2. Markaz
Please note that the information you are viewing is 139 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. CIDRE
Please note that the information you are viewing is 130 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Markaz Community Cooperative Credit Union GumaniTamale, Northern Region
Data approved: 2013-03-25
Data version: 2
Age of data: 139 months
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Institution

CIDRE Calle Juan de la Cruz Torrez N° 1674, CercadoCochabamba, Bolivia28034
Data approved: 2013-08-02
Data version: 2
Age of data: 130 months
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Institution Details

Institution TypeCredit Union / Cooperative
Is this institution regulated?Yes
Website addressN/A
Year established2009
Head of InstitutionPhyllis Ayetey
Regions activeNorthern Region
# Branches0

Total Portfolio (nat'l)0
Total Portfolio (USD)0
Active clients with loans0
Approximate % female clients60% - 80%
Approximate % urban clients80% - 100%
Network affiliationsCredit Union Association (CUA), GHAMFIN
FundersChristian Children's Fund of Canada

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.cidre.org.bo/
Year established1990
Head of InstitutionAlvaro Moscoso Blanco
Regions activeChuquisaca , Cochabamba , La Paz , Oruro , Potosí, Santa Cruz, Tarija
# Branches18

Total Portfolio (nat'l)BOB 854,406,455
Total Portfolio (USD)USD 126,578,734.10
Active clients with loans8,530
Approximate % female clients80% - 100%
Approximate % urban clients20% - 40%
Network affiliationsFINRURAL
FundersBanco Interamericano de Desarrollo (BID), Kiva, Oikocredit, Banco de Desarrollo Productivo (BDP S.A.M.)

Loan Products » Summary

Business
Retired Product
Credit Union
Retired Product
Enterprise
Retired Product
This institution does not currently offer microloans, reported to MFTransparency on 2013-03-25

Loan Products » Summary

Consumo BOB
293 Borrowers
USD 923,124 Portfolio
Active Product
Consumo USD
63 Borrowers
USD 3,169,914 Portfolio
Active Product
Vivienda BOB
987 Borrowers
USD 4,295,108.89 Portfolio
Active Product
Vivienda USD
203 Borrowers
USD 8,446,409 Portfolio
Active Product
Comercio BOB
1,704 Borrowers
USD 8,292,464.89 Portfolio
Active Product
Comercio USD
740 Borrowers
USD 39,912,313 Portfolio
Active Product
Product BOB
3,357 Borrowers
USD 15,367,998.81 Portfolio
Active Product
Product USD
1,183 Borrowers
USD 46,171,401 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Credito de Consumo (BOB) BOB 2,000 - 362,000 12 - 60 0% - 20% 0% - 20% Any Purpose Women, Men Credit Ins
Credito de Consumo (USD) USD 200 - 10,000 12 - 60 0% - 20% 0% - 20% Any Purpose Women, Men Credit Ins
Credito Hipotecaria (BOB) BOB 3,500 - 843,200 12 - 96 0% - 20% 0% - 20% Housing Women, Men Credit Ins
Credito Hipotecaria (USD) USD 1,200 - 68,000 12 - 84 0% - 20% 0% - 20% Housing Women, Men Credit Ins
Microcredito para Comercio y Servicios (BOB) BOB 3,000 - 890,000 6 - 60 20% - 40% 20% - 40% Business, Para actividades de comercio y servicios Women, Men, Have business Credit Ins
Microcredito para Comercio y Servicios (USD) USD 500 - 126,000 6 - 60 0% - 20% 0% - 20% Business Women, Men, Have business Credit Ins, Business Training
Microcredito Productivo (BOB) BOB 3,400 - 892,956 6 - 60 40% - 60% 0% - 20% Business Women, Men, Have business Credit Ins
Microcredito Productivo (USD) USD 500 - 150,000 6 - 60 60% - 80% 0% - 20% Business Women, Men, Have business Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Credito de Consumo (BOB) 16.0%-27.0% annual, Decl Bal 0 Fees 1 Ins None N/A 17.1% - 26.7% 17.1% - 27.3% 71
Credito de Consumo (USD) 16.0%-25.0% annual, Decl Bal 0 Fees 1 Ins None N/A 24.7% 25.3% 63
Credito Hipotecaria (BOB) 17.0%-25.0% annual, Decl Bal 0 Fees 1 Ins None N/A 18.2% - 22.4% 18.8% - 23% 81
Credito Hipotecaria (USD) 17.0%-25.0% annual, Decl Bal 0 Fees 1 Ins None N/A 18.1% - 19.7% 18.6% - 20.3% 87
Microcredito para Comercio y Servicios (BOB) 18.0%-26.0% annual, Decl Bal 0 Fees 1 Ins None N/A 20.4% - 25.4% 20.9% - 26% 76
Microcredito para Comercio y Servicios (USD) 18.0%-27.0% annual, Decl Bal 0 Fees 1 Ins None N/A 18% - 26.7% 18.6% - 27.3% 80
Microcredito Productivo (BOB) 18.0%-27.0% annual, Decl Bal 0 Fees 1 Ins None N/A 18% - 26.7% 18.6% - 27.3% 83
Microcredito Productivo (USD) 18.0%-27.0% annual, Decl Bal 0 Fees 1 Ins None N/A 18.9% - 21.7% 19.4% - 22.4% 86

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Credito de Consumo (BOB) 16.0%-27.0% annual, Decl Bal 0 Fees 1 Ins Ins None N/A 17.1% - 26.7% 17.1% - 27.3% 71
Credito de Consumo (USD) 16.0%-25.0% annual, Decl Bal 0 Fees 1 Ins Ins None N/A 24.7% 25.3% 63
Credito Hipotecaria (BOB) 17.0%-25.0% annual, Decl Bal 0 Fees 1 Ins Ins None N/A 18.2% - 22.4% 18.8% - 23% 81
Credito Hipotecaria (USD) 17.0%-25.0% annual, Decl Bal 0 Fees 1 Ins Ins None N/A 18.1% - 19.7% 18.6% - 20.3% 87
Microcredito para Comercio y Servicios (BOB) 18.0%-26.0% annual, Decl Bal 0 Fees 1 Ins Ins None N/A 20.4% - 25.4% 20.9% - 26% 76
Microcredito para Comercio y Servicios (USD) 18.0%-27.0% annual, Decl Bal 0 Fees 1 Ins Ins None N/A 18% - 26.7% 18.6% - 27.3% 80
Microcredito Productivo (BOB) 18.0%-27.0% annual, Decl Bal 0 Fees 1 Ins Ins None N/A 18% - 26.7% 18.6% - 27.3% 83
Microcredito Productivo (USD) 18.0%-27.0% annual, Decl Bal 0 Fees 1 Ins Ins None N/A 18.9% - 21.7% 19.4% - 22.4% 86
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