Institution # Borrowers Portfolio (US$) Products Age of Data
AGFS20047,0002154
Ahantaman RB23,8009,896,0004136
APED13,7001,876,0002136
ASA Initiative4,400577,0004136
ASA-Ghana71,60018,385,0002136
ASPI80088,0006136
Atwima Kwanwoma3,8001,788,0002136
Baobab5,100967,0002136
BestFUND13,0004,172,0003136
Bonzali Rural10,4001,691,0004154
CashPhase83135,0002136
CASUD1,100524,0001136
CEDEF50054,0004136
CFF10013,0001136
CRAN3,6001,019,0002136
DQF1,70063,0002136
EASL9,20011,409,0006136
East Mamprusi12,5002,268,0004136
ELDA000136
EMPRETEC Ghana20056,0002136
FASL13,50014,047,0008136
Grameen Ghana9,500507,0003136
ID-Ghana5,600953,0003136
Innovative Finance2,700354,0003136
Kraban Support7,700781,0005154
KRB4,0006,350,0003136
Lower Pra RB34,0006,316,0003154
Maata-N-Tudu12,000941,0004136
Mail Finance300288,0001136
Markaz000136
Markaz Al Bishara10017,0001136
MicrofinPlus Gh1,100251,0002136
Nwabiagya RB4,0002,265,0003136
OISL62,00027,232,0009136
Pro Credit000136
Rich Step100101,0001136
SAT147,60029,359,0004136
Sekam Trust600137,0002136
Simli Pong8,900463,0003154
SS Ghana20035,0001136
TCCU10032,0003136
The Bridge40032,0003154
Union RB3,8002,361,0004136
  2. BSFL
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Institution

Bhartiya Samruddhi Finance Limited 3rd Floor, Surabhi Arcade,Troop Bazar, Bank Street, KotiHyderabad, Andhra PradeshPO Box 500 001
Data approved: 2013-01-25
Data version: 2
Age of data: 135 months
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Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.basixindia.com/
Year established1996
Head of InstitutionMr. Vijaymahajan
Regions activeAndhra Pradesh, Bihar, Chhattisgarh, GujaratJharkhand, Karnataka, Madhya Pradesh, Maharashtra, Meghalaya, OrissaPunjab, Rajasthan, Sikkim, Tripura, Uttar Pradesh, Uttarakhand, West Bengal
# Branches188

Total Portfolio (nat'l)INR 2,414,154
Total Portfolio (USD)USD 45,550.08
Active clients with loans396,861
Approximate % female clients60% - 80%
Approximate % urban clients0% - 20%
Network affiliationsMFIN, Sadhan

Loan Products » Summary

Agri Allied
64,244 Borrowers
USD 6,876,623.96 Portfolio
Active Product
Crop Loan
8,998 Borrowers
USD 1,604,170.72 Portfolio
Active Product
Enterprise
201,981 Borrowers
USD 23,110,165.02 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Samruddhi Agri Allied Loan INR 15,000 - 50,000 23 - 24 60% - 80% 0% - 20% Business, Agriculture, For improving dairy livelihoods and buying inputs, purchase of mulch animals,procurement of fodder Women, Men, Joint Liability Group Credit Ins
Samruddhi Crop Loan INR 10,000 - 15,000 11 20% - 40% 0% - 20% Business, Agriculture Women, Men, All farmers/tenant farmers engaged in field crop cultivation Credit Ins
Samruddhi Micro Enterprise (NFS) Loan INR 15,000 - 50,000 23 - 24 60% - 80% 0% - 20% Business, For establishment cost,fixed cost,working capital Women, Men Credit Ins

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Samruddhi Agri Allied Loan 23.8% 24.5% - 24.8% 28.5% - 29.5% Yes Yes Yes 100
Samruddhi Crop Loan 22.9% - 23% 24.7% - 24.8% 29.1% - 29.2% Yes Yes Yes 100
Samruddhi Micro Enterprise (NFS) Loan 23.7% - 23.8% 24.5% - 24.7% 28.9% - 29.3% Yes Yes Yes 100
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Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Samruddhi Agri Allied Loan 24.0% annual, Decl Bal 1 Fee 2 Ins 12.36% fees N/A 24.5% - 24.8% 28.5% - 29.5% 83
Samruddhi Crop Loan 24.0% annual, Decl Bal 1 Fee 2 Ins 12.36% fees N/A 24.7% - 24.8% 29.1% - 29.2% 82
Samruddhi Micro Enterprise (NFS) Loan 24.0% annual, Decl Bal 1 Fee 2 Ins 12.36% fees N/A 24.5% - 24.7% 28.9% - 29.3% 82
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