Institution Type | Non-Governmental Organization |
Is this institution regulated? | Yes |
Website address | http://www.asomi.co.in/ |
Year established | 2008 |
Head of Institution | Subhrajyoti Bharali |
Regions active | |
# Branches | 50 |
Total Portfolio (nat'l) | INR 251,500,000 |
Total Portfolio (USD) | USD 4,745,283.02 |
Active clients with loans | 50,326 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 0% - 20% |
Network affiliations |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | Yes |
Website address | http://www.idghana.org/ |
Year established | 1998 |
Head of Institution | Stephen Mawuli Kwesi Dugbazah |
Regions active | Greater Accra Region |
# Branches | 5 |
Total Portfolio (nat'l) | GHS 1,879,142 |
Total Portfolio (USD) | USD 953,879.19 |
Active clients with loans | 5,689 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 80% - 100% |
Network affiliations | GHAMFIN, ASSFIN, AMT |
Funders | Entrepreneurs du Monde, Air Liquide, TECHNIP, French Embassy |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Entrepreneurship Development Loan | INR 25,000 - 50,000 | 10 - 12 | 0% - 20% | 0% - 20% | Business | Women, Men, Have business | Credit Educ, Credit Ins, Tech Asst Visits, Business Training | |||||||
SHG Loan | INR 5,000 - 25,000 | 12 | 60% - 80% | 0% - 20% | Business | Women | Group Mtgs, Tech Asst Visits, Business Training |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Front Desk | GHS 100 - 5,000 | 3 - 9 | 80% - 100% | 80% - 100% | Business | Women, Men, Have business | Credit Educ, Business Training, Other Training, Life skill training, counciling, and referral services. | |||||||
Kick Start | GHS 20 - 200 | 6 | 80% - 100% | 80% - 100% | Business | Women | Credit Educ, Group Mtgs, Business Training, Other Training, Life skill training, counciling, and referral services. | |||||||
Onipa Nua (Each other's keepers) | GHS 100 - 5,000 | 3 - 9 | 80% - 100% | 80% - 100% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Business Training, Other Training, Life skill training, counciling, and referral services. |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Entrepreneurship Development Loan | 0% | 33% | 45.6% | N/A | ||||||||||
SHG Loan | 0% | 28.8% - 29.2% | 39.4% - 40.7% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Entrepreneurship Development Loan | 16.0% annual, Flat | 1 Fee | 1 Ins | None | 15.0% upfront | 33% | 45.6% | 35 | ||||||||
SHG Loan | 15.0% annual, Flat | 1 Fee | 1 Ins | None | 15.0% upfront | 28.8% - 29.2% | 39.4% - 40.7% | 37 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Front Desk | 36.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 68.9% - 74.9% | 68.9% - 74.9% | 49 | ||||||||
Kick Start | 0.0% annual, Flat | 0 Fees | 0 Ins | None | N/A | 0% | 0% | 100 | ||||||||
Onipa Nua (Each other's keepers) | 36.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 70.3% - 71.2% | 70.3% - 71.2% | 50 |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Entrepreneurship Development Loan | 0% | 33% | 45.6% | N/A | ||||||||||
SHG Loan | 0% | 28.8% - 29.2% | 39.4% - 40.7% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Entrepreneurship Development Loan | 16.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 15.0% upfront | 33% | 45.6% | 35 | ||||||||
SHG Loan | 15.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 15.0% upfront | 28.8% - 29.2% | 39.4% - 40.7% | 37 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Front Desk | 36.0% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 68.9% - 74.9% | 68.9% - 74.9% | 49 | ||||||||
Kick Start | 0.0% annual, Flat | 0 Fees | 0 Ins Ins | None | N/A | 0% | 0% | 100 | ||||||||
Onipa Nua (Each other's keepers) | 36.0% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 70.3% - 71.2% | 70.3% - 71.2% | 50 |
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