2. ASA INDIA
Please note that the information you are viewing is 144 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. Wisigara
Please note that the information you are viewing is 148 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

ASA International India Microfinance Pvt Ltd GC-8 , Sector-III, Salt Lake CityKolkata, West Bengal700106
Data approved: 2013-01-10
Data version: 2
Age of data: 144 months
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Institution

Union des CLECAM Wisigara RUBAVUGISENYIGISENYI, WESTHERN588 GISENYI
Data approved: 2011-09-16
Data version: 1
Age of data: -   months 
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Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.asaindia.in
Year established2008
Head of InstitutionMd Tajul Islam
Regions activeAssam, Bihar, Tripura, West Bengal
# Branches162

Total Portfolio (nat'l)INR 815,142,477
Total Portfolio (USD)USD 15,380,046.74
Active clients with loans164,004
Approximate % female clients100%
Approximate % urban clients0% - 20%
Network affiliations

Institution Details

Institution TypeCooperative
Is this institution regulated?N/A
Website addressN/A
Year established2003
Head of InstitutionIldephonse Ndaturaniwe
Regions active0
# Branches13

Total Portfolio (nat'l)RWF 425,781,447
Total Portfolio (USD)USD 721,663.47
Active clients with loans1,912
Approximate % female clients20% - 40%
Approximate % urban clients0% - 20%
Network affiliationsAMIR
FundersTerrafina, Banque Rwandaise Developpement

Loan Products » Summary

1st/2nd Loan
164,004 Borrowers
USD 15,380,046.74 Portfolio
Active Product

Loan Products » Summary

Agriculture Loan
1,529 Borrowers
USD 442,161 Portfolio
Active Product
Commerce Loan
53 Borrowers
USD 151,086 Portfolio
Active Product
Others Loan
330 Borrowers
USD 128,416 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Primary cum Secondary Loan INR 5,000 - 15,000 12 - 24 100% 0% - 20% Business, Agriculture Women, Low HH Inc, Med HH Inc Credit Educ, Group Mtgs, Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agriculture Loan RWF 20,000 - 1,000,000 3 - 12 0% - 20% 0% - 20%
Commerce Loan RWF 20,000 - 2,000,000 3 - 12 0% - 20% 0% - 20%
Others Loan RWF 100,000 - 2,000,000 3 - 12 0% - 20% 0% - 20%

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Primary cum Secondary Loan 25.9% 27.9% 29.1% Yes Yes Yes 98
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Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Primary cum Secondary Loan 25.3%-26.0% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 27.9% 29.1% 87

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan 1.50%-2.00% annual, Decl Bal 1 Fee 0 Ins 19.5% - 29% 25.6% - 42.7%
Commerce Loan 24.00% annual, Decl Bal 1 Fee 0 Ins 0% - 28.9% 34.9% - 41.8%
Others Loan 30.00% annual, Decl Bal 1 Fee 0 Ins 0% - 32.8% 45.9% - 46.9%

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Primary cum Secondary Loan 25.9% 27.9% 29.1% Yes Yes Yes 98
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Primary cum Secondary Loan 25.3%-26.0% annual, Decl Bal 1 Fee 1 Ins Ins 12.36% fees N/A 27.9% 29.1% 87

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan 1.50%-2.00% annual, Decl Bal 1 Fee 0 Ins Ins 19.5% - 29% 25.6% - 42.7%
Commerce Loan 24.00% annual, Decl Bal 1 Fee 0 Ins Ins 0% - 28.9% 34.9% - 41.8%
Others Loan 30.00% annual, Decl Bal 1 Fee 0 Ins Ins 0% - 32.8% 45.9% - 46.9%
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NBFIInstitution TypeMultipleLoan PurposeASA INDIAInstitutionIN-001-V02-P01ProductINCountry2013YearRange Number2Institution Data Version02,0004,0006,0008,00010,000Loan Size (all)0%10%20%30%Full APR (int fee ins tax dep)> 140,000110,00073,00036,0004,100Number of Borrowers
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Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.OtherInstitution TypeAnyBusinessLoan PurposeWisigaraInstitutionRW-010-V01-P01RW-010-V01-P02RW-010-V01-P03ProductRWCountry2011YearRange Number1Institution Data Version0500,0001,000,0001,500,0002,000,000Loan Size (all)0%10%20%30%40%50%Full APR (int fee ins tax dep)> 70030040Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
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Key Statistics
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# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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