of data: 144 months
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Institution

Village Financial Services Private Limited Village TowerF-15, Geetanjali Park; 18/3A, Kumud Ghoshal RoadKolkata, West Bengal700057
Data approved: 2011-02-22
Data version: 1
Age of data: -   months 
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Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.casud.nl/
Year established2007
Head of InstitutionIbrahim Joshua
Regions activeNorthern Region
# Branches1

Total Portfolio (nat'l)GHS 1,033,300
Total Portfolio (USD)USD 540,994.76
Active clients with loans1,101
Approximate % female clients80% - 100%
Approximate % urban clients80% - 100%
Network affiliationsGHAMFIN, ASSFIN
Funders

Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?N/A
Website addressN/A
Year established2006
Head of InstitutionKuldip Maity
Regions active0
# Branches87

Total Portfolio (nat'l)INR 1,296,000,000
Total Portfolio (USD)USD 28,800,000
Active clients with loans234,790
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliations

Loan Products » Summary

Business
1,101 Borrowers
USD 540,995 Portfolio
Active Product

Loan Products » Summary

Pragati
211,569 Borrowers
USD 25,518,718 Portfolio
Active Product
Samridhhi
23,221 Borrowers
USD 3,282,286 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Business Loan GHS 100 - 3,000 4 80% - 100% 80% - 100% Business Women Group Mtgs, Business Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Pragati INR 5,000 - 25,000 11 - 12 80% - 100% 0% - 20% Any Purpose Women Group Mtgs, Credit Ins, Other Training
Samridhhi INR 8,000 - 25,000 13 - 18 80% - 100% 0% - 20% Any Purpose Women Group Mtgs, Credit Ins, Other Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 30.00% annual, Flat 0 Fees 0 None 10.00% upfront 59.4% 72.1% 41

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Pragati 0% 29.7% 33.3% N/A
Samridhhi 0% 26.3% 29% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Pragati 10.0% annual, Flat 1 Fee 0 Ins None N/A 29.7% 33.3% 30
Samridhhi 12.0% annual, Flat 1 Fee 0 Ins None N/A 26.3% 29% 41

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 30.00% annual, Flat 0 Fees 0 None 10.00% upfront 59.4% 72.1% 41

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Pragati 0% 29.7% 33.3% N/A
Samridhhi 0% 26.3% 29% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Pragati 10.0% annual, Flat 1 Fee 0 Ins Ins None N/A 29.7% 33.3% 30
Samridhhi 12.0% annual, Flat 1 Fee 0 Ins Ins None N/A 26.3% 29% 41
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NGOInstitution TypeBusinessLoan PurposeCASUDInstitutionGH-016-V02-P01ProductGHCountry2013YearRange Number2Institution Data Version05001,0001,5002,0002,5003,000Loan Size (all)0%20%40%60%Full APR (int fee ins tax dep)> 1,10080050020030Number of Borrowers
Click to view Price Analysis Tool
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.Private \'For-Profit\'Institution TypeAnyLoan PurposeVFSInstitutionIN-083-V01-P01IN-083-V01-P02ProductINCountry2011YearRange Number1Institution Data Version05,00010,00015,00020,000Loan Size (all)0%10%20%30%Full APR (int fee ins tax dep)> 63,00047,00031,00015,0001,700Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
Click to view Price Analysis Tool
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Key Statistics
# Samples:
# Products
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# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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