Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.belstar.in |
Year established | 2009 |
Head of Institution | Dr.Kalpana sankar |
Regions active | Madhya Pradesh, Tamil Nadu, Puducherry |
# Branches | 64 |
Total Portfolio (nat'l) | INR 1,269,117,806 |
Total Portfolio (USD) | USD 23,945,618.98 |
Active clients with loans | 123,092 |
Approximate % female clients | 100% |
Approximate % urban clients | 0% - 20% |
Network affiliations | Microfinance Institutions Network - MFIN |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Micro Enterprise Loan | INR 12,000 - 30,000 | 13 - 25 | 100% | 0% - 20% | Business, Agriculture | Women, Specific age group, Low HH Inc, Med HH Inc, Must be a Member of an SHG, Must be in the age group of 18 to 60 years. | Credit Educ, Group Mtgs, Credit Ins, Business Training | |||||||
Educational Loan | INR 11,000 - 11,000 | 12 | 100% | 0% - 20% | Education | Women, Specific age group, Low HH Inc, Med HH Inc | Credit Ins |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Micro Enterprise Loan | 24.7% - 26.4% | 25.7% - 28% | 26.7% - 29% | 100 | ||||||||||
Educational Loan | 24.7% | 26.5% | 28% | 100 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Micro Enterprise Loan | 25.0% annual, Decl Bal | 1 Fee | 1 Ins | 12.36% fees | N/A | 25.7% - 28% | 26.7% - 29% | 91 | ||||||||
Educational Loan | 25.0% annual, Decl Bal | 1 Fee | 1 Ins | 12.36% fees | N/A | 26.5% | 28% | 89 |
Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
Action | 0 | 0 | 0 | 138 |
Adok Timo | 4,200 | 570,000 | 4 | 170 |
BIMAS | 11,100 | 4,679,000 | 7 | 138 |
ECLOF Kenya | 20,500 | 5,455,000 | 8 | 138 |
Equity Bank | 135,500 | 94,746,000 | 9 | 138 |
Family Bank | 43,200 | 90,700,000 | 5 | 170 |
Jamii Bora | 2,400 | 3,374,000 | 4 | 138 |
Juhudi Kilimo | 10,400 | 4,436,000 | 2 | 138 |
KADET | 12,900 | 5,402,000 | 4 | 138 |
K-Rep | 0 | 0 | 0 | 138 |
K-Rep Bank | 65,000 | 28,743,000 | 4 | 170 |
KWFT DTM | 294,600 | 165,982,000 | 6 | 138 |
LKL | 13,100 | 9,311,000 | 10 | 131 |
MKL | 18,200 | 5,989,000 | 6 | 115 |
Opportunity Kenya | 9,100 | 4,866,000 | 5 | 138 |
PAWDEP | 40,900 | 7,133,000 | 2 | 138 |
RAFODE | 2,900 | 356,000 | 1 | 138 |
SISDO | 7,300 | 3,657,000 | 11 | 138 |
Yehu | 14,000 | 3,149,000 | 11 | 138 |
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