2. Pro Credit
Please note that the information you are viewing is 144 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. Parabank
Please note that the information you are viewing is 181 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

ProCredit Savings & Loans Company Ltd. P. O Box NT 328 Newtown, AccraAccra, Greater Accra
Data approved: 2011-12-07
Data version: 1
Age of data: -   months 
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Institution

Parabank 60 Samed Vurgun strBaku, BakuAZ1022
Data approved: 2012-04-18
Data version: 2
Age of data: 181 months
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Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?Yes
Website addresshttp://www.procredit.com.gh/
Year established2002
Head of InstitutionAndre Radloff
Regions active0
# Branches0

Total Portfolio (nat'l)GHS 39,657,346
Total Portfolio (USD)USD 26,438,230.67
Active clients with loans8,924
Approximate % female clients20% - 40%
Approximate % urban clients80% - 100%
Network affiliationsProCredit Group
FundersProCredit Holding, Frankfurt- Germany, DOEN Foundation, Amsterdam

Institution Details

Institution TypeBank
Is this institution regulated?Yes
Website addresshttp://www.parabank.az/
Year established1991
Head of InstitutionVali Guliyev
Regions activeAbsheron, Ganja-Qazakh, Shaki-Zaqatala, Lankaran-Astara, Quba-Khachmaz, Orta Kur, Daglig-ShirvanKur
# Branches16

Total Portfolio (nat'l)AZN 64,721,000
Total Portfolio (USD)USD 82,975,641.03
Active clients with loans7,573
Approximate % female clients40% - 60%
Approximate % urban clients0% - 20%
Network affiliations
Funders

Loan Products » Summary

Agro Loans
1,728 Borrowers
USD 5,237,120 Portfolio
Active Product
Business Loans
6,818 Borrowers
USD 19,143,423 Portfolio
Active Product
Personal Loan
14 Borrowers
USD 16,397 Portfolio
Active Product
ProCredit Line (Overdraft)
120 Borrowers
USD 1,441,363 Portfolio
Active Product

Loan Products » Summary

Consumer
6,236 Borrowers
USD 13,669,682.05 Portfolio
Active Product
Group
2,640 Borrowers
USD 2,472,435.90 Portfolio
Active Product
Micro
1,510 Borrowers
USD 21,093,866.67 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agro Loans GHS 2,000 - 150,000 1 - 60 0% - 20% 0% - 20%
Business Loans GHS 2,000 - 45,000 3 - 48 40% - 60% 80% - 100%
Personal Loan 0 0 20% - 40% 80% - 100%
ProCredit Line (Overdraft) GHS 2,000 - 150,000 1 - 12 40% - 60% 80% - 100%

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Consumer Loans AZN 1,000 - 20,000 3 - 24 20% - 40% 0% - 20% Any Purpose Women, Men, Have home or land, Salaried worker Credit Educ, Credit Ins
Group Loans AZN 500 - 2,000 3 - 18 20% - 40% 0% - 20% Business Women, Men Credit Educ, Group Mtgs, Credit Ins
Micro Loans AZN 1,000 - 20,000 6 - 18 20% - 40% 40% - 60% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agro Loans 30.00%-0.00% annual, Decl Bal 1 Fee 0 Ins N/A 43.8% - 54% 43.8% - 54% 63
Business Loans 33.00%-0.00% annual, Decl Bal 1 Fee 0 Ins N/A 56.6% - 76.1% 56.6% - 76.1% 47
Personal Loan 0.00% annual, 0 0 Fees 0 Ins 33.1% - 33.7% 33.1% - 33.7%
ProCredit Line (Overdraft) 39.60%-0.00% annual, Decl Bal 2 Fees 0 Ins N/A 0% 0%

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Consumer Loans 24.0%-36.0% annual, Decl Bal 1 Fee 0 Ins None N/A 27.8% - 38.1% 27.8% - 38.1% 77
Group Loans 24.0%-36.0% annual, Decl Bal 1 Fee 0 Ins None N/A 24.3% - 37.7% 24.3% - 37.7% 81
Micro Loans 24.0%-36.0% annual, Decl Bal 1 Fee 0 Ins None N/A 33.9% - 43% 33.9% - 43% 63

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agro Loans 30.00%-0.00% annual, Decl Bal 1 Fee 0 Ins Ins N/A 43.8% - 54% 43.8% - 54% 63
Business Loans 33.00%-0.00% annual, Decl Bal 1 Fee 0 Ins Ins N/A 56.6% - 76.1% 56.6% - 76.1% 47
Personal Loan 0.00% annual, 0 0 Fees 0 Ins Ins 33.1% - 33.7% 33.1% - 33.7%
ProCredit Line (Overdraft) 39.60%-0.00% annual, Decl Bal 2 Fees 0 Ins Ins N/A 0% 0%

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Consumer Loans 24.0%-36.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 27.8% - 38.1% 27.8% - 38.1% 77
Group Loans 24.0%-36.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 24.3% - 37.7% 24.3% - 37.7% 81
Micro Loans 24.0%-36.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 33.9% - 43% 33.9% - 43% 63
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.OtherInstitution TypeAnyBusinessLoan PurposePro CreditInstitutionGH-037-V01-P01GH-037-V01-P02GH-037-V01-P03ProductGHCountry2011YearRange Number1Institution Data Version02,0004,0006,0008,00010,00012,000Loan Size (all)0%20%40%60%80%Full APR (int fee ins tax dep)> 1,3001,00060030030Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
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Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.BankInstitution TypeAnyBusinessLoan PurposeParabankInstitutionAZ-008-V02-P01AZ-008-V02-P02AZ-008-V02-P03ProductAZCountry2012YearRange Number2Institution Data Version02,0004,0006,0008,00010,00012,000Loan Size (all)0%10%20%30%40%Full APR (int fee ins tax dep)> 1,30090060030030Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
Click to view Price Analysis Tool
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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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