Institution Type | Credit Union / Cooperative |
Is this institution regulated? | Yes |
Website address | http://www.mailfinancegh.com |
Year established | 2005 |
Head of Institution | Mark Gborgbor |
Regions active | Greater Accra Region |
# Branches | 0 |
Total Portfolio (nat'l) | GHS 568,292 |
Total Portfolio (USD) | USD 288,473.10 |
Active clients with loans | 342 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 80% - 100% |
Network affiliations | GAMFIN, GCSCA |
Funders |
Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.samasta.co.in/ |
Year established | 2008 |
Head of Institution | Venkatesh N |
Regions active | Karnataka, Tamil Nadu |
# Branches | 24 |
Total Portfolio (nat'l) | INR 254,928,392 |
Total Portfolio (USD) | USD 4,809,969.66 |
Active clients with loans | 45,514 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 80% - 100% |
Network affiliations | MFIN, India, AKMI, India |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Microfinance Loan | GHS 100 - 30,000 | 6 - 12 | 60% - 80% | 60% - 80% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Income Generation Loan | INR 10,000 - 15,000 | 12 | 80% - 100% | 80% - 100% | Business | Women, Have business, Low HH Inc, Med HH Inc | Credit Educ, Group Mtgs, Credit Ins, Other Training | |||||||
Dairy Cow Loan | INR 24,999 - 25,000 | 24 | 80% - 100% | 0% - 20% | Business | Women, Low HH Inc, Med HH Inc, Must be supplying milk to procurers (Cooperatives or private) | Credit Educ, Group Mtgs, Credit Ins |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Microfinance Loan | 60.00% annual, Flat | 1 Fee | 1 Ins | None | 5.00%-50.00% upfront | 103.3% - 111.6% | 194.6% - 373.8% | 22 |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Income Generation Loan | 27.2% - 28% | 29.2% - 30% | 30.3% - 31.1% | Yes | Yes | Yes | 99 | |||||||
Dairy Cow Loan | 27% - 27.2% | 28% - 28.2% | 28.8% - 29% | Yes | Yes | Yes | 100 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Income Generation Loan | 26.0%-27.5% annual, Decl Bal | 1 Fee | 1 Ins | 12.36% fees | N/A | 29.2% - 30% | 30.3% - 31.1% | 85 | ||||||||
Dairy Cow Loan | 26.0%-27.5% annual, Decl Bal | 1 Fee | 1 Ins | 12.36% fees | N/A | 28% - 28.2% | 28.8% - 29% | 90 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Microfinance Loan | 60.00% annual, Flat | 1 Fee | 1 Ins Ins | None | 5.00%-50.00% upfront | 103.3% - 111.6% | 194.6% - 373.8% | 22 |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Income Generation Loan | 27.2% - 28% | 29.2% - 30% | 30.3% - 31.1% | Yes | Yes | Yes | 99 | |||||||
Dairy Cow Loan | 27% - 27.2% | 28% - 28.2% | 28.8% - 29% | Yes | Yes | Yes | 100 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Income Generation Loan | 26.0%-27.5% annual, Decl Bal | 1 Fee | 1 Ins Ins | 12.36% fees | N/A | 29.2% - 30% | 30.3% - 31.1% | 85 | ||||||||
Dairy Cow Loan | 26.0%-27.5% annual, Decl Bal | 1 Fee | 1 Ins Ins | 12.36% fees | N/A | 28% - 28.2% | 28.8% - 29% | 90 |
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