2. BJS
Please note that the information you are viewing is 177 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. MLF MWI
Please note that the information you are viewing is 148 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Belghoria Janakalyan Samity BF - 94, Sector - 1, Saltlake CityKolkata, West Bengal700 064
Data approved: 2010-10-25
Data version: 1
Age of data: 177 months

Institution

Microloan Foundation Microloan Foundation(MW)P.O.Box 491Kasungu, Central Region
Data approved: 2012-02-03
Data version: 1
Age of data: -   months 
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Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addressN/A
Year established2006
Head of InstitutionBishwajit Das
Regions active
# Branches7

Total Portfolio (nat'l)INR 24,818,991
Total Portfolio (USD)USD 468,282.85
Active clients with loans6,040
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliations

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?N/A
Website addresshttp://www.microloanfoundation.org.uk/Home
Year established2002
Head of InstitutionJames Kajamu Kajamu
Regions active0
# Branches20

Total Portfolio (nat'l)MWK 260,000,000
Total Portfolio (USD)USD 1,733,333.33
Active clients with loans22,690
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliationsMAMN
FundersMicroloan Foundation, UK

Loan Products » Summary

Small Loan
6,040 Borrowers
USD 468,282.85 Portfolio
Active Product

Loan Products » Summary

Bridging Loan
240 Borrowers
USD 89,345 Portfolio
Active Product
Irrigation Loan
1,361 Borrowers
USD 182,932 Portfolio
Active Product
Knitting & Sewing / Life Skills Loan
232 Borrowers
USD 24,046 Portfolio
Active Product
Standard Loan
19,891 Borrowers
USD 1,365,193 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Small Loan INR 1,000 - 25,000 12 80% - 100% 0% - 20% Business, Can ONLY be used for Working Capital Women, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Bridging Loan MWK 65,000 - 180,000 6 - 10 80% - 100% 0% - 20%
Irrigation Loan MWK 10,000 - 100,000 3 - 7 80% - 100% 0% - 20%
Knitting & Sewing / Life Skills Loan MWK 10,000 - 70,000 3 - 8 80% - 100% 0% - 20%
Standard Loan MWK 6,000 - 60,000 4 80% - 100% 0% - 20%

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Small Loan 29.7% 27.8% - 29.7% 36.6% - 39.2% 42
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Small Loan 12.5% annual, Flat 0 Fees 1 Ins None 10.0% upfront 27.8% - 29.7% 36.6% - 39.2% 32

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Bridging Loan 48.00% annual, Flat 0 Fees 0 Ins 72.3% 103.5%
Irrigation Loan 57.00% annual, Flat 0 Fees 0 Ins 64.1% - 75.9% 71.6% - 85.7%
Knitting & Sewing / Life Skills Loan 54.00% annual, Flat 0 Fees 0 Ins 76.6% - 105.9% 127.9% - 188.2%
Standard Loan 60.00% annual, Flat 0 Fees 0 Ins 109.5% - 133.1% 160.1% - 205.5%

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Small Loan 29.7% 27.8% - 29.7% 36.6% - 39.2% 42
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Small Loan 12.5% annual, Flat 0 Fees 1 Ins Ins None 10.0% upfront 27.8% - 29.7% 36.6% - 39.2% 32

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Bridging Loan 48.00% annual, Flat 0 Fees 0 Ins Ins 72.3% 103.5%
Irrigation Loan 57.00% annual, Flat 0 Fees 0 Ins Ins 64.1% - 75.9% 71.6% - 85.7%
Knitting & Sewing / Life Skills Loan 54.00% annual, Flat 0 Fees 0 Ins Ins 76.6% - 105.9% 127.9% - 188.2%
Standard Loan 60.00% annual, Flat 0 Fees 0 Ins Ins 109.5% - 133.1% 160.1% - 205.5%
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NGOInstitution TypeBusinessLoan PurposeBJSInstitutionIN-012-V01-P01ProductINCountry2010YearRange Number1Institution Data Version02,0004,0006,0008,00010,000Loan Size (all)0%10%20%30%40%Full APR (int fee ins tax dep)> 1,5001,10070030040Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
Click to view Price Analysis Tool
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NGOInstitution TypeBusinessLoan PurposeMLF MWIInstitutionMW-007-V01-P01MW-007-V01-P02MW-007-V01-P03MW-007-V01-P04ProductMWCountry2012YearRange Number1Institution Data Version050,000100,000Loan Size (all)0%50%100%150%200%Full APR (int fee ins tax dep)> 9,9007,4004,9002,400200Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
Click to view Price Analysis Tool
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Key Statistics
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Loan Portfolio (USD)
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% Products with one or more insurances
% Products with compulsory deposits
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