2. BJS
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  2. FINCA
Please note that the information you are viewing is 113 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Belghoria Janakalyan Samity BF - 94, Sector - 1, Saltlake CityKolkata, West Bengal700 064
Data approved: 2010-10-25
Data version: 1
Age of data: 171 months

Institution

FINCA Microfinance Bank Ltd 387-E, Johar TownLahore, Punjab
Data approved: 2013-05-29
Data version: 1
Age of data: -   months 
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Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addressN/A
Year established2006
Head of InstitutionBishwajit Das
Regions active
# Branches7

Total Portfolio (nat'l)INR 24,818,991
Total Portfolio (USD)USD 468,282.85
Active clients with loans6,040
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliations

Institution Details

Institution TypeBank
Is this institution regulated?Yes
Website addresshttp://kmfbank.com
Year established2008
Head of InstitutionMuhammad Mudassar Aqil
Regions activeKhyber Pakhtunkwa, Punjab, Sindh
# Branches46

Total Portfolio (nat'l)PKR 1,388,650,665
Total Portfolio (USD)USD 14,169,904.74
Active clients with loans27,313
Approximate % female clients0% - 20%
Approximate % urban clients80% - 100%
Network affiliationsPakistan Microfinance Network
FundersFINCA Microfinance Cooperatief U.A., Kashf Holdings (Pvt.) Limited, International Finance Corporation (IFC), Triodos Fair Share Fund (TFSF)

Loan Products » Summary

Small Loan
6,040 Borrowers
USD 468,282.85 Portfolio
Active Product

Loan Products » Summary

KKKK
20,347 Borrowers
USD 8,833,420.42 Portfolio
Active Product
KSK
2,459 Borrowers
USD 885,508.86 Portfolio
Active Product
KZK
301 Borrowers
USD 259,684.19 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Small Loan INR 1,000 - 25,000 12 80% - 100% 0% - 20% Business, Can ONLY be used for Working Capital Women, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Kashf Kamyab Karobari Karza PKR 35,000 - 150,000 3 - 18 0% - 20% 80% - 100% Business Women, Men, Have business, If >100,000, condition of owned home or business premises Credit Educ, Credit Ins
Kashf Sunehri Karza PKR 25,000 - 150,000 3 - 24 0% - 20% 80% - 100% Business Women, Men, Have business Credit Educ, Credit Ins
Kashf Zarai Karza PKR 35,000 - 150,000 3 - 9 0% - 20% 0% - 20% Agriculture Women, Men Credit Educ, Credit Ins

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Small Loan 29.7% 27.8% - 29.7% 36.6% - 39.2% 42
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Small Loan 12.5% annual, Flat 0 Fees 1 Ins None 10.0% upfront 27.8% - 29.7% 36.6% - 39.2% 32

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Kashf Kamyab Karobari Karza 25.0%-30.0% annual, Decl Bal 1 Fee 1 Ins None N/A 47.4% - 54.9% 50.5% - 58.6% N/A
Kashf Sunehri Karza 24.0%-26.0% annual, Decl Bal 1 Fee 1 Ins None N/A 42.5% - 50.5% 46.4% - 54.5% N/A
Kashf Zarai Karza 27.0% annual, Flat 1 Fee 1 Ins None N/A 27.3% - 31% 29.6% - 35.3% N/A

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Small Loan 29.7% 27.8% - 29.7% 36.6% - 39.2% 42
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Small Loan 12.5% annual, Flat 0 Fees 1 Ins Ins None 10.0% upfront 27.8% - 29.7% 36.6% - 39.2% 32

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Kashf Kamyab Karobari Karza 25.0%-30.0% annual, Decl Bal 1 Fee 1 Ins Ins None N/A 47.4% - 54.9% 50.5% - 58.6% N/A
Kashf Sunehri Karza 24.0%-26.0% annual, Decl Bal 1 Fee 1 Ins Ins None N/A 42.5% - 50.5% 46.4% - 54.5% N/A
Kashf Zarai Karza 27.0% annual, Flat 1 Fee 1 Ins Ins None N/A 27.3% - 31% 29.6% - 35.3% N/A
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