Institution # Borrowers Portfolio (US$) Products Age of Data
AGFS20047,0002163
Ahantaman RB23,8009,896,0004145
APED13,7001,876,0002145
ASA Initiative4,400577,0004145
ASA-Ghana71,60018,385,0002145
ASPI80088,0006145
Atwima Kwanwoma3,8001,788,0002145
Baobab5,100967,0002145
BestFUND13,0004,172,0003145
Bonzali Rural10,4001,691,0004163
CashPhase83135,0002145
CASUD1,100524,0001145
CEDEF50054,0004145
CFF10013,0001145
CRAN3,6001,019,0002145
DQF1,70063,0002145
EASL9,20011,409,0006145
East Mamprusi12,5002,268,0004145
ELDA000145
EMPRETEC Ghana20056,0002145
FASL13,50014,047,0008145
Grameen Ghana9,500507,0003145
ID-Ghana5,600953,0003145
Innovative Finance2,700354,0003145
Kraban Support7,700781,0005163
KRB4,0006,350,0003145
Lower Pra RB34,0006,316,0003163
Maata-N-Tudu12,000941,0004145
Mail Finance300288,0001145
Markaz000145
Markaz Al Bishara10017,0001145
MicrofinPlus Gh1,100251,0002145
Nwabiagya RB4,0002,265,0003145
OISL62,00027,232,0009145
Pro Credit000145
Rich Step100101,0001145
SAT147,60029,359,0004145
Sekam Trust600137,0002145
Simli Pong8,900463,0003163
SS Ghana20035,0001145
TCCU10032,0003145
The Bridge40032,0003163
Union RB3,8002,361,0004145
  2. IDEPRO
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Institution

IDEPRO DESARROLLO EMPRESARIAL CALLE CAMPOS NRO 132 ZONA SAN JORGELa Paz, La Paz
Data approved: 2010-10-28
Data version: 1
Age of data: -   months 
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Product

Crédito Individual - Pro Micro (BOB) Product 6 of 12 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (BOB)BOB 49,717,341
Portfolio (USD)USD 7,365,532
Active Clients with Loans2,361
Approximate % Female Clients40% - 60%
Approximate % Urban Clients60% - 80%
Methodology
Individualx
Solidarity group
Village banking
Self help group
Other
Description
Crédito otorgado a una persona natural o jurídica, con el objeto de financiar actividades de producción, comercialización y servicios, cuya fuente principal de pago lo constituye el producto de las ventas e ingresos generados por dichas actividades.
Loan Purpose
Any purpose
Income generationx
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
OtherCapital de Inversión
Other (2)Capital de Operaciones
Included Services
Credit educationx
Group meetings
Credit insurancex
Workplace visits
Business training
Other training
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or land
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institutionN/A
# Regions for this productN/A
Regions Active

Loan Conditions

Loan Amount
CurrencyBOB
Minimum loan sizeBOB 1,000
Maximum loan size105,000
Loan Term and Grace Period
Shortest loan term3.0 months
Longest loan term72.0 months
Approx average33.4 months
Grace Period
Grace period usage10%
Average grace periodDK
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthlyx
Every 2 months
Quarterlyx
Every 6 months
Every 12 months
Single end payment
Irregular paymentsx

Pricing Information

Interest
Lowest quoted nominal interest14.00%
Highest quoted nominal interest35.00%
Reason(s) why interest rate variesBranch, Loan Size, Collateral
Interest rate periodYearly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?Yes
Is rate fixed for entire loan termYes
Upfront Fees
This product has no upfront fees
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No
Additional Comments
Existen 2392 créditos para 2361 clientes.\r

Full Pricing Data

Crédito Individual - Pro Micro (BOB) samples
Sample 1Sample 2Sample 3Sample 4Sample 5Sample 6
Loan AmountBOB 3,000BOB 7,000BOB 14,000BOB 28,000BOB 56,000BOB 80,000
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot KnownNot KnownNot KnownNot Known
Disbursement Date2011-08-262011-08-292011-08-302011-08-302011-08-302011-04-21
Loan Term (Months)12.0 months18.0 months24.0 months36.0 months72.0 months72.0 months
Grace Period (Months)1.0 month0.0 months0.0 months0.0 months0.0 months0.0 months
Total Cost of CreditNot KnownNot KnownNot KnownNot KnownNot KnownNot Known
True Price by Comp           
Interest and Fee Component30.4%28.4%27.4%25.3%22.5%18.3%
Insurance Component0.7%0.7%0.7%0.9%0.7%0.7%
Tax Component0.0%0.0%0.0%0.0%0.0%0.0%
Deposit Component0.0%0.0%0.0%0.0%0.0%0.0%
Full APR (int fee ins tax dep)31.1%29.0%28.1%26.2%23.2%18.9%
Transparency Index454850536074
            
Original Repayment SchedulePDFPDFPDFPDFPDFPDF
MFT Pricing CalculationPDFPDFPDFPDFPDFPDF
Crédito Individual - Pro Micro (BOB) Price Graphs
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NGOInstitution TypeBusinessLoan PurposeIDEPROInstitutionBO-023-V01-P06ProductBOCountry2010YearRange Number1Institution Data Version020,00040,00060,00080,000Loan Size (all)0%10%20%30%Full APR (int fee ins tax dep)> 40020020Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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