2. Arohan
Please note that the information you are viewing is 144 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. CRAN
Please note that the information you are viewing is 145 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Arohan Financial Services Ltd. 195/1, Prafulla, Rajdanga Chakraborty Para,Kasba,Kolkata, West Bengal700107
Data approved: 2010-10-25
Data version: 1
Age of data: -   months 
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Institution

CRAN Microfinance Head OfficeCape Coast, CentralP.O. Box UC 97
Data approved: 2013-02-18
Data version: 2
Age of data: 145 months
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Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?N/A
Website addresshttp://www.arohan.in/
Year established1991
Head of InstitutionShubhankar Sengupta
Regions active0
# Branches86

Total Portfolio (nat'l)INR 977,953,655
Total Portfolio (USD)USD 21,732,303.44
Active clients with loans187,754
Approximate % female clients80% - 100%
Approximate % urban clients80% - 100%
Network affiliationsMFIN, Sa-Dhan

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.cranmicrofinance.org
Year established1993
Head of InstitutionDr. Patrick Agbesingale
Regions activeCentral Region, Western Region, Volta Region
# Branches5

Total Portfolio (nat'l)GHS 2,008,192
Total Portfolio (USD)USD 1,019,386.80
Active clients with loans3,613
Approximate % female clients80% - 100%
Approximate % urban clients40% - 60%
Network affiliationsGHAMFIN, ASSFIN, GAMC
FundersCORDAID, TERA JANE, KIVA

Loan Products » Summary

Bazar
13,262 Borrowers
USD 1,978,910 Portfolio
Active Product
Saral Product - Bihar
10,357 Borrowers
USD 1,299,961 Portfolio
Active Product
Saral Product- WB
164,135 Borrowers
USD 18,453,432 Portfolio
Active Product

Loan Products » Summary

Group
3,234 Borrowers
USD 796,932.99 Portfolio
Active Product
Individual
379 Borrowers
USD 222,453.30 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Bazar Loan INR 6,000 - 18,000 10.5 0% - 20% 80% - 100% Any Purpose Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins
Saral Product - Bihar INR 5,000 - 17,000 13.3 80% - 100% 80% - 100% Any Purpose Women Credit Educ, Group Mtgs, Credit Ins
Saral Product- WB INR 5,000 - 17,500 13.3 80% - 100% 80% - 100% Any Purpose Women Credit Educ, Group Mtgs, Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Group Loans GHS 200 - 3,000 4 - 12 40% - 60% 40% - 60% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Savings promotion
Individual Loan GHS 200 - 10,000 6 - 12 60% - 80% 40% - 60% Business Women, Men, Have business Credit Educ, Credit Ins, Savings promotion

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Bazar Loan 0% 35.1% - 36.2% 37% N/A
Saral Product - Bihar 0% 29.4% - 30.6% 31.9% N/A
Saral Product- WB 0% 25.5% - 27% 28% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Bazar Loan 27.3% annual, Decl Bal 2 Fees 0 Ins None N/A 35.1% - 36.2% 37% 74
Saral Product - Bihar 24.1% annual, Decl Bal 1 Fee 0 Ins None N/A 29.4% - 30.6% 31.9% 76
Saral Product- WB 24.1% annual, Decl Bal 2 Fees 0 Ins None N/A 25.5% - 27% 28% 86

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Loans 42.00% annual, Flat 1 Fee 1 Ins None 20.00% upfront 73.3% - 73.5% 112.8% - 114% 37
Individual Loan 42.00% annual, Flat 1 Fee 1 Ins None 20.00% upfront 72.3% - 73.5% 106.1% - 112% 37

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Bazar Loan 0% 35.1% - 36.2% 37% N/A
Saral Product - Bihar 0% 29.4% - 30.6% 31.9% N/A
Saral Product- WB 0% 25.5% - 27% 28% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Bazar Loan 27.3% annual, Decl Bal 2 Fees 0 Ins Ins None N/A 35.1% - 36.2% 37% 74
Saral Product - Bihar 24.1% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 29.4% - 30.6% 31.9% 76
Saral Product- WB 24.1% annual, Decl Bal 2 Fees 0 Ins Ins None N/A 25.5% - 27% 28% 86

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Loans 42.00% annual, Flat 1 Fee 1 Ins Ins None 20.00% upfront 73.3% - 73.5% 112.8% - 114% 37
Individual Loan 42.00% annual, Flat 1 Fee 1 Ins Ins None 20.00% upfront 72.3% - 73.5% 106.1% - 112% 37
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.Private \'For-Profit\'Institution TypeAnyLoan PurposeArohanInstitutionIN-005-V01-P01IN-005-V01-P02IN-005-V01-P03ProductINCountry2010YearRange Number1Institution Data Version05,00010,00015,000Loan Size (all)0%10%20%30%40%Full APR (int fee ins tax dep)> 49,00036,00024,00012,0001,300Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
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Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NGOInstitution TypeBusinessLoan PurposeCRANInstitutionGH-015-V02-P01GH-015-V02-P02ProductGHCountry2013YearRange Number2Institution Data Version02,0004,0006,0008,00010,000Loan Size (all)0%50%100%Full APR (int fee ins tax dep)> 2,5001,9001,20060070Number of Borrowers
Click to view Price Analysis Tool
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Loan Portfolio (USD)
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