- MFTransparency.org Truth In Lending Tables

Institution	# Borrowers	Portfolio (US$)	Products	Age of Data
AGFS	200	47,000	2	154
Ahantaman RB	23,800	9,896,000	4	136
APED	13,700	1,876,000	2	136
ASA Initiative	4,400	577,000	4	136
ASA-Ghana	71,600	18,385,000	2	136
ASPI	800	88,000	6	136
Atwima Kwanwoma	3,800	1,788,000	2	136
Baobab	5,100	967,000	2	136
BestFUND	13,000	4,172,000	3	136
Bonzali Rural	10,400	1,691,000	4	154
CashPhase	83	135,000	2	136
CASUD	1,100	524,000	1	136
CEDEF	500	54,000	4	136
CFF	100	13,000	1	136
CRAN	3,600	1,019,000	2	136
DQF	1,700	63,000	2	136
EASL	9,200	11,409,000	6	136
East Mamprusi	12,500	2,268,000	4	136
ELDA	0	0	0	136
EMPRETEC Ghana	200	56,000	2	136
FASL	13,500	14,047,000	8	136
Grameen Ghana	9,500	507,000	3	136
ID-Ghana	5,600	953,000	3	136
Innovative Finance	2,700	354,000	3	136
Kraban Support	7,700	781,000	5	154
KRB	4,000	6,350,000	3	136
Lower Pra RB	34,000	6,316,000	3	154
Maata-N-Tudu	12,000	941,000	4	136
Mail Finance	300	288,000	1	136
Markaz	0	0	0	136
Markaz Al Bishara	100	17,000	1	136
MicrofinPlus Gh	1,100	251,000	2	136
Nwabiagya RB	4,000	2,265,000	3	136
OISL	62,000	27,232,000	9	136
Pro Credit	0	0	0	136
Rich Step	100	101,000	1	136
SAT	147,600	29,359,000	4	136
Sekam Trust	600	137,000	2	136
Simli Pong	8,900	463,000	3	154
SS Ghana	200	35,000	1	136
TCCU	100	32,000	3	136
The Bridge	400	32,000	3	154
Union RB	3,800	2,361,000	4	136

Please note that the information you are viewing is 116 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

BRAC Uganda Microfinance Ltd Plot 90, Busingiri ZoneOff Entebbe RoadKampala, Central31817

Data approved: 2014-09-22

Data version: 3

Age of data: 116 months

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Product

Microfinance 6-Month Loan Product 2 of 3 « Prev | Next »

Product Details

Key Statistics

Outstanding portfolio (UGX)	UGX 10,832,121,611
Portfolio (USD)	USD 4,289,949.15
Active Clients with Loans	26,944
Approximate % Female Clients	100%
Approximate % Urban Clients	0% - 20%

Methodology

Individual
Solidarity group	x
Village banking
Self help group
Other

Description

Group loans for women

Loan Purpose

Any purpose	x
Income generation
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)

Included Services

Credit education	x
Group meetings	x
Credit insurance
Workplace visits
Business training	x
Other training
Other
Other (2)
No other services

Eligibility

Men
Women	x
Must run a business	x
Must own a home or land
Must be a salaried worker
Must be specific age group
Other
Other (2)

# Borrowers by Product

Portfolio Size by Product

Geographic Coverage

# Regions for this institution	4
# Regions for this product	5
Regions Active	Central, Eastern, Northern, Western, Southern

Loan Conditions

Loan Amount

Currency	UGX
Minimum loan size	UGX 350,000
Maximum loan size	2,500,000

Distribution at Disbursement (Est.)

Loans less than UGX 1,000,000	60%
UGX 1,000,000-5,000,000	40%
UGX 5,000,000-7,500,000	0
UGX 7,500,000-10,000,000	0
UGX 10,000,000-13,000,000	0
Greater than UGX 13,000,000	0

Loan Term and Grace Period

Shortest loan term	5.0 months
Longest loan term	7.0 months
Approx average	5.0 months

Distribution at Disbursement (Est.)

