Institution # Borrowers Portfolio (US$) Products Age of Data
AGFS20047,0002155
Ahantaman RB23,8009,896,0004137
APED13,7001,876,0002137
ASA Initiative4,400577,0004137
ASA-Ghana71,60018,385,0002137
ASPI80088,0006137
Atwima Kwanwoma3,8001,788,0002137
Baobab5,100967,0002137
BestFUND13,0004,172,0003137
Bonzali Rural10,4001,691,0004155
CashPhase83135,0002137
CASUD1,100524,0001137
CEDEF50054,0004137
CFF10013,0001137
CRAN3,6001,019,0002137
DQF1,70063,0002137
EASL9,20011,409,0006137
East Mamprusi12,5002,268,0004137
ELDA000137
EMPRETEC Ghana20056,0002137
FASL13,50014,047,0008137
Grameen Ghana9,500507,0003137
ID-Ghana5,600953,0003137
Innovative Finance2,700354,0003137
Kraban Support7,700781,0005155
KRB4,0006,350,0003137
Lower Pra RB34,0006,316,0003155
Maata-N-Tudu12,000941,0004137
Mail Finance300288,0001137
Markaz000137
Markaz Al Bishara10017,0001137
MicrofinPlus Gh1,100251,0002137
Nwabiagya RB4,0002,265,0003137
OISL62,00027,232,0009137
Pro Credit000137
Rich Step100101,0001137
SAT147,60029,359,0004137
Sekam Trust600137,0002137
Simli Pong8,900463,0003155
SS Ghana20035,0001137
TCCU10032,0003137
The Bridge40032,0003155
Union RB3,8002,361,0004137
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Institution

Village Financial Services Private Limited Village TowerF-15, Geetanjali Park; 18/3A, Kumud Ghoshal RoadKolkata, West BengalPO Box 700057
Data approved: 2013-01-02
Data version: 2
Age of data: 136 months

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.village.net.in
Year established2006
Head of InstitutionKuldip Maity
Regions activeBihar, West Bengal
# Branches96

Total Portfolio (nat'l)INR 1,020,993,623
Total Portfolio (USD)USD 19,264,030.62
Active clients with loans175,408
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliationsSa-Dhan, MFIN

Loan Products » Summary

168,352 Borrowers
USD 17,516,447.16 Portfolio
Active Product
7,056 Borrowers
USD 1,747,583.47 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Pragati INR 4,000 - 15,000 11.5 - 12.1 80% - 100% 0% - 20% Business Women Group Mtgs, Credit Ins
Samridhhi INR 16,000 - 50,000 23.9 - 24.3 80% - 100% 0% - 20% Business Women Group Mtgs, Credit Ins, Other Training

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Pragati 25.1% - 26.1% 27.3% - 28.3% 29.8% - 30.9% Yes Yes Yes 91
Samridhhi 22.6% - 26% 23.7% - 27.1% 26% - 29.5% Yes Yes Yes 95

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Pragati 23.5% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 27.3% - 28.3% 29.8% - 30.9% 76
Samridhhi 23.5% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 23.7% - 27.1% 26% - 29.5% 83
Institution Price Graph
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Key Statistics
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