Institution # Borrowers Portfolio (US$) Products Age of Data
AGFS20047,0002153
Ahantaman RB23,8009,896,0004135
APED13,7001,876,0002135
ASA Initiative4,400577,0004135
ASA-Ghana71,60018,385,0002135
ASPI80088,0006135
Atwima Kwanwoma3,8001,788,0002135
Baobab5,100967,0002135
BestFUND13,0004,172,0003135
Bonzali Rural10,4001,691,0004153
CashPhase83135,0002135
CASUD1,100524,0001135
CEDEF50054,0004135
CFF10013,0001135
CRAN3,6001,019,0002135
DQF1,70063,0002135
EASL9,20011,409,0006135
East Mamprusi12,5002,268,0004135
ELDA000135
EMPRETEC Ghana20056,0002135
FASL13,50014,047,0008135
Grameen Ghana9,500507,0003135
ID-Ghana5,600953,0003135
Innovative Finance2,700354,0003135
Kraban Support7,700781,0005153
KRB4,0006,350,0003135
Lower Pra RB34,0006,316,0003153
Maata-N-Tudu12,000941,0004135
Mail Finance300288,0001135
Markaz000135
Markaz Al Bishara10017,0001135
MicrofinPlus Gh1,100251,0002135
Nwabiagya RB4,0002,265,0003135
OISL62,00027,232,0009135
Pro Credit000135
Rich Step100101,0001135
SAT147,60029,359,0004135
Sekam Trust600137,0002135
Simli Pong8,900463,0003153
SS Ghana20035,0001135
TCCU10032,0003135
The Bridge40032,0003153
Union RB3,8002,361,0004135
  2. We The People
Please note that the information you are viewing is 167 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

We The People 102, D211, Laxmansingh Complex IMunirkaNew Delhi, Delhi110067
Data approved: 2010-10-25
Data version: 1
Age of data: 167 months

Product

Subh Arambh Product 1 of 2 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (INR)INR 1,963,159
Portfolio (USD)USD 37,040.74
Active Clients with Loans1,130
Approximate % Female Clients80% - 100%
Approximate % Urban Clients60% - 80%
Methodology
Individual
Solidarity groupx
Village banking
Self help group
Other
Description
Start-up loan for family consumption or for income generation activities that includes working capital, capital requirement, procurement of raw materials, advance rent deposits for shops or vocational training.
Loan Purpose
Any purposex
Income generation
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)
Included Services
Credit educationx
Group meetings
Credit insurancex
Workplace visits
Business trainingx
Other trainingx
Other
Other (2)
No other services
Eligibility
Men
Womenx
Must run a business
Must own a home or land
Must be a salaried worker
Must be specific age group
Household income <60,000 INR
Household income <120,000 INR
Must live in rural area
Must lives in urban area
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institutionN/A
# Regions for this productN/A
Regions Active

Loan Conditions

Loan Amount
CurrencyINR
Minimum loan sizeINR 7,000
Maximum loan size10,000
Distribution at Disbursement (Est.)
Loans less than INR 5,0000
INR 5,000-15,000100%
INR 15,000-25,0000
INR 25,000-35,0000
INR 35,000-45,0000
Greater than INR 45,0000
Loan Term and Grace Period
Shortest loan term6.0 months
Longest loan term12.0 months
Approx average0
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weeklyx
Every 2 weeks
Every 4 weeks
Monthlyx
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest15.00%
Highest quoted nominal interest15.00%
Interest rate periodYearly
Interest Rate Calculation MethodFlat
Subsidized by funder request?
Is rate fixed for entire loan termYes
Upfront Fees
This product has no upfront fees
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forAll
CriteriaN/A
Is deposit indicated on the repayment schedule?Yes
Do borrowers control deposit in their group?
Deposit BEFORE or AT Disbursement
% loan amount deposited0
or, Fixed-amount depositedINR 500
Deposits DURING period payments
% loan amount deposited0
or, Fixed-amount deposited0
Conditions on access to depositEnd Term
Interest Paid on Deposit
Minimum interest rate paid0
Maximum interest rate paid0
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No

Full Pricing Data

Subh Arambh samples
Sample 1
Loan AmountINR 10,000
Loan Cycle (1, 2, 3, etc)Not Known
Disbursement Date2010-03-31
Loan Term (Months)11.7 months
Grace Period (Months)0
Total Cost of CreditNot Known
True Price by Comp 
Interest and Fee Component31.5%
Insurance Component4.4%
Tax Component0
Deposit Component3.6%
Full APR (int fee ins tax dep)39.5%
MFIN MFI Earning (Annualised)31.5%
MFIN Cost to Borrower (Annualised)39.5%
Transparency Index38
MFIN Transparency IndexN/A
  
Original Repayment SchedulePDF
MFT Pricing CalculationPDF
* The APR stated here is an MFTransparency term, definition and formula
Subh Arambh Price Graphs


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# Countries
# Borrowers
Loan Portfolio (USD)
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% Products with one or more insurances
% Products with compulsory deposits
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