Please note that the information you are viewing is 139 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Maata-N-Tudu Association Head OfficeTamale, NorthernP.O. Box 1015
Data approved: 2013-02-13
Data version: 2
Age of data: 139 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.maata-n-tudu.org/
Year established1993
Head of InstitutionKonlan Lambongang
Regions activeNorthern Region, Upper East Region, Upper West Region
# Branches3

Total Portfolio (nat'l)GHS 1,855,661
Total Portfolio (USD)USD 941,959.90
Active clients with loans12,035
Approximate % female clients80% - 100%
Approximate % urban clients60% - 80%
Network affiliationsGHAMFIN, ASSFIN
FundersCORDAID, UNDP, Grameen Foundation, Planet Finance

Loan Products » Summary

2,620 Borrowers
USD 299,238.58 Portfolio
Active Product
5,687 Borrowers
USD 299,756.35 Portfolio
Active Product
3,728 Borrowers
USD 276,140.10 Portfolio
Active Product
27 Borrowers
USD 66,824.87 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agro Processing Loan GHS 50 - 1,000 9 80% - 100% 0% - 20% Business Women, Have business Credit Educ, Group Mtgs, Credit Ins
Grain Banking Loan GHS 50 - 1,000 9 80% - 100% 0% - 20% Business Women Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training
Trading Loan GHS 50 - 1,000 6 80% - 100% 40% - 60% Business Women, Have business Credit Educ, Group Mtgs, Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agro Processing Loan 36.00% annual, Flat 1 Fee 0 Ins None 20.00% upfront 45.2% - 46% 59.3% - 60.5% 60
Grain Banking Loan 38.04% annual, Flat 1 Fee 0 Ins None 20.00% upfront 38.2% - 38.7% 47.5% - 48.1% 79
Trading Loan 36.00% annual, Flat 1 Fee 0 Ins None 20.00% upfront 51.9% - 56.3% 71% - 77.1% 49
Institution Price Graph
Please note that the information you are viewing is 130 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

BancoSol S.A. Calle Nicolás Acosta No. 289 esq. Cañada Strongest, MurilloLa Paz, Bolivia13176
Data approved: 2013-09-05
Data version: 2
Age of data: 130 months

Product

Sol Vivienda (Tasa Fija, BOB) Product 15 of 30 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (BOB)BOB 415,618,854.90
Portfolio (USD)USD 61,573,163.69
Active Clients with Loans16,804
Approximate % Female Clients40% - 60%
Approximate % Urban Clients80% - 100%
Methodology
Individualx
Solidarity group
Village banking
Self help group
Other
Description
Crédito destinado a la compra, construcción, refacción, remodelación, ampliación, mejora, anticrético, vivienda productiva y/o legalización de la vivienda
Loan Purpose
Any purpose
Income generation
Mortgage/housingx
Consumer loan
Agriculture
Education
Other household finance
OtherCompra de vivienda, terreno, construcción
Other (2)Refacción, remodelación, ampliación, etc.
Included Services
Credit education
Group meetings
Credit insurancex
Workplace visits
Business training
Other training
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or land
Must be a salaried workerx
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institution9
# Regions for this product9
Regions ActiveBeni , Chuquisaca , Cochabamba , La Paz , Oruro , Pando , Potosí, Santa Cruz, Tarija

Loan Conditions

Loan Amount
CurrencyBOB
Minimum loan sizeBOB 400
Maximum loan size200,000
Distribution at Disbursement (Est.)
Loans less than BOB 10,0005%
BOB 10,000-40,00060%
BOB 40,000-70,00030%
BOB 70,000-100,0005%
BOB 100,000-125,0000
Greater than BOB 125,0000
Loan Term and Grace Period
Shortest loan term3.0 months
Longest loan term60.0 months
Approx average40.0 months
Distribution at Disbursement (Est.)
Loans 3 months or less0
Between 4 and 6 months0
Between 7 and 9 months0
Between 10 and 12 months5%
Between 13 and 18 months5%
Longer than 18 months90%
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthlyx
Every 2 monthsx
Quarterlyx
Every 6 monthsx
Every 12 monthsx
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest17.00%
Highest quoted nominal interest24.50%
Reason(s) why interest rate variesLoan Size, Collateral, Plazo
Interest rate periodYearly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?No
Is rate fixed for entire loan termYes
Upfront Fees
This product has no upfront fees
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No

Full Pricing Data

Sol Vivienda (Tasa Fija, BOB) samples
Sample 1Sample 2Sample 3Sample 4
Loan AmountBOB 4,000BOB 24,450BOB 48,000BOB 73,000
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot KnownNot Known
Disbursement Date2013-12-172013-06-252013-12-062013-08-23
Loan Term (Months)7.0 months38.0 months17.0 months25.0 months
Grace Period (Months)0.5 months0.3 months0.2 months0.3 months
Total Cost of CreditBOB 307.52BOB 7,360.27BOB 8,999.54BOB 17,788.78
True Price by Comp       
Interest price component22.6%17.1%23.1%21.1%
Fee Component0.0%0.0%0.0%0.0%
Insurance Component0.0%0.0%0.0%0.0%
Tax Component0.0%0.0%0.0%0.0%
Deposit Component0.0%0.0%0.0%0.0%
Full APR (int fee ins tax dep)22.6%17.1%23.1%21.1%
Transparency Index75997481
        
Original Repayment SchedulePDFPDFPDFPDF
MFT Pricing CalculationPDFPDFPDFPDF
Sol Vivienda (Tasa Fija, BOB) Price Graphs


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