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Institution

Belstar Investment and Finance Private Limited 11 C, Rathinammal Street , Rangarajapuram, KodambakkamChennai, Tamilnadu600024
Data approved: 2014-09-22
Data version: 4
Age of data: 119 months

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.belstar.in
Year established2009
Head of InstitutionDr.Kalpana sankar
Regions activeMadhya Pradesh, Tamil Nadu, Puducherry
# Branches64

Total Portfolio (nat'l)INR 1,269,117,806
Total Portfolio (USD)USD 23,945,618.98
Active clients with loans123,092
Approximate % female clients100%
Approximate % urban clients0% - 20%
Network affiliationsMicrofinance Institutions Network - MFIN

Loan Products » Summary

117,606 Borrowers
USD 22,895,241.62 Portfolio
Active Product
5,485 Borrowers
USD 1,050,377.36 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Micro Enterprise Loan INR 12,000 - 30,000 13 - 25 100% 0% - 20% Business, Agriculture Women, Specific age group, Low HH Inc, Med HH Inc, Must be a Member of an SHG, Must be in the age group of 18 to 60 years. Credit Educ, Group Mtgs, Credit Ins, Business Training
Educational Loan INR 11,000 - 11,000 12 100% 0% - 20% Education Women, Specific age group, Low HH Inc, Med HH Inc Credit Ins

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Micro Enterprise Loan 24.7% - 26.4% 25.7% - 28% 26.7% - 29% 100
Educational Loan 24.7% 26.5% 28% 100

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Micro Enterprise Loan 25.0% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 25.7% - 28% 26.7% - 29% 91
Educational Loan 25.0% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 26.5% 28% 89
Institution Price Graph
Institution # Borrowers Portfolio (US$) Products Age of Data
1st Valley Bank38,90048,291,0003160
AJDFI13,100884,0006160
ARDCI44,6009,403,0001160
ASA Philippines333,40029,282,0001160
ASHI35,4005,231,0006160
ASKI60,00015,247,0004160
Bangko Kabayan8,9002,373,0002160
BSEI60073,0002160
CBI8,1002,010,0005160
CCT70,3009,504,0004160
CEV35,4005,111,0004160
DSPI59,3003,676,0003160
ECLOF5,4001,836,0004160
FCB12,0002,392,0002160
FMB2,700710,0002160
GM Bank23,5001,553,0003160
HSPFI19,1001,899,0002160
JVOFI1,300281,0001160
Katipunan Bank42,1005,325,0002160
KDCI20,5002,095,0003160
KGI32,3003,421,0004160
KMBI245,00015,098,0001160
LTMPC37,4008,935,0003160
Mallig Plains6,500641,0002160
MILAMDEC29,8003,278,0002160
MWIMPC11,8001,740,0004159
NWTF105,50012,698,0005160
OFMPC4,400964,0001160
PBC50,70010,434,0004160
PCSD700167,0001160
PMPC23,5005,565,0008160
RB Angeles9001,502,0002160
RB Labason500289,0001160
RBLI5,2001,026,0002160
RBMI11,9001,750,0002160
RMB100173,0001160
RSPI39,6002,834,0004160
SAFRAGEMC1,100229,0001160
Salve10,9001,191,0003160
SEDP27,0003,914,0003160
TSKI212,90025,187,0002160
TSPI264,50031,290,0007160
Valient1,700672,0002160
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Key Statistics
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Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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