| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.maata-n-tudu.org/ |
| Year established | 1993 |
| Head of Institution | Konlan Lambongang |
| Regions active | Northern Region, Upper East Region, Upper West Region |
| # Branches | 3 |
| Total Portfolio (nat'l) | GHS 1,855,661 |
| Total Portfolio (USD) | USD 941,959.90 |
| Active clients with loans | 12,035 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations | GHAMFIN, ASSFIN |
| Funders | CORDAID, UNDP, Grameen Foundation, Planet Finance |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.hopefoundationindia.net/ |
| Year established | 2005 |
| Head of Institution | Mr. Raju Kuriachen |
| Regions active | |
| # Branches | 42 |
| Total Portfolio (nat'l) | INR 233,623,428 |
| Total Portfolio (USD) | USD 4,407,989.21 |
| Active clients with loans | 62,669 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agro Processing Loan | GHS 50 - 1,000 | 9 | 80% - 100% | 0% - 20% | Business | Women, Have business | Credit Educ, Group Mtgs, Credit Ins | |||||||
| Grain Banking Loan | GHS 50 - 1,000 | 9 | 80% - 100% | 0% - 20% | Business | Women | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training | |||||||
| Trading Loan | GHS 50 - 1,000 | 6 | 80% - 100% | 40% - 60% | Business | Women, Have business | Credit Educ, Group Mtgs, Credit Ins |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Generation Loan | INR 3,000 - 20,000 | 12 | 80% - 100% | 0% - 20% | Business | Women, Have business, Have home or land, Salaried worker | Credit Educ, Group Mtgs, Credit Ins |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agro Processing Loan | 36.00% annual, Flat | 1 Fee | 0 Ins | None | 20.00% upfront | 45.2% - 46% | 59.3% - 60.5% | 60 | ||||||||
| Grain Banking Loan | 38.04% annual, Flat | 1 Fee | 0 Ins | None | 20.00% upfront | 38.2% - 38.7% | 47.5% - 48.1% | 79 | ||||||||
| Trading Loan | 36.00% annual, Flat | 1 Fee | 0 Ins | None | 20.00% upfront | 51.9% - 56.3% | 71% - 77.1% | 49 |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Generation Loan | 0 | 31.1% | 33.4% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Generation Loan | 12.0% annual, Flat | 1 Fee | 1 Ins | None | N/A | 31.1% | 33.4% | 36 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agro Processing Loan | 36.00% annual, Flat | 1 Fee | 0 Ins Ins | None | 20.00% upfront | 45.2% - 46% | 59.3% - 60.5% | 60 | ||||||||
| Grain Banking Loan | 38.04% annual, Flat | 1 Fee | 0 Ins Ins | None | 20.00% upfront | 38.2% - 38.7% | 47.5% - 48.1% | 79 | ||||||||
| Trading Loan | 36.00% annual, Flat | 1 Fee | 0 Ins Ins | None | 20.00% upfront | 51.9% - 56.3% | 71% - 77.1% | 49 |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Generation Loan | 0 | 31.1% | 33.4% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Generation Loan | 12.0% annual, Flat | 1 Fee | 1 Ins Ins | None | N/A | 31.1% | 33.4% | 36 |
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