Institution

Arohan Financial Services Ltd. 195/1, Prafulla, Rajdanga Chakraborty Para,Kasba,Kolkata, West BengalPO Box 700107
Data approved: 2012-11-22
Data version: 2
Age of data: 136 months

Institution

Fundación Mario Santo Domingo Carrera 45 N° 34-01 Piso 2Barranquilla, Atlántico
Data approved: 2011-08-01
Data version: 1
Age of data: 164 months

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.arohan.in/
Year established1991
Head of InstitutionShubhankar Sengupta
Regions activeAssam, Bihar, West Bengal
# Branches86

Total Portfolio (nat'l)INR 399,408,132
Total Portfolio (USD)USD 7,536,002.49
Active clients with loans76,358
Approximate % female clients80% - 100%
Approximate % urban clients80% - 100%
Network affiliationsMFIN, Sa-Dhan

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.fmsd.org.co/
Year established1960
Head of InstitutionJUAN CARLOS FRANCO VILLEGAS
Regions active
# Branches4

Total Portfolio (nat'l)COP 16,810,083,825
Total Portfolio (USD)USD 9,236,309.79
Active clients with loans6,816
Approximate % female clients80% - 100%
Approximate % urban clients80% - 100%
Network affiliationsACCION INTERNACIONAL, ASOMICROFINANZAS
FundersKIVA, BANCOLDEX

Loan Products » Summary

5,611 Borrowers
USD 966,962.26 Portfolio
Active Product
37,941 Borrowers
USD 7,124,547.17 Portfolio
Active Product
Retired Product
Retired Product

Loan Products » Summary

235 Borrowers
USD 423,141.34 Portfolio
Active Product
5,591 Borrowers
USD 4,336,699.24 Portfolio
Active Product
148 Borrowers
USD 1,093,009.84 Portfolio
Active Product
59 Borrowers
USD 82,641.10 Portfolio
Active Product
777 Borrowers
USD 3,297,893.53 Portfolio
Active Product
6 Borrowers
USD 2,924.75 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Bazar Loan INR 6,000 - 18,000 10 - 11 0% - 20% 80% - 100% Any Purpose Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins
Saral Monthly INR 5,000 - 15,000 15 80% - 100% 80% - 100% Any Purpose Women Credit Educ, Group Mtgs, Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Activos fijos COP 515,000 - 12,875,000 12 - 60 40% - 60% 80% - 100% Business, Solo para Activo Fijo Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training
Capital de Trabajo COP 257,500 - 12,875,000 12 - 24 40% - 60% 80% - 100% Business, Solo para Capital de Trabajo Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training
Créditos superiores COP 10,000,000 - 61,800,000 6 - 60 40% - 60% 80% - 100% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training
Mejoramiento de vivienda COP 515,000 - 10,300,000 12 - 60 80% - 100% 80% - 100% Housing Women, Men, Have business, Have home or land Credit Educ, Credit Ins
Vivienda Hipotecaria COP 2,000,000 - 11,845,000 36 - 120 60% - 80% 80% - 100% Business Women, Men Credit Educ, Group Mtgs, Credit Ins, Business Training

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Bazar Loan 25% - 27.1% 27.1% - 29.4% 28.5% - 30.9% Yes Yes Yes 100
Saral Monthly 26% - 31.1% 27.6% - 32.9% 29.1% - 34.4% Yes Yes Yes 100

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Bazar Loan 27.3% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 27.1% - 29.4% 28.5% - 30.9% 91
Saral Monthly 28.4% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 27.6% - 32.9% 29.1% - 34.4% 91

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Activos fijos 20.0%-29.0% annual, Decl Bal 2 Fees 2 Ins None N/A 34.1% - 40% 39.7% - 47.2% 46
Capital de Trabajo 18.0%-29.0% annual, Decl Bal 2 Fees 2 Ins None N/A 30.2% - 37.4% 35.9% - 43.6% 46
Créditos superiores 22.0%-28.0% annual, Decl Bal 2 Fees 2 Ins None N/A 26.9% - 27.9% 31.4% - 32% 69
Mejoramiento de vivienda 20.0% annual, Decl Bal 2 Fees 1 Ins None N/A 30.3% - 31.7% 30.3% - 35.9% 61
Vivienda Hipotecaria 16.5% annual, Decl Bal 1 Fee 1 Ins None N/A 15.6% - 16.4% 16.9% - 17.4% 97

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Bazar Loan 25% - 27.1% 27.1% - 29.4% 28.5% - 30.9% Yes Yes Yes 100
Saral Monthly 26% - 31.1% 27.6% - 32.9% 29.1% - 34.4% Yes Yes Yes 100

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Bazar Loan 27.3% annual, Decl Bal 1 Fee 1 Ins Ins 12.36% fees N/A 27.1% - 29.4% 28.5% - 30.9% 91
Saral Monthly 28.4% annual, Decl Bal 1 Fee 1 Ins Ins 12.36% fees N/A 27.6% - 32.9% 29.1% - 34.4% 91

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Activos fijos 20.0%-29.0% annual, Decl Bal 2 Fees 2 Ins Ins None N/A 34.1% - 40% 39.7% - 47.2% 46
Capital de Trabajo 18.0%-29.0% annual, Decl Bal 2 Fees 2 Ins Ins None N/A 30.2% - 37.4% 35.9% - 43.6% 46
Créditos superiores 22.0%-28.0% annual, Decl Bal 2 Fees 2 Ins Ins None N/A 26.9% - 27.9% 31.4% - 32% 69
Mejoramiento de vivienda 20.0% annual, Decl Bal 2 Fees 1 Ins Ins None N/A 30.3% - 31.7% 30.3% - 35.9% 61
Vivienda Hipotecaria 16.5% annual, Decl Bal 1 Fee 1 Ins Ins None N/A 15.6% - 16.4% 16.9% - 17.4% 97
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Key Statistics
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# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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