2. BSFL
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Institution

Bhartiya Samruddhi Finance Limited Ascent Tower, Muncipal No.8-2-596/c/2 to c/5Road No 10, Banjara Hills.Hyderabad