Institution # Borrowers Portfolio (US$) Products Age of Data
AGFS20047,0002157
Ahantaman RB23,8009,896,0004139
APED13,7001,876,0002139
ASA Initiative4,400577,0004139
ASA-Ghana71,60018,385,0002139
ASPI80088,0006139
Atwima Kwanwoma3,8001,788,0002139
Baobab5,100967,0002139
BestFUND13,0004,172,0003139
Bonzali Rural10,4001,691,0004157
CashPhase83135,0002139
CASUD1,100524,0001139
CEDEF50054,0004139
CFF10013,0001139
CRAN3,6001,019,0002139
DQF1,70063,0002139
EASL9,20011,409,0006139
East Mamprusi12,5002,268,0004139
ELDA000139
EMPRETEC Ghana20056,0002139
FASL13,50014,047,0008139
Grameen Ghana9,500507,0003139
ID-Ghana5,600953,0003139
Innovative Finance2,700354,0003139
Kraban Support7,700781,0005157
KRB4,0006,350,0003139
Lower Pra RB34,0006,316,0003157
Maata-N-Tudu12,000941,0004139
Mail Finance300288,0001139
Markaz000139
Markaz Al Bishara10017,0001139
MicrofinPlus Gh1,100251,0002139
Nwabiagya RB4,0002,265,0003139
OISL62,00027,232,0009139
Pro Credit000139
Rich Step100101,0001139
SAT147,60029,359,0004139
Sekam Trust600137,0002139
Simli Pong8,900463,0003157
SS Ghana20035,0001139
TCCU10032,0003139
The Bridge40032,0003157
Union RB3,8002,361,0004139
  2. UCU
Please note that the information you are viewing is 143 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Union of Savings and Credit Cooperatives (UCU) NyarugengeNyamiramboKigaliPO Box 2998
Data approved: 2012-10-29
Data version: 2
Age of data: 143 months
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Product

Decouvert (One Month) Loan Product 3 of 7 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (RWF)RWF 38,000,000
Portfolio (USD)USD 63,333
Active Clients with Loans52
Approximate % Female Clients0% - 20%
Approximate % Urban Clients20% - 40%
Methodology
Individualx
Solidarity group
Village banking
Self help group
Other
Description
Short term loan for business owners which must be paid once. The loan term is one month or less.
Loan Purpose
Any purposex
Income generation
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)
Included Services
Credit educationx
Group meetings
Credit insurancex
Workplace visits
Business trainingx
Other training
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or land
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institution10
# Regions for this product10
Regions ActiveGakenke, Gasabo, Kicukiro, Musanze, Ngororero, Nyabihu, Nyamagabe, Nyanza, Nyarugenge, Ruhango

Loan Conditions

Loan Amount
CurrencyRWF
Minimum loan sizeRWF 500,000
Maximum loan size1,500,000
Distribution at Disbursement (Est.)
Loans less than RWF 500,0000
RWF 500,000-1,500,000100%
RWF 1,500,000-2,500,0000
RWF 2,500,000-3,500,0000
RWF 3,500,000-4,500,0000
Greater than RWF 4,500,0000
Loan Term and Grace Period
Shortest loan term1.0 month
Longest loan term1.0 month
Approx average1.0 month
Distribution at Disbursement (Est.)
Loans 3 months or less100%
Between 4 and 6 months0
Between 7 and 9 months0
Between 10 and 12 months0
Between 13 and 18 months0
Longer than 18 months0
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthlyx
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end paymentx
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest8.00%
Highest quoted nominal interest8.00%
Interest rate periodMonthly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?No
Is rate fixed for entire loan termYes
Upfront Fees
This product has no upfront fees
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No

Full Pricing Data

Decouvert (One Month) Loan samples
Sample 1Sample 2Sample 3Sample 4
Loan AmountRWF 500,000RWF 500,000RWF 1,000,000RWF 1,000,000
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot KnownNot Known
Disbursement Date2012-09-102012-09-102012-09-102012-09-10
Loan Term (Months)1.0 month1.0 month1.0 month1.0 month
Grace Period (Months)1.0 month1.0 month1.0 month1.0 month
Total Cost of CreditRWF 40,000RWF 40,000RWF 80,000RWF 80,000
True Price by Comp       
Interest price component93.8%93.8%93.8%93.8%
Fee Component0.0%0.0%0.0%0.0%
Insurance Component0.0%0.0%0.0%0.0%
Tax Component0.0%0.0%0.0%0.0%
Deposit Component0.0%0.0%0.0%0.0%
Full APR (int fee ins tax dep)93.8%93.8%93.8%93.8%
Transparency Index0000
        
Original Repayment SchedulePDFPDFPDFPDF
MFT Pricing CalculationPDFPDFPDFPDF
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# Countries
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Loan Portfolio (USD)
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% Products with one or more insurances
% Products with compulsory deposits
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