2. Asirvad
Please note that the information you are viewing is 140 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Asirvad Microfinance Private Limited 1st Floor, Deshabandu Plaza47, Whites Road, RoyapettahChennai, Tamilnadu600014
Data approved: 2013-04-29
Data version: 2
Age of data: 140 months
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Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.asirvadmicrofinance.co.in/
Year established2007
Head of InstitutionS.V. Raja Vaidyanathan
Regions activeTamil Nadu
# Branches64

Total Portfolio (nat'l)INR 1,024,421,625
Total Portfolio (USD)USD 19,328,709.91
Active clients with loans113,512
Approximate % female clients100%
Approximate % urban clients100%
Network affiliationsMFIN, SaDhan

Loan Products » Summary

IGPL
113,512 Borrowers
USD 19,328,709.91 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Income Generation Program Loan INR 7,500 - 15,000 12 - 18 80% - 100% 80% - 100% Business Women Credit Educ, Group Mtgs, Credit Ins

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Income Generation Program Loan 25.3% - 25.8% 26.7% - 27.2% 28.9% - 29.5% Yes Yes Info awaited 100
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Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Income Generation Program Loan 26.0% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 26.7% - 27.2% 28.9% - 29.5% 89
Institution Price Graph
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  2. AMK
Please note that the information you are viewing is 140 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Angkor Microheranhvatho Kampuchea # 442, St. 193, Toul Svayprey 1ChamkarmornPhnom Penh, CambodiaPO Box 855
Data approved: 2013-04-26
Data version: 4
Age of data: 140 months
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Product

End of Term Loan (THB) Product 6 of 16 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (THB)THB 12,893,654
Portfolio (USD)USD 437,073.02
Active Clients with Loans1,837
Approximate % Female Clients80% - 100%
Approximate % Urban Clients0% - 20%
Methodology
Individual
Solidarity groupx
Village banking
Self help group
Other
Description
End of Term Loan (THB) is designed for groups of clients in the villages. The Interest is paid every month.
Loan Purpose
Any purpose
Income generationx
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)
Included Services
Credit educationx
Group meetingsx
Credit insurancex
Workplace visits
Business training
Other training
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or landx
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institution24
# Regions for this product2
Regions ActiveBanteay Meanchey, Koh Kong

Loan Conditions

Loan Amount
CurrencyTHB
Minimum loan sizeTHB 500
Maximum loan size10,000
Distribution at Disbursement (Est.)
Loans less than THB 10,000100%
THB 10,000-30,0000
THB 30,000-50,0000
THB 50,000-70,0000
THB 70,000-90,0000
Greater than THB 90,0000
Loan Term and Grace Period
Shortest loan term1.0 month
Longest loan term12.0 months
Approx average10.0 months
Distribution at Disbursement (Est.)
Loans 3 months or less0
Between 4 and 6 months5%
Between 7 and 9 months5%
Between 10 and 12 months90%
Between 13 and 18 months0
Longer than 18 months0
Grace Period
Grace period usage100%
Average grace periodDK
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthlyx
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest2.80%
Highest quoted nominal interest2.80%
Interest rate periodMonthly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?No
Is rate fixed for entire loan termYes
Upfront Fees
Fee 1
DescriptionAdministration Fee
% of loan amount - min0.50%
% of loan amount - max0.50%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variationN/A
Appears on Repayment Sched?No
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No

Full Pricing Data

End of Term Loan (THB) samples
Sample 1Sample 2Sample 3Sample 4
Loan AmountTHB 2,000THB 5,000THB 10,000THB 8,000
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot KnownNot Known
Disbursement Date2013-04-232013-04-122013-04-122013-03-13
Loan Term (Months)12.0 months12.0 months12.0 months13.0 months
Grace Period (Months)11.0 months11.0 months11.1 months11.5 months
Total Cost of CreditTHB 681THB 1,705THB 3,369THB 2,846
True Price by Comp       
Interest price component33.7%33.6%33.0%33.6%
Fee Component0.5%0.6%0.6%0.5%
Insurance Component0.0%0.0%0.0%0.0%
Tax Component0.0%0.0%0.0%0.0%
Deposit Component0.0%0.0%0.0%0.0%
Full APR (int fee ins tax dep)34.2%34.2%33.6%34.1%
Transparency Index989810098
        
Original Repayment SchedulePDFPDFPDFPDF
MFT Pricing CalculationPDFPDFPDFPDF
End of Term Loan (THB) Price Graphs


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Key Statistics
# Samples:
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# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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