Grameen Ghana - MFTransparency.org Truth In Lending Tables

Please note that the information you are viewing is 137 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Please note that the information you are viewing is 131 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Grameen Ghana Head OfficeBehind RCCTamale, Northern

Data approved: 2013-03-14

Data version: 2

Age of data: 137 months

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Institution

Attawfiq MF 3, rue Docteur VeyreRésidence PatioCasablanca, 20070

Data approved: 2013-09-12

Data version: 1

Age of data: 131 months

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Institution Details

Institution Type	Non-Governmental Organization
Is this institution regulated?	Yes
Website address	http://www.grameenghana.org
Year established	2001
Head of Institution	Mohammed A. Adams
Regions active	Northern Region, Upper East Region
# Branches	5

Total Portfolio (nat'l)	GHS 998,804
Total Portfolio (USD)	USD 507,007.11
Active clients with loans	9,505
Approximate % female clients	80% - 100%
Approximate % urban clients	0% - 20%
Network affiliations	ASSFIN, GHAMFIN, African Microfinance Transparency (AMT), Civil Society Platform
Funders	Grameen Foundation, CORDAID, Planet Finance, Alterfin

Institution Details

Institution Type	Non Bank Financial Institution
Is this institution regulated?	Yes
Website address	http://www.fbpmc.ma
Year established	2000
Head of Institution	Mustapha BIDOUJ
Regions active	Tangier-Tétouan, East and the Rif, Fes-Meknes, Rabat-Sale-Kenitra, Beni Mellal-Khenifra, Settat-Casablanca, Marrakesh-Safi, Drâa-Tafilalt, Souss-Massa, Guelmim-Oued NounEl Aiun-Saguia al Hamra, Dakhla-Oued Addahab
# Branches	361

Total Portfolio (nat'l)	MAD 1,592,889,000
Total Portfolio (USD)	USD 187,398,705.90
Active clients with loans	217,445
Approximate % female clients	40% - 60%
Approximate % urban clients	0
Network affiliations
Funders

Loan Products » Summary

Agriculture

2,281 Borrowers

USD 121,681.73 Portfolio

Active Product

Basic

4,848 Borrowers

USD 243,363.45 Portfolio

Active Product

Shea

2,376 Borrowers

USD 141,961.93 Portfolio

Active Product

Grain Banking

Retired Product

Processing Loan

Retired Product

Loan Products » Summary

Al Intilaka

148,447 Borrowers

USD 91,177,411.76 Portfolio

Active Product

Al Mouwakaba

6,533 Borrowers

USD 14,126,352.94 Portfolio

Active Product

Attaahil

773 Borrowers

USD 2,718,588.24 Portfolio

Active Product

Al Karaoui

12,864 Borrowers

USD 7,244,588.24 Portfolio

Active Product

Attakaddoum

9,600 Borrowers

USD 24,942,352.94 Portfolio

Active Product

Al Fardi

28,053 Borrowers

USD 30,953,764.71 Portfolio

Active Product

Attajhiz

1,305 Borrowers

USD 1,868,235.29 Portfolio

Active Product

Attaaounia

94 Borrowers

USD 274,470.59 Portfolio

Active Product

Al Milkia

239 Borrowers

USD 508,235.29 Portfolio

Active Product

Loan Products » Conditions

Product Name	Loan Size Range	Loan Term (months)	% Female	% Urban	Loan Purpose	Eligibility	Other Services
Agriculture Business Loan	GHS 400 - 1,000	6 - 12	80% - 100%	0% - 20%	Business, Agricultural Production	Women, Men	Credit Educ, Group Mtgs, Other Training, Training in health, nutrition, sanitation, breast-feeding, and malaria prevention.
Basic Loan	GHS 50 - 1,000	4 - 6	100%	0% - 20%	Business	Women	Credit Educ, Group Mtgs, Other Training, Training in health, nutrition, sanitation, breast-feeding, and malaria prevention.
Shea Loan	GHS 50 - 500	6 - 9	100%	0%	Any Purpose	Women	Credit Educ, Group Mtgs, Other Training, Training in health, nutrition, sanitation, breast-feeding, and malaria prevention.

Loan Products » Conditions

Product Name	Loan Size Range	Loan Term (months)	% Female	% Urban	Loan Purpose	Eligibility	Other Services
Al Intilaka	MAD 3,000 - 20,000	6 - 30	60% - 80%	80% - 100%	Business, Financement du fonds de roulement ou d'investissement	Women, Men, Have business, Jouir d'une bonne moralité	Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training, Formation Initiale pour les nouveaux clients
Al Mouwakaba	MAD 20,500 - 40,000	6 - 48	40% - 60%	80% - 100%	Business, Financement du fond de roulement ou d'investissement	Women, Men, Have business	Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training
Attaahil	MAD 40,500 - 50,000	6 - 48	0% - 20%	80% - 100%	Business, Financement du fonds de roulement et d'investissement	Women, Men, Have business	Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training
Al Karaoui	MAD 3,000 - 50,000	6 - 48	20% - 40%	80% - 100%	Business, Financement des besoins en investissement liés à lactivité de lélevage	Women, Men, Have business	Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training
Attakaddoum	MAD 10,000 - 50,000	6 - 48	0% - 20%	80% - 100%	Business, Financement du Fonds de Roulement ou Investissement	Women, Men, Have business	Credit Educ, Tech Asst Visits, Business Training, Other Training
Al Fardi	MAD 7,000 - 50,000	6 - 48	40% - 60%	80% - 100%	Business, Financement du Fonds de Roulement ou d'investissement	Women, Men, Have business	Credit Educ, Tech Asst Visits, Business Training, Other Training, Formation Initiale pour les nouveaux clients
Attajhiz Al Hirafi	MAD 7,000 - 50,000	6 - 48	0% - 20%	80% - 100%	Business, Financement de l'acquisition de véhicules	Women, Men, Have business	Credit Educ, Tech Asst Visits, Business Training, Other Training
Attaaounia	MAD 3,000 - 50,000	6 - 48	0% - 20%	80% - 100%	Business	Women, Men, Have business	Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training
Al Milkia	MAD 3,000 - 50,000	6 - 120	0% - 20%	80% - 100%	Business	Women, Men, Have business	Credit Educ, Tech Asst Visits, Business Training, Other Training

Loan Products » Pricing Information

Product Name	Annual Nominal Interest	Taxes	Compulsory Deposit	APR (int+fee)	Full APR	Transparency Index
Agriculture Business Loan	30.00% annual, Flat	None	N/A	45.8%	45.8%	65
Basic Loan	36.00% annual, Flat	None	N/A	70.8%	70.8%	50
Shea Loan	36.00% annual, Flat	None	N/A	39.6% - 44.5%	39.6% - 44.5%	87

Loan Products » Pricing Information

Product Name	Annual Nominal Interest	Fees	Taxes	Compulsory Deposit	APR (int+fee)	Full APR	Transparency Index
Al Intilaka	25.2% annual, Decl Bal	2 Fees	None	N/A	27.9% - 40.7%	27.9% - 40.7%	75
Al Mouwakaba	21.6% annual, Decl Bal	2 Fees	None	N/A	23.2% - 28.5%	23.2% - 28.5%	86
Attaahil	18.0% annual, Decl Bal	2 Fees	None	N/A	19.3% - 23.4%	19.3% - 23.4%	86
Al Karaoui	31.2% annual, Decl Bal	2 Fees	None	N/A	33% - 41.5%	33% - 41.5%	87
Attakaddoum	16.8% annual, Decl Bal	2 Fees	None	N/A	18% - 20.3%	18% - 20.3%	88
Al Fardi	26.4% annual, Decl Bal	2 Fees	None	N/A	28.9% - 33.4%	28.9% - 33.4%	86
Attajhiz Al Hirafi	16.8% annual, Decl Bal	2 Fees	None	N/A	19.6% - 24%	19.6% - 24%	78
Attaaounia	15.6% annual, Decl Bal	2 Fees	None	N/A	16.7% - 21.8%	16.7% - 21.8%	81
Al Milkia	12.0% annual, Decl Bal	2 Fees	None	N/A	11.2% - 13%	11.2% - 13%	96

Loan Products » Pricing Information

Product Name	Annual Nominal Interest	Insurance	Taxes	Compulsory Deposit	APR (int+fee)	Full APR	Transparency Index
Agriculture Business Loan	30.00% annual, Flat	0 Ins Ins	None	N/A	45.8%	45.8%	65
Basic Loan	36.00% annual, Flat	0 Ins Ins	None	N/A	70.8%	70.8%	50
Shea Loan	36.00% annual, Flat	0 Ins Ins	None	N/A	39.6% - 44.5%	39.6% - 44.5%	87

Loan Products » Pricing Information

Product Name	Annual Nominal Interest	Fees	Insurance	Taxes	Compulsory Deposit	APR (int+fee)	Full APR	Transparency Index
Al Intilaka	25.2% annual, Decl Bal	2 Fees	0 Ins Ins	None	N/A	27.9% - 40.7%	27.9% - 40.7%	75
Al Mouwakaba	21.6% annual, Decl Bal	2 Fees	0 Ins Ins	None	N/A	23.2% - 28.5%	23.2% - 28.5%	86
Attaahil	18.0% annual, Decl Bal	2 Fees	0 Ins Ins	None	N/A	19.3% - 23.4%	19.3% - 23.4%	86
Al Karaoui	31.2% annual, Decl Bal	2 Fees	0 Ins Ins	None	N/A	33% - 41.5%	33% - 41.5%	87
Attakaddoum	16.8% annual, Decl Bal	2 Fees	0 Ins Ins	None	N/A	18% - 20.3%	18% - 20.3%	88
Al Fardi	26.4% annual, Decl Bal	2 Fees	0 Ins Ins	None	N/A	28.9% - 33.4%	28.9% - 33.4%	86
Attajhiz Al Hirafi	16.8% annual, Decl Bal	2 Fees	0 Ins Ins	None	N/A	19.6% - 24%	19.6% - 24%	78
Attaaounia	15.6% annual, Decl Bal	2 Fees	0 Ins Ins	None	N/A	16.7% - 21.8%	16.7% - 21.8%	81
Al Milkia	12.0% annual, Decl Bal	2 Fees	0 Ins Ins	None	N/A	11.2% - 13%	11.2% - 13%	96

Institution Price Graph

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Institution Price Graph

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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits

	X Axis
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N (# of Samples)
Total Borrrowers of Samples


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By Country

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Institution

Institution

Institution Details

Institution Details

Loan Products » Summary

Loan Products » Summary

Loan Products » Conditions

Loan Products » Conditions

Loan Products » Pricing Information

Loan Products » Pricing Information

Loan Products » Pricing Information

Loan Products » Pricing Information

Institution Price Graph

Institution Price Graph

Total Borrowers of Samples

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