Outstanding portfolio (GHS) | GHS 456,320 |
Portfolio (USD) | USD 231,634.52 |
Active Clients with Loans | 725 |
Approximate % Female Clients | |
Approximate % Urban Clients |
Any purpose | |
Income generation | |
Mortgage/housing | |
Consumer loan | |
Agriculture | x |
Education | |
Other household finance | |
Other | |
Other (2) |
Men | x |
Women | x |
Must run a business | |
Must own a home or land | |
Must be a salaried worker | |
Must be specific age group | x |
Other | Must be a farmer |
Other (2) |
# Regions for this institution | 1 |
# Regions for this product | N/A |
Regions Active |
Institution Type | Non Bank Financial Institution |
Is this institution regulated? | No |
Website address | http://www.juhudikilimo.com/ |
Year established | 2009 |
Head of Institution | Nat Robinson |
Regions active | Central, Eastern, Nyanza, Rift Valley, Western |
# Branches | 8 |
Total Portfolio (nat'l) | KES 367,334,756 |
Total Portfolio (USD) | USD 4,436,410.10 |
Active clients with loans | 10,494 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 0% - 20% |
Network affiliations | AMFI, SPTF |
Funders | Acumen Fund, Grameen Foundation, Kiva, Soros Economic Development Fund |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Asset Finance Loan | KES 10,000 - 500,000 | 6 - 24 | 40% - 60% | 0% - 20% | Business, Agriculture | Women, Men, Must be a farmer | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Optional low-cost life insurance through CIC, KES 3290pa | |||||||
Asset Financing Dairy Cow Loan | KES 30,000 - 500,000 | 12 - 24 | 40% - 60% | 0% - 20% | Business, Agriculture, Improve the structure used to house dairy cows | Women, Men, Have home or land, Must be a farmer | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Optional low-cost life insurance through CIC, KES 3290pa |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Asset Finance Loan | 32.0% annual, Decl Bal | 2 Fees | 2 Ins | None | 15.0% upfront | 32.3% - 44% | 47.6% - 64.7% | 62 | ||||||||
Asset Financing Dairy Cow Loan | 32.0% annual, Decl Bal | 2 Fees | 2 Ins | None | 15.0% upfront | 33% - 39.6% | 52.4% - 67.8% | 54 |
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% Products with compulsory deposits |
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