Loans 3 months or less	0
Between 4 and 6 months	100%
Between 7 and 9 months	0
Between 10 and 12 months	0
Between 13 and 18 months	0
Longer than 18 months	0

Grace Period

Grace period usage	0
Average grace period	0

Repayment Frequency

Daily
Weekly	x
Every 2 weeks
Every 4 weeks
Monthly
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest

Lowest quoted nominal interest	25.00%
Highest quoted nominal interest	25.00%
Interest rate period	Yearly
Interest Rate Calculation Method	Flat
Subsidized by funder request?	No
Is rate fixed for entire loan term	Yes

Upfront Fees

	Fee 1	Fee 2
Description	Loan Appraisal	Membership Fee
% of loan amount - min	0	0
% of loan amount - max	0	0
OR, Fixed amount - min	1,500	1,500
Fixed amount - max	1,500	1,500
Reason for variation	N/A	N/A
Appears on Repayment Sched?	Yes	Yes

Ongoing Fees

This product has no ongoing fees

Upfront Insurance Fees

This product has no upfront insurance fees

Ongoing Insurance Fees

This product has no ongoing insurance fees

Compulsory Deposit

Required for	All
Criteria	N/A
Is deposit indicated on the repayment schedule?	No
Do borrowers control deposit in their group?	No

Deposit BEFORE or AT Disbursement

% loan amount deposited	10.00%
or, Fixed-amount deposited	0

Deposits DURING period payments

% loan amount deposited	0
or, Fixed-amount deposited	0
Conditions on access to deposit	Final Pmt

Interest Paid on Deposit

Minimum interest rate paid	0
Maximum interest rate paid	0
Interest payment frequency	N/A

Taxes

Are taxes charged on this product?	No

Are taxes charged on this product?

Full Pricing Data

Microfinance 6-Month Loan samples

Loan Amount	Type of Sample	Disbursement Date	Loan Term (Months)	Grace Period (Months)	Total Cost of Credit	Full APR (int fee ins tax dep)	True Price by Component					Transparency Index	Original Repayment Schedule	MFT Pricing Calculation
Loan Amount	Type of Sample	Disbursement Date	Loan Term (Months)	Grace Period (Months)	Total Cost of Credit	Full APR (int fee ins tax dep)	Interest price component	Fee Component	Insurance Component	Tax Component	Deposit Component	Transparency Index	Original Repayment Schedule	MFT Pricing Calculation
UGX 350,000	Generated	2015-01-01	5.8 months	N/A	UGX 44,952.05	60.7%	46.3%	3.5%	0.0%	0.0%	10.9%	41	-	PDF
UGX 675,000	Generated	2015-01-01	5.8 months	N/A	UGX 83,907.53	58.5%	46.3%	1.8%	0.0%	0.0%	10.4%	43	-	PDF
UGX 900,000	Generated	2015-01-01	5.8 months	N/A	UGX 110,876.71	58.0%	46.3%	1.3%	0.0%	0.0%	10.4%	43	-	PDF
UGX 1,800,000	Generated	2015-01-01	5.8 months	N/A	UGX 218,753.42	57.1%	46.3%	0.7%	0.0%	0.0%	10.1%	44	-	PDF
UGX 2,500,000	Generated	2015-01-01	5.8 months	N/A	UGX 302,657.53	56.9%	46.3%	0.5%	0.0%	0.0%	10.1%	44	-	PDF
UGX 3,200,000	Generated	2015-01-01	5.8 months	N/A	UGX 386,561.64	56.7%	46.3%	0.3%	0.0%	0.0%	10.1%	44	-	PDF
UGX 4,300,000	Generated	2015-01-01	5.8 months	N/A	UGX 518,410.96	56.6%	46.3%	0.2%	0.0%	0.0%	10.1%	44	-	PDF
UGX 5,000,000	Generated	2015-01-01	5.8 months	N/A	UGX 602,315.07	56.6%	46.3%	0.2%	0.0%	0.0%	10.1%	44	-	PDF

Microfinance 6-Month Loan Price Graphs

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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits

	X Axis
	Greater than:
	Less or equal to:
N (# of Samples)
Total Borrrowers of Samples


Avg
Min
Max
Std Dev

By Inst Type


By Country

	X Axis
	Greater than:
	Less or equal to:
	From 0 to
	to
	to
	to ∞

Institution

Product

Product Details

Key Statistics

Methodology

Description

Loan Purpose

Included Services

Eligibility

# Borrowers by Product

Portfolio Size by Product

Geographic Coverage

Loan Conditions

Loan Amount

Distribution at Disbursement (Est.)

Loan Term and Grace Period

Distribution at Disbursement (Est.)

Grace Period

Repayment Frequency

Pricing Information

Interest

Upfront Fees

Ongoing Fees

Upfront Insurance Fees

Ongoing Insurance Fees

Compulsory Deposit

Deposit BEFORE or AT Disbursement

Deposits DURING period payments

Interest Paid on Deposit

Taxes

Full Pricing Data

Microfinance 6-Month Loan samples

Microfinance 6-Month Loan Price Graphs

Total Borrowers of Samples

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