Institution Type | Non-Governmental Organization |
Is this institution regulated? | Yes |
Website address | http://www.daasgift.org/ |
Year established | 2006 |
Head of Institution | Mrs Gifty Baaba Asmah |
Regions active | Western Region |
# Branches | 2 |
Total Portfolio (nat'l) | GHS 254,310 |
Total Portfolio (USD) | USD 129,091.37 |
Active clients with loans | 3,862 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 40% - 60% |
Network affiliations | GHAMFIN, ASSFIN, AGSI, Microcredit Summit Campaign |
Funders | E&CO, CHF International, Global Giving, Coastal Resource Centre |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Energy (Clean Cookstoves) | GHS 100 - 2,000 | 3 - 6 | 80% - 100% | 60% - 80% | Business, Consumer | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training | |||||||
Energy (Solar Lanterns) | GHS 80 - 950 | 3 - 6 | 40% - 60% | 80% - 100% | Business, Consumer | Women, Men | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Energy (Clean Cookstoves) | 24.00%-36.00% annual, Flat | 0 Fees | 0 Ins | None | N/A | 66.5% - 68.1% | 66.5% - 68.1% | 35 | ||||||||
Energy (Solar Lanterns) | 24.00%-36.00% annual, Flat | 0 Fees | 0 Ins | None | 10.00% upfront | 39.3% - 59.1% | 46.7% - 70% | 41 |
Outstanding portfolio (USD) | USD 255,264.30 |
Portfolio (USD) | USD 255,264.30 |
Active Clients with Loans | 39 |
Approximate % Female Clients | 40% - 60% |
Approximate % Urban Clients | 0% - 20% |
Any purpose | |
Income generation | x |
Mortgage/housing | |
Consumer loan | x |
Agriculture | x |
Education | |
Other household finance | |
Other | |
Other (2) |
Men | x |
Women | x |
Must run a business | x |
Must own a home or land | |
Must be a salaried worker | |
Must be specific age group | |
Other | |
Other (2) |
# Regions for this institution | 5 |
# Regions for this product | N/A |
Regions Active |
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% Products using declining balance | |
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% Products with one or more insurances | |
% Products with compulsory deposits |
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