Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | N/A |
Year established | 1986 |
Head of Institution | Nantogma Issah Abdulai |
Regions active | |
# Branches | 6 |
Total Portfolio (nat'l) | GHS 927,856 |
Total Portfolio (USD) | USD 470,992.89 |
Active clients with loans | 8,970 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 0% - 20% |
Network affiliations | ASSFIN, GHAMFIN |
Funders |
Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.kwftdtm.com |
Year established | 1982 |
Head of Institution | Mwangi Githaiga |
Regions active | Central, Coast, Eastern, Nairobi, North Eastern, Nyanza, Rift Valley, Western |
# Branches | 235 |
Total Portfolio (nat'l) | KES 13,743,335,462 |
Total Portfolio (USD) | USD 165,982,312.30 |
Active clients with loans | 250,748 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 0% - 20% |
Network affiliations | Women's World Banking, AMFI, AFRACA |
Funders | KWH, Employee Share Ownership Plan (ESOP) |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loan | GHS 300 - 500 | 6 - 12 | 40% - 60% | 0% - 20% | Business, Farming | Women, Men, Must be in a group, must have a farm | Group Mtgs, Credit Ins, Other Training | |||||||
Agro-Processing Loan | GHS 100 - 2,100 | 6 - 12 | 80% - 100% | 0% - 20% | Business, for agro-processing activities | Women | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training | |||||||
Trading Loan | GHS 100 - 1,200 | 12 | 80% - 100% | 20% - 40% | Business, petty trading | Women | Credit Educ, Group Mtgs, Business Training |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Biashara Loan | KES 10,000 - 45,000,000 | 6 - 60 | 60% - 80% | 0% - 20% | Business | Women, Have business | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training, Health education, Women empowerment | |||||||
Consumer Loan | KES 10,000 - 200,000 | 6 - 18 | 80% - 100% | 0% - 20% | Consumer | Women, Have business | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training, Leadership, Women empowerment | |||||||
Elimu Loan | KES 5,000 - 200,000 | 6 - 12 | 80% - 100% | 0% - 20% | Education | Women, Have business, Evidence of school admission/attendance | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training | |||||||
Agricultural Loan | KES 10,000 - 45,000,000 | 6 - 36 | 80% - 100% | 0% - 20% | Business, Agriculture | Women, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training, Leadership, Women Empowerment | |||||||
Energy Loan | KES 50,000 - 200,000 | 6 - 36 | 80% - 100% | 0% - 20% | Business, Other | Women, Have business | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training, Leadership, Women empowerment | |||||||
Asset Financing Loan | KES 50,000 - 10,000,000 | 6 - 60 | 80% - 100% | 0% - 20% | Business | Women, Must be willing to set up a viable business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loan | 20.00% annual, Flat | 0 Fees | 0 Ins | None | N/A | 29.8% - 30.1% | 29.8% - 30.1% | 66 | ||||||||
Agro-Processing Loan | 27.00%-30.00% annual, Flat | 2 Fees | 0 Ins | None | 10.00% upfront | 44.4% - 57.6% | 52.1% - 68.6% | 45 | ||||||||
Trading Loan | 27.00%-30.00% annual, Flat | 2 Fees | 0 Ins | None | N/A | 51.2% - 60.8% | 51.2% - 60.8% | 47 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Biashara Loan | 20.0%-21.6% annual, Flat | 2 Fees | 1 Ins | None | 10.0%-20.0% upfront 50.00-0.00 ongoing | 37.1% - 42.8% | 47.8% - 60.2% | 35 | ||||||||
Consumer Loan | 18.0%-22.0% annual, Flat | 2 Fees | 1 Ins | None | 10.0%-20.0% upfront 50.00-0.00 ongoing | 40.6% - 40.7% | 52.7% - 55.7% | 33 | ||||||||
Elimu Loan | 20.0%-22.0% annual, Flat | 2 Fees | 1 Ins | None | 10.0%-20.0% upfront 50.00-0.00 ongoing | 38% - 43.9% | 52.7% - 61.3% | 35 | ||||||||
Agricultural Loan | 20.0%-22.0% annual, Flat | 2 Fees | 1 Ins | None | 10.0%-20.0% upfront 50.00-0.00 ongoing | 37% - 42.8% | 47% - 56.9% | 36 | ||||||||
Energy Loan | 20.0%-22.0% annual, Flat | 2 Fees | 1 Ins | None | 10.0%-20.0% upfront 50.00-0.00 ongoing | 36.8% - 40.8% | 51.9% - 57.7% | 33 | ||||||||
Asset Financing Loan | 11.2%-20.0% annual, Flat | 2 Fees | 1 Ins | None | 10.0%-20.0% upfront 50.00-0.00 ongoing | 35.9% - 41.4% | 43.9% - 56.7% | 22 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loan | 20.00% annual, Flat | 0 Fees | 0 Ins Ins | None | N/A | 29.8% - 30.1% | 29.8% - 30.1% | 66 | ||||||||
Agro-Processing Loan | 27.00%-30.00% annual, Flat | 2 Fees | 0 Ins Ins | None | 10.00% upfront | 44.4% - 57.6% | 52.1% - 68.6% | 45 | ||||||||
Trading Loan | 27.00%-30.00% annual, Flat | 2 Fees | 0 Ins Ins | None | N/A | 51.2% - 60.8% | 51.2% - 60.8% | 47 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Biashara Loan | 20.0%-21.6% annual, Flat | 2 Fees | 1 Ins Ins | None | 10.0%-20.0% upfront 50.00-0.00 ongoing | 37.1% - 42.8% | 47.8% - 60.2% | 35 | ||||||||
Consumer Loan | 18.0%-22.0% annual, Flat | 2 Fees | 1 Ins Ins | None | 10.0%-20.0% upfront 50.00-0.00 ongoing | 40.6% - 40.7% | 52.7% - 55.7% | 33 | ||||||||
Elimu Loan | 20.0%-22.0% annual, Flat | 2 Fees | 1 Ins Ins | None | 10.0%-20.0% upfront 50.00-0.00 ongoing | 38% - 43.9% | 52.7% - 61.3% | 35 | ||||||||
Agricultural Loan | 20.0%-22.0% annual, Flat | 2 Fees | 1 Ins Ins | None | 10.0%-20.0% upfront 50.00-0.00 ongoing | 37% - 42.8% | 47% - 56.9% | 36 | ||||||||
Energy Loan | 20.0%-22.0% annual, Flat | 2 Fees | 1 Ins Ins | None | 10.0%-20.0% upfront 50.00-0.00 ongoing | 36.8% - 40.8% | 51.9% - 57.7% | 33 | ||||||||
Asset Financing Loan | 11.2%-20.0% annual, Flat | 2 Fees | 1 Ins Ins | None | 10.0%-20.0% upfront 50.00-0.00 ongoing | 35.9% - 41.4% | 43.9% - 56.7% | 22 |
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