Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.arohan.in/ |
Year established | 1991 |
Head of Institution | Shubhankar Sengupta |
Regions active | Assam, Bihar, West Bengal |
# Branches | 86 |
Total Portfolio (nat'l) | INR 399,408,132 |
Total Portfolio (USD) | USD 7,536,002.49 |
Active clients with loans | 76,358 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 80% - 100% |
Network affiliations | MFIN, Sa-Dhan |
Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.fassil.com.bo/ |
Year established | 1996 |
Head of Institution | Juan Ricardo Mertens Olmos |
Regions active | 0 |
# Branches | 28 |
Total Portfolio (nat'l) | BOB 417,407,294 |
Total Portfolio (USD) | USD 60,935,371.39 |
Active clients with loans | 17,296 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 80% - 100% |
Network affiliations | ASOFIN |
Funders | Santa Cruz de la Sierra Financial Group S.A., Nacional Vida Seguros de Personas S.A. |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Bazar Loan | INR 6,000 - 18,000 | 10 - 11 | 0% - 20% | 80% - 100% | Any Purpose | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins | |||||||
Saral Monthly | INR 5,000 - 15,000 | 15 | 80% - 100% | 80% - 100% | Any Purpose | Women | Credit Educ, Group Mtgs, Credit Ins |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Credifassil Microempresas | BOB 1,014 - 410,060 | 3 - 60 | 20% - 40% | 60% - 80% | Business | Women, Men, Have business | Credit Ins, Ahorro | |||||||
Credifassil Microempresas (USD) | USD 600 - 29,700 | 3 - 72 | 40% - 60% | 60% - 80% | Business | Women, Men, Have business | Credit Ins, Ahorro | |||||||
Credifassil Pyme | BOB 7,000 - 1,186,786 | 3 - 48 | 40% - 60% | 40% - 60% | Business | Women, Men, Have business | Credit Ins | |||||||
Credifassil Pyme (USD) | USD 2,488 - 160,000 | 3 - 120 | 40% - 60% | 20% - 40% | Business | Women, Men, Have business | Credit Ins, Ahorro | |||||||
Credito Vivienda (USD) | USD 5,000 - 199,600 | 12 - 360 | 40% - 60% | 60% - 80% | Housing | Women, Men, Have home or land, Salaried worker | Credit Ins, Ahorro | |||||||
Libre Disponibilidad (Microempresas y Pyme) | BOB 1,522 - 212,100 | 3 - 60 | 40% - 60% | 20% - 40% | Any Purpose | Women, Men, Have home or land, Salaried worker | Credit Ins, Ahorro | |||||||
Libre Disponibilidad (Microempresas y Pyme) (USD) | USD 1,050 - 20,000 | 3 - 60 | 40% - 60% | 40% - 60% | Any Purpose | Women, Men, Have business, Have home or land | Credit Ins |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Bazar Loan | 25% - 27.1% | 27.1% - 29.4% | 28.5% - 30.9% | Yes | Yes | Yes | 100 | |||||||
Saral Monthly | 26% - 31.1% | 27.6% - 32.9% | 29.1% - 34.4% | Yes | Yes | Yes | 100 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Bazar Loan | 27.3% annual, Decl Bal | 1 Fee | 1 Ins | 12.36% fees | N/A | 27.1% - 29.4% | 28.5% - 30.9% | 91 | ||||||||
Saral Monthly | 28.4% annual, Decl Bal | 1 Fee | 1 Ins | 12.36% fees | N/A | 27.6% - 32.9% | 29.1% - 34.4% | 91 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Credifassil Microempresas | 13.0%-26.0% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
Credifassil Microempresas (USD) | 14.0%-28.0% annual, Decl Bal | 2 Fees | 0 Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Credifassil Pyme | 16.0%-26.0% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
Credifassil Pyme (USD) | 18.0%-28.0% annual, Decl Bal | 2 Fees | 0 Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Credito Vivienda (USD) | 19.0%-20.0% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
Libre Disponibilidad (Microempresas y Pyme) | 19.0%-29.0% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
Libre Disponibilidad (Microempresas y Pyme) (USD) | 21.0%-31.0% annual, Decl Bal | 2 Fees | 0 Ins | 15.00% Principal | N/A | 0% | 0% | N/A |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Bazar Loan | 25% - 27.1% | 27.1% - 29.4% | 28.5% - 30.9% | Yes | Yes | Yes | 100 | |||||||
Saral Monthly | 26% - 31.1% | 27.6% - 32.9% | 29.1% - 34.4% | Yes | Yes | Yes | 100 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Bazar Loan | 27.3% annual, Decl Bal | 1 Fee | 1 Ins Ins | 12.36% fees | N/A | 27.1% - 29.4% | 28.5% - 30.9% | 91 | ||||||||
Saral Monthly | 28.4% annual, Decl Bal | 1 Fee | 1 Ins Ins | 12.36% fees | N/A | 27.6% - 32.9% | 29.1% - 34.4% | 91 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Credifassil Microempresas | 13.0%-26.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | N/A | 0% | 0% | N/A | ||||||||
Credifassil Microempresas (USD) | 14.0%-28.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Credifassil Pyme | 16.0%-26.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | N/A | 0% | 0% | N/A | ||||||||
Credifassil Pyme (USD) | 18.0%-28.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Credito Vivienda (USD) | 19.0%-20.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | N/A | 0% | 0% | N/A | ||||||||
Libre Disponibilidad (Microempresas y Pyme) | 19.0%-29.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | N/A | 0% | 0% | N/A | ||||||||
Libre Disponibilidad (Microempresas y Pyme) (USD) | 21.0%-31.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | 15.00% Principal | N/A | 0% | 0% | N/A |
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