Institution # Borrowers Portfolio (US$) Products Age of Data
AGFS20047,0002154
Ahantaman RB23,8009,896,0004136
APED13,7001,876,0002136
ASA Initiative4,400577,0004136
ASA-Ghana71,60018,385,0002136
ASPI80088,0006136
Atwima Kwanwoma3,8001,788,0002136
Baobab5,100967,0002136
BestFUND13,0004,172,0003136
Bonzali Rural10,4001,691,0004154
CashPhase83135,0002136
CASUD1,100524,0001136
CEDEF50054,0004136
CFF10013,0001136
CRAN3,6001,019,0002136
DQF1,70063,0002136
EASL9,20011,409,0006136
East Mamprusi12,5002,268,0004136
ELDA000136
EMPRETEC Ghana20056,0002136
FASL13,50014,047,0008136
Grameen Ghana9,500507,0003136
ID-Ghana5,600953,0003136
Innovative Finance2,700354,0003136
Kraban Support7,700781,0005154
KRB4,0006,350,0003136
Lower Pra RB34,0006,316,0003154
Maata-N-Tudu12,000941,0004136
Mail Finance300288,0001136
Markaz000136
Markaz Al Bishara10017,0001136
MicrofinPlus Gh1,100251,0002136
Nwabiagya RB4,0002,265,0003136
OISL62,00027,232,0009136
Pro Credit000136
Rich Step100101,0001136
SAT147,60029,359,0004136
Sekam Trust600137,0002136
Simli Pong8,900463,0003154
SS Ghana20035,0001136
TCCU10032,0003136
The Bridge40032,0003154
Union RB3,8002,361,0004136
  2. GOF
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Institution

Growing Opportunity Finance (India) Pvt. Ltd. No.12, Ramasamy Street, I FloorT. NagarChennai, Tamil Nadu600017
Data approved: 2011-01-01
Data version: 1
Age of data: 167 months

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.gopportunity.net/
Year established2006
Head of InstitutionMr. James. A. Reiff
Regions active
# Branches13

Total Portfolio (nat'l)INR 280,000,000
Total Portfolio (USD)USD 5,283,018.87
Active clients with loans65,000
Approximate % female clients80% - 100%
Approximate % urban clients40% - 60%
Network affiliations

Loan Products » Summary

Livestock
1,205 Borrowers
USD 37,735.85 Portfolio
Active Product
Rural
31,727 Borrowers
USD 2,376,169.81 Portfolio
Active Product
Student
800 Borrowers
USD 37,735.85 Portfolio
Active Product
Urban
31,539 Borrowers
USD 2,936,358.49 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Livestock Loan INR 12,000 - 20,000 12 - 24 80% - 100% 0% - 20% Business, Only for purchase of farm animals Women Group Mtgs, Other Training, Training from veterinarian, Health / Social Issue Training
Rural Trust Bank INR 3,000 - 15,000 6 - 12 80% - 100% 0% - 20% Business Women, Have business Group Mtgs, Tech Asst Visits, Business Training, Other Training, Health / Social Issue Training
Student Loan INR 3,000 - 5,000 12 80% - 100% 60% - 80% Business, Education Women, Must have children of a qualified age in school, Must have completed one loan cycle with the MFI Other Training, Scholarships are available, some reserved for top scorers and others reserved for female students
Urban Trust Bank INR 3,000 - 25,000 6 - 12 80% - 100% 80% - 100% Business Women, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training, Health / Social Issue Training

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Livestock Loan 0% 25.5% - 25.7% 25.5% - 25.7% N/A
Rural Trust Bank 0% 30.4% - 39.3% 30.4% - 39.3% N/A
Student Loan 0% 28.3% - 28.6% 28.3% - 28.6% N/A
Urban Trust Bank 0% 29.2% - 42.3% 29.2% - 42.3% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Livestock Loan 12.0% annual, Flat 1 Fee 0 Ins None N/A 25.5% - 25.7% 25.5% - 25.7% 47
Rural Trust Bank 12.0%-15.0% annual, Flat 1 Fee 1 Ins None N/A 30.4% - 39.3% 30.4% - 39.3% 34
Student Loan 15.0% annual, Flat 1 Fee 0 Ins None N/A 28.3% - 28.6% 28.3% - 28.6% 52
Urban Trust Bank 12.0%-15.5% annual, Flat 1 Fee 1 Ins None N/A 29.2% - 42.3% 29.2% - 42.3% 33
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