| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | http://www.aesmp.org/ |
| Year established | 2007 |
| Head of Institution | Smt.Shaila Tiwari |
| Regions active | |
| # Branches | 3 |
| Total Portfolio (nat'l) | INR 46,909,000 |
| Total Portfolio (USD) | USD 885,075.47 |
| Active clients with loans | 4,674 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations |
| Institution Type | Bank |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 2004 |
| Head of Institution | Sebastian Tobon Palacio |
| Regions active | |
| # Branches | 26 |
| Total Portfolio (nat'l) | COP 93,846,000,000 |
| Total Portfolio (USD) | USD 51,563,736.26 |
| Active clients with loans | 36,297 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations | Red de Microcredito, Asomicrofinanzas |
| Funders | Grupo Bancolombia |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Generation Loan | INR 5,000 - 12,000 | 10.9 - 12 | 80% - 100% | 40% - 60% | Any Purpose | Women, Have business, Have home or land, Specific age group, Age Group 21 to 55 | Group Mtgs, Credit Ins, Tech Asst Visits, Other Training, Dairy Training; Financial Literacy Training |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microcrédito | COP 535,600 - 13,390,000 | 3 - 48 | 40% - 60% | 60% - 80% | Business, Other, Activos fijos, reforma locativa, insumos, Gastos operativos del negocio, capital de trabajo | Women, Men, Have business, Centrales de Riesgo aprobadas | Credit Educ, Tech Asst Visits, Other Training, Acompañamiento y seguimiento, Educación financiera |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Generation Loan | 0 | 36.1% - 37% | 38.4% - 39.4% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Generation Loan | 15.0% annual, Flat | 1 Fee | 1 Ins | None | N/A | 36.1% - 37% | 38.4% - 39.4% | 38 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microcrédito | 29.6% annual, Decl Bal | 1 Fee | 2 Ins | None | N/A | 39.4% - 41.3% | 45.2% - 57.7% | 59 |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Generation Loan | 0 | 36.1% - 37% | 38.4% - 39.4% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Generation Loan | 15.0% annual, Flat | 1 Fee | 1 Ins Ins | None | N/A | 36.1% - 37% | 38.4% - 39.4% | 38 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microcrédito | 29.6% annual, Decl Bal | 1 Fee | 2 Ins Ins | None | N/A | 39.4% - 41.3% | 45.2% - 57.7% | 59 |
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