Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
AGFS | 200 | 47,000 | 2 | 156 |
Ahantaman RB | 23,800 | 9,896,000 | 4 | 138 |
APED | 13,700 | 1,876,000 | 2 | 138 |
ASA Initiative | 4,400 | 577,000 | 4 | 138 |
ASA-Ghana | 71,600 | 18,385,000 | 2 | 138 |
ASPI | 800 | 88,000 | 6 | 138 |
Atwima Kwanwoma | 3,800 | 1,788,000 | 2 | 138 |
Baobab | 5,100 | 967,000 | 2 | 138 |
BestFUND | 13,000 | 4,172,000 | 3 | 138 |
Bonzali Rural | 10,400 | 1,691,000 | 4 | 156 |
CashPhase | 83 | 135,000 | 2 | 138 |
CASUD | 1,100 | 524,000 | 1 | 138 |
CEDEF | 500 | 54,000 | 4 | 138 |
CFF | 100 | 13,000 | 1 | 138 |
CRAN | 3,600 | 1,019,000 | 2 | 138 |
DQF | 1,700 | 63,000 | 2 | 138 |
EASL | 9,200 | 11,409,000 | 6 | 138 |
East Mamprusi | 12,500 | 2,268,000 | 4 | 138 |
ELDA | 0 | 0 | 0 | 138 |
EMPRETEC Ghana | 200 | 56,000 | 2 | 138 |
FASL | 13,500 | 14,047,000 | 8 | 138 |
Grameen Ghana | 9,500 | 507,000 | 3 | 138 |
ID-Ghana | 5,600 | 953,000 | 3 | 138 |
Innovative Finance | 2,700 | 354,000 | 3 | 138 |
Kraban Support | 7,700 | 781,000 | 5 | 156 |
KRB | 4,000 | 6,350,000 | 3 | 138 |
Lower Pra RB | 34,000 | 6,316,000 | 3 | 156 |
Maata-N-Tudu | 12,000 | 941,000 | 4 | 138 |
Mail Finance | 300 | 288,000 | 1 | 138 |
Markaz | 0 | 0 | 0 | 138 |
Markaz Al Bishara | 100 | 17,000 | 1 | 138 |
MicrofinPlus Gh | 1,100 | 251,000 | 2 | 138 |
Nwabiagya RB | 4,000 | 2,265,000 | 3 | 138 |
OISL | 62,000 | 27,232,000 | 9 | 138 |
Pro Credit | 0 | 0 | 0 | 138 |
Rich Step | 100 | 101,000 | 1 | 138 |
SAT | 147,600 | 29,359,000 | 4 | 138 |
Sekam Trust | 600 | 137,000 | 2 | 138 |
Simli Pong | 8,900 | 463,000 | 3 | 156 |
SS Ghana | 200 | 35,000 | 1 | 138 |
TCCU | 100 | 32,000 | 3 | 138 |
The Bridge | 400 | 32,000 | 3 | 156 |
Union RB | 3,800 | 2,361,000 | 4 | 138 |
Institution Type | Bank |
Is this institution regulated? | Yes |
Website address | http://www.equitybank.co.ke/ |
Year established | 1984 |
Head of Institution | Dr. James Mwangi |
Regions active | 0 |
# Branches | 112 |
Total Portfolio (nat'l) | KES 62,053,365,859 |
Total Portfolio (USD) | USD 749,436,785.70 |
Active clients with loans | 715,969 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 40% - 60% |
Network affiliations | |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agricultural Commercial Loan | KES 100,000 - 4,000,000,000 | 1 - 36 | 40% - 60% | 40% - 60% | Business, Purchase of farm inputs and farm machinery. | Women, Men, Must be in commercial farming for at least one year, Active account with Equity where proceeds are remitted. | Credit Ins | |||||||
Asset Finance Loan | KES 100,000 - 4,000,000,000 | 1 - 48 | 40% - 60% | 40% - 60% | Business, Loan specifically used for purchase of assets. | Women, Men, Equity Bank customer for at least one month or other bank statement, The asset being purchased is used as security for the loan. | Credit Ins | |||||||
Biashara Imara Loan | KES 5,000 - 500,000 | 1 - 12 | 40% - 60% | 40% - 60% | Business | Women, Men, Have business, Must have operated the business for more than one year | Credit Ins, Tech Asst Visits, Business Training | |||||||
