2. DQF
Please note that the information you are viewing is 139 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

DAASGIFT Quality Foundation - FNGO Head OfficeTakoradi, WesternPO Box TD 1369
Data approved: 2013-05-27
Data version: 2
Age of data: 139 months
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Product

Energy (Clean Cookstoves) Product 1 of 5 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (GHS)GHS 82,480
Portfolio (USD)USD 41,868.02
Active Clients with Loans1,120
Approximate % Female Clients80% - 100%
Approximate % Urban Clients60% - 80%
Methodology
Individualx
Solidarity groupx
Village banking
Self help group
Other
Description
Loans granted for the purchase of clean cookstoves, ovens, and accessories.
Loan Purpose
Any purpose
Income generationx
Mortgage/housing
Consumer loanx
Agriculture
Education
Other household finance
Other
Other (2)
Included Services
Credit educationx
Group meetingsx
Credit insurancex
Workplace visitsx
Business trainingx
Other training
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or land
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institution1
# Regions for this product1
Regions ActiveWestern Region

Loan Conditions

Loan Amount
CurrencyGHS
Minimum loan sizeGHS 100
Maximum loan size2,000
Distribution at Disbursement (Est.)
Loans less than GHS 1,00050%
GHS 1,000-5,00050%
GHS 5,000-7,5000
GHS 7,500-10,0000
GHS 10,000-13,0000
Greater than GHS 13,0000
Loan Term and Grace Period
Shortest loan term3.0 months
Longest loan term6.0 months
Approx average4.5 months
Distribution at Disbursement (Est.)
Loans 3 months or less20%
Between 4 and 6 months80%
Between 7 and 9 months0
Between 10 and 12 months0
Between 13 and 18 months0
Longer than 18 months0
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weeklyx
Every 2 weeksx
Every 4 weeks
Monthlyx
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest2.00%
Highest quoted nominal interest3.00%
Reason(s) why interest rate variesBranch, Time as Client, Loan Size, Client Risk, Collateral, Loan Purpose
Interest rate periodMonthly
Interest Rate Calculation MethodFlat
Subsidized by funder request?Yes
Is rate fixed for entire loan termYes
Upfront Fees
This product has no upfront fees
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No

Full Pricing Data

Energy (Clean Cookstoves) samples
Sample 1Sample 2Sample 3
Loan AmountGHS 315GHS 750GHS 1,500
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot Known
Disbursement Date2013-01-212012-12-062013-03-19
Loan Term (Months)6.0 months6.0 months6.0 months
Grace Period (Months)0.0 months0.0 months0.0 months
Total Cost of CreditGHS 66.60GHS 159GHS 315
True Price by Comp     
Interest price component68.1%67.1%66.5%
Fee Component0.0%0.0%0.0%
Insurance Component0.0%0.0%0.0%
Tax Component0.0%0.0%0.0%
Deposit Component0.0%0.0%0.0%
Full APR (int fee ins tax dep)68.1%67.1%66.5%
Transparency Index353636
      
Original Repayment SchedulePDFPDFPDF
MFT Pricing CalculationPDFPDFPDF
Energy (Clean Cookstoves) Price Graphs


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  2. AMF
Please note that the information you are viewing is 134 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Attawfiq MF 3, rue Docteur VeyreRésidence PatioCasablanca, 20070
Data approved: 2013-09-12
Data version: 1
Age of data: 134 months

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.fbpmc.ma
Year established2000
Head of InstitutionMustapha BIDOUJ
Regions activeTangier-Tétouan, East and the Rif, Fes-Meknes, Rabat-Sale-Kenitra, Beni Mellal-Khenifra, Settat-Casablanca, Marrakesh-Safi, Drâa-Tafilalt, Souss-Massa, Guelmim-Oued NounEl Aiun-Saguia al Hamra, Dakhla-Oued Addahab
# Branches361

Total Portfolio (nat'l)MAD 1,592,889,000
Total Portfolio (USD)USD 187,398,705.90
Active clients with loans217,445
Approximate % female clients40% - 60%
Approximate % urban clients0
Network affiliations
Funders

