Institution

MicrofinPlus Ghana Head OfficeKasoa Bawijiase RoadKasoa, CentralP.O. Box 166
Data approved: 2013-03-08
Data version: 2
Age of data: 145 months

Institution

SKS Microfinance Ashoka Raghupathi Chamber, D. No. 1-10-60 to 62, opp Shoppers stop BegumpetHyderabad, Andhra Pradesh500016
Data approved: 2010-10-25
Data version: 2
Age of data: -   months 

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.microfinplusghana.org/
Year established2007
Head of InstitutionIshmael.k.otchere
Regions activeCentral Region
# Branches2

Total Portfolio (nat'l)GHS 495,574.03
Total Portfolio (USD)USD 259,462.84
Active clients with loans1,110
Approximate % female clients60% - 80%
Approximate % urban clients0% - 20%
Network affiliationsGHAMFIN
FundersPlan Ghana, Barclays

Institution Details

Institution TypePublic 'For Profit'
Is this institution regulated?N/A
Website addresshttp://www.sksindia.com/
Year established1997
Head of InstitutionMR. Rao
Regions active0
# Branches2407

Total Portfolio (nat'l)INR 54,336,444,913
Total Portfolio (USD)USD 1,207,476,554
Active clients with loans6,662,415
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliations

Loan Products » Summary

1,068 Borrowers
USD 231,365 Portfolio
42 Borrowers
USD 28,097 Portfolio
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Summary

5,413,782 Borrowers
USD 817,545,989 Portfolio
1,697,801 Borrowers
USD 137,961,798 Portfolio

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
M-Hope GHS 50 - 2,000 3 - 6 80% - 100% 0% - 20% Business, Consumer Women, Men, Maximum amount of men permitted in group - 20%. Credit Educ, Other Training, Malaria prevention training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Income Generating Loan INR 2,000 - 30,000 11.5 80% - 100% 0% - 20% Business Women, 60% of the members in the centers are required to own homes, we follow Joint Group liability model. Credit Educ, Group Mtgs, Credit Ins
Mid Term Loan INR 2,000 - 15,000 11.5 80% - 100% 0% - 20% Business Women, 60% of the members in the centers are required to own homes, we follow joint\\Group liability model. Credit Educ, Group Mtgs, Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
M-Hope 45.00% annual, Flat 2 Fees 1 Ins None 15.00% upfront 86.4% - 91.3% 124.3% - 133.3% 35

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Income Generating Loan 26.8% 26.8% - 31.5% 28.9% - 35.9% 47
Mid Term Loan 0% 26.8% - 32.1% 31.2% - 36.6% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Income Generating Loan 12.5%-15.0% annual, Flat 2 Fees 0 Ins None N/A 26.8% - 31.5% 28.9% - 35.9% 37
Mid Term Loan 12.5%-15.0% annual, Flat 2 Fees 0 Ins None N/A 26.8% - 32.1% 31.2% - 36.6% 38

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
M-Hope 45.00% annual, Flat 2 Fees 1 Ins Ins None 15.00% upfront 86.4% - 91.3% 124.3% - 133.3% 35

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Income Generating Loan 26.8% 26.8% - 31.5% 28.9% - 35.9% 47
Mid Term Loan 0% 26.8% - 32.1% 31.2% - 36.6% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Income Generating Loan 12.5%-15.0% annual, Flat 2 Fees 0 Ins Ins None N/A 26.8% - 31.5% 28.9% - 35.9% 37
Mid Term Loan 12.5%-15.0% annual, Flat 2 Fees 0 Ins Ins None N/A 26.8% - 32.1% 31.2% - 36.6% 38
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NGOInstitution TypeMultipleLoan PurposeMicrofinPlus GhInstitutionGH-034-V02-P01ProductGHCountry2013YearRange Number2Institution Data Version05001,0001,500Loan Size (all)0%50%100%Full APR (int fee ins tax dep)> 70030040Number of Borrowers
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.Public \'For Profit\'Institution TypeBusinessLoan PurposeSKSInstitutionIN-065-V02-P01IN-065-V02-P02ProductINCountry2010YearRange Number2Institution Data Version05,00010,00015,00020,00025,00030,000Loan Size (all)0%10%20%30%40%Full APR (int fee ins tax dep)> 1,300,0001,000,000670,000330,00037,000Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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