Business Loan | KES 300,000 - 4,000,000,000 | 1 - 60 | 40% - 60% | 40% - 60% | Business | Women, Men, Have business, Must have operated the business for at least one year, Must have active account for at least 6 mos with Equity or other bank | Credit Ins | |||||||
Fanikisha - Fedha - Loan | KES 300,000 - 1,000,000 | 1 - 18 | 80% - 100% | 60% - 80% | Any Purpose | Women | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training | |||||||
Fanikisha - Imara - Loan | KES 30,000 - 500,000 | 1 - 18 | 80% - 100% | 40% - 60% | Business | Women, Have business, Women who lack conventional securities. | Credit Ins, Tech Asst Visits, Business Training | |||||||
Fanikisha - Shaba - Loan | KES 1,000 - 300,000 | 6 - 18 | 80% - 100% | 40% - 60% | Business | Women | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training | |||||||
Farm Input Loan | KES 1,000 - 100,000 | 1 - 12 | 40% - 60% | 40% - 60% | Business, Purchase of farm inputs | Women, Men, Must be in small scale or commercial farming, Active Equity Bank account where agricultural proceeds are remitted | Credit Ins | |||||||
Insurance Premium Finance Loan | KES 5,000 - 4,000,000,000 | 1 - 10 | 40% - 60% | 40% - 60% | Can only be used for financing insurance premiums. | Women, Men | ||||||||
Vijana Business Loan | KES 1,000 - 100,000 | 1 - 12 | 40% - 60% | 40% - 60% | Business | Women, Men, Have business, Specific age group, Must have undergone group training through Ministry of Youth or Gender, Must be between 18 and 35 years old | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agricultural Commercial Loan | 18.0% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 0% | 0% | N/A | ||||||||
Asset Finance Loan | 8.5% annual, Flat | 1 Fee | 1 Ins | None | N/A | 0% | 0% | N/A | ||||||||
Biashara Imara Loan | 18.0% annual, Flat | 1 Fee | 1 Ins | None | N/A | 0% | 0% | N/A | ||||||||
Business Loan | 18.0% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 0% | 0% | N/A | ||||||||
Fanikisha - Fedha - Loan | 18.0% annual, Decl Bal | 1 Fee | 1 Ins | None | 10.0% upfront 100.00 ongoing | 0% | 0% | N/A | ||||||||
Fanikisha - Imara - Loan | 18.0% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 0% | 0% | N/A | ||||||||
Fanikisha - Shaba - Loan | 18.0% annual, Decl Bal | 1 Fee | 1 Ins | None | 10.0% upfront 100.00 ongoing | 0% | 0% | N/A | ||||||||
Farm Input Loan | 15.0% annual, Flat | 1 Fee | 1 Ins | None | N/A | 0% | 0% | N/A | ||||||||
Insurance Premium Finance Loan | 54.0%-90.0% annual, Flat | 0 Fees | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
Vijana Business Loan | 8.0% annual, Flat | 0 Fees | 1 Ins | None | 10.0% upfront 100.00 ongoing | 0% | 0% | N/A |
Key Statistics | |
---|---|
# Samples: | |
# Products | |
# Institutions | |
# Countries | |
# Borrowers | |
Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
---|---|---|---|---|---|---|---|
X Axis | ||||||
---|---|---|---|---|---|---|
Greater than: | ||||||
Less or equal to: | ||||||
N (# of Samples) | ||||||
Total Borrrowers of Samples | ||||||
Avg | ||||||
Min | ||||||
Max | ||||||
Std Dev | ||||||
By Inst Type | ||||||
By Country | ||||||
X Axis | ||||||
---|---|---|---|---|---|---|
Greater than: | ||||||
Less or equal to: | ||||||
From 0 to | ||||||
to | ||||||
to | ||||||
to ∞ |