Loan Products » Summary

Al Intilaka
148,447 Borrowers
USD 91,177,411.76 Portfolio
Active Product
Al Mouwakaba
6,533 Borrowers
USD 14,126,352.94 Portfolio
Active Product
Attaahil
773 Borrowers
USD 2,718,588.24 Portfolio
Active Product
Al Karaoui
12,864 Borrowers
USD 7,244,588.24 Portfolio
Active Product
Attakaddoum
9,600 Borrowers
USD 24,942,352.94 Portfolio
Active Product
Al Fardi
28,053 Borrowers
USD 30,953,764.71 Portfolio
Active Product
Attajhiz
1,305 Borrowers
USD 1,868,235.29 Portfolio
Active Product
Attaaounia
94 Borrowers
USD 274,470.59 Portfolio
Active Product
Al Milkia
239 Borrowers
USD 508,235.29 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Al Intilaka MAD 3,000 - 20,000 6 - 30 60% - 80% 80% - 100% Business, Financement du fonds de roulement ou d'investissement Women, Men, Have business, Jouir d'une bonne moralité Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training, Formation Initiale pour les nouveaux clients
Al Mouwakaba MAD 20,500 - 40,000 6 - 48 40% - 60% 80% - 100% Business, Financement du fond de roulement ou d'investissement Women, Men, Have business Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training
Attaahil MAD 40,500 - 50,000 6 - 48 0% - 20% 80% - 100% Business, Financement du fonds de roulement et d'investissement Women, Men, Have business Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training
Al Karaoui MAD 3,000 - 50,000 6 - 48 20% - 40% 80% - 100% Business, Financement des besoins en investissement liés à l’activité de l’élevage Women, Men, Have business Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training
Attakaddoum MAD 10,000 - 50,000 6 - 48 0% - 20% 80% - 100% Business, Financement du Fonds de Roulement ou Investissement Women, Men, Have business Credit Educ, Tech Asst Visits, Business Training, Other Training
Al Fardi MAD 7,000 - 50,000 6 - 48 40% - 60% 80% - 100% Business, Financement du Fonds de Roulement ou d'investissement Women, Men, Have business Credit Educ, Tech Asst Visits, Business Training, Other Training, Formation Initiale pour les nouveaux clients
Attajhiz Al Hirafi MAD 7,000 - 50,000 6 - 48 0% - 20% 80% - 100% Business, Financement de l'acquisition de véhicules Women, Men, Have business Credit Educ, Tech Asst Visits, Business Training, Other Training
Attaaounia MAD 3,000 - 50,000 6 - 48 0% - 20% 80% - 100% Business Women, Men, Have business Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training
Al Milkia MAD 3,000 - 50,000 6 - 120 0% - 20% 80% - 100% Business Women, Men, Have business Credit Educ, Tech Asst Visits, Business Training, Other Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Al Intilaka 25.2% annual, Decl Bal 2 Fees 0 Ins None N/A 27.9% - 40.7% 27.9% - 40.7% 75
Al Mouwakaba 21.6% annual, Decl Bal 2 Fees 0 Ins None N/A 23.2% - 28.5% 23.2% - 28.5% 86
Attaahil 18.0% annual, Decl Bal 2 Fees 0 Ins None N/A 19.3% - 23.4% 19.3% - 23.4% 86
Al Karaoui 31.2% annual, Decl Bal 2 Fees 0 Ins None N/A 33% - 41.5% 33% - 41.5% 87
Attakaddoum 16.8% annual, Decl Bal 2 Fees 0 Ins None N/A 18% - 20.3% 18% - 20.3% 88
Al Fardi 26.4% annual, Decl Bal 2 Fees 0 Ins None N/A 28.9% - 33.4% 28.9% - 33.4% 86
Attajhiz Al Hirafi 16.8% annual, Decl Bal 2 Fees 0 Ins None N/A 19.6% - 24% 19.6% - 24% 78
Attaaounia 15.6% annual, Decl Bal 2 Fees 0 Ins None N/A 16.7% - 21.8% 16.7% - 21.8% 81
Al Milkia 12.0% annual, Decl Bal 2 Fees 0 Ins None N/A 11.2% - 13% 11.2% - 13% 96
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Key Statistics
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# Countries
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Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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