2. Arohan
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Institution

Arohan Financial Services Ltd. 195/1, Prafulla, Rajdanga Chakraborty Para,Kasba,Kolkata, West BengalPO Box 700107
Data approved: 2012-11-22
Data version: 2
Age of data: 135 months
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Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.arohan.in/
Year established1991
Head of InstitutionShubhankar Sengupta
Regions activeAssam, Bihar, West Bengal
# Branches86

Total Portfolio (nat'l)INR 399,408,132
Total Portfolio (USD)USD 7,536,002.49
Active clients with loans76,358
Approximate % female clients80% - 100%
Approximate % urban clients80% - 100%
Network affiliationsMFIN, Sa-Dhan

Loan Products » Summary

Bazar
5,611 Borrowers
USD 966,962.26 Portfolio
Active Product
Saral Month
37,941 Borrowers
USD 7,124,547.17 Portfolio
Active Product
Saral Product - Bihar
Retired Product
Saral Product- WB
Retired Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Bazar Loan INR 6,000 - 18,000 10 - 11 0% - 20% 80% - 100% Any Purpose Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins
Saral Monthly INR 5,000 - 15,000 15 80% - 100% 80% - 100% Any Purpose Women Credit Educ, Group Mtgs, Credit Ins

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Bazar Loan 25% - 27.1% 27.1% - 29.4% 28.5% - 30.9% Yes Yes Yes 100
Saral Monthly 26% - 31.1% 27.6% - 32.9% 29.1% - 34.4% Yes Yes Yes 100
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Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Bazar Loan 27.3% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 27.1% - 29.4% 28.5% - 30.9% 91
Saral Monthly 28.4% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 27.6% - 32.9% 29.1% - 34.4% 91
Institution Price Graph
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Institution # Borrowers Portfolio (US$) Products Age of Data
Actuar Caldas3,7005,247,0001163
Actuar Quindio2,3002,800,0002163
Actuar Tolima8,8005,099,0003163
Amanecer4,3008,253,0004163
Banco Agrario56,30039,938,0003163
Banco WWB219,400294,019,0005158
Bancolombia36,20051,563,0001163
BdO10,4007,945,0002163
Comerciacoop1,6003,255,0004163
Confiar43,80081,993,0007163
Congente5,40020,045,0002163
Contactar25,10020,184,0002163
Crezcamos27,50022,564,0004163
Finamerica39,80099,536,0007163
FMM Popayán310,000243,614,0003163
FMSD6,8009,236,0006163
Fomentamos900102,0001163
Fund DeLaMujer199,900165,568,0001163
Fund Oleoductos500435,0001158
FUNDAUNIBAN6001,307,0002163
FUNDESAN2,4002,521,0005163
FUNDESMAG1,0001,698,0002163
Interactuar30,20093,846,0004163
MEDA15,60027,322,0002163
ProCredit CO5,70018,569,0003163
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Key Statistics
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