Institution # Borrowers Portfolio (US$) Products Age of Data
AGFS20047,0002163
Ahantaman RB23,8009,896,0004145
APED13,7001,876,0002145
ASA Initiative4,400577,0004145
ASA-Ghana71,60018,385,0002145
ASPI80088,0006145
Atwima Kwanwoma3,8001,788,0002145
Baobab5,100967,0002145
BestFUND13,0004,172,0003145
Bonzali Rural10,4001,691,0004163
CashPhase83135,0002145
CASUD1,100524,0001145
CEDEF50054,0004145
CFF10013,0001145
CRAN3,6001,019,0002145
DQF1,70063,0002145
EASL9,20011,409,0006145
East Mamprusi12,5002,268,0004145
ELDA000145
EMPRETEC Ghana20056,0002145
FASL13,50014,047,0008145
Grameen Ghana9,500507,0003145
ID-Ghana5,600953,0003145
Innovative Finance2,700354,0003145
Kraban Support7,700781,0005163
KRB4,0006,350,0003145
Lower Pra RB34,0006,316,0003163
Maata-N-Tudu12,000941,0004145
Mail Finance300288,0001145
Markaz000145
Markaz Al Bishara10017,0001145
MicrofinPlus Gh1,100251,0002145
Nwabiagya RB4,0002,265,0003145
OISL62,00027,232,0009145
Pro Credit000145
Rich Step100101,0001145
SAT147,60029,359,0004145
Sekam Trust600137,0002145
Simli Pong8,900463,0003163
SS Ghana20035,0001145
TCCU10032,0003145
The Bridge40032,0003163
Union RB3,8002,361,0004145
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Institution

Banco Tchuma, S.A. Sede, Rua do Bagamoio, 333, AndarMaputo
Data approved: 2012-01-21
Data version: 1
Age of data: -   months 

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addressN/A
Year established1999
Head of InstitutionGildo Santos Lucas
Regions active0
# Branches9

Total Portfolio (nat'l)MT 151,488,503
Total Portfolio (USD)USD 4,886,725.90
Active clients with loans9,731
Approximate % female clients40% - 60%
Approximate % urban clients0% - 20%
Network affiliationsAMOMIF
FundersOikocredit, Funda??·o da Caixa da Catalunha, Instituto de Credito Oficial, Etimos

Loan Products » Summary

9,470 Borrowers
USD 4,887 Portfolio
Active Product
1,999 Borrowers
USD 1,144,213 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Credito a Economica MZN 500 - 1,400,000 1 - 24 40% - 60% 40% - 60% Any Purpose Women, Men, Have business
Credito ao Consumo MZN 1,000 - 3,000,000 12 - 24 0% - 20% 40% - 60% Consumer Women, Men, Salaried worker

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Credito a Economica 60.0% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% N/A
Credito ao Consumo 36.0%-42.0% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% N/A
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NBFIInstitution TypeAnyConsumerLoan PurposeTchumaInstitutionMZ-007-V01-P01MZ-007-V01-P02ProductMZCountry2012YearRange Number1Institution Data Version010,00020,00030,00040,000Loan Size (all)Full APR (int fee ins tax dep)> 1,8001,40090040050Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
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Loan Portfolio (USD)
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% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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