| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | http://www.idghana.org/ |
| Year established | 1998 |
| Head of Institution | Stephen Mawuli Kwesi Dugbazah |
| Regions active | Greater Accra Region |
| # Branches | 5 |
| Total Portfolio (nat'l) | GHS 1,879,142 |
| Total Portfolio (USD) | USD 953,879.19 |
| Active clients with loans | 5,689 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 80% - 100% |
| Network affiliations | GHAMFIN, ASSFIN, AMT |
| Funders | Entrepreneurs du Monde, Air Liquide, TECHNIP, French Embassy |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Front Desk | GHS 100 - 5,000 | 3 - 9 | 80% - 100% | 80% - 100% | Business | Women, Men, Have business | Credit Educ, Business Training, Other Training, Life skill training, counciling, and referral services. | |||||||
| Kick Start | GHS 20 - 200 | 6 | 80% - 100% | 80% - 100% | Business | Women | Credit Educ, Group Mtgs, Business Training, Other Training, Life skill training, counciling, and referral services. | |||||||
| Onipa Nua (Each other's keepers) | GHS 100 - 5,000 | 3 - 9 | 80% - 100% | 80% - 100% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Business Training, Other Training, Life skill training, counciling, and referral services. |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Front Desk | 36.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 68.9% - 74.9% | 68.9% - 74.9% | 49 | ||||||||
| Kick Start | 0.0% annual, Flat | 0 Fees | 0 Ins | None | N/A | 0% | 0% | 100 | ||||||||
| Onipa Nua (Each other's keepers) | 36.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 70.3% - 71.2% | 70.3% - 71.2% | 50 |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| Action | 0 | 0 | 0 | 137 |
| Adok Timo | 4,200 | 570,000 | 4 | 169 |
| BIMAS | 11,100 | 4,679,000 | 7 | 137 |
| ECLOF Kenya | 20,500 | 5,455,000 | 8 | 137 |
| Equity Bank | 135,500 | 94,746,000 | 9 | 137 |
| Family Bank | 43,200 | 90,700,000 | 5 | 169 |
| Jamii Bora | 2,400 | 3,374,000 | 4 | 137 |
| Juhudi Kilimo | 10,400 | 4,436,000 | 2 | 137 |
| KADET | 12,900 | 5,402,000 | 4 | 137 |
| K-Rep | 0 | 0 | 0 | 137 |
| K-Rep Bank | 65,000 | 28,743,000 | 4 | 169 |
| KWFT DTM | 294,600 | 165,982,000 | 6 | 137 |
| LKL | 13,100 | 9,311,000 | 10 | 129 |
| MKL | 18,200 | 5,989,000 | 6 | 114 |
| Opportunity Kenya | 9,100 | 4,866,000 | 5 | 137 |
| PAWDEP | 40,900 | 7,133,000 | 2 | 137 |
| RAFODE | 2,900 | 356,000 | 1 | 137 |
| SISDO | 7,300 | 3,657,000 | 11 | 137 |
| Yehu | 14,000 | 3,149,000 | 11 | 137 |
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| % Products with compulsory deposits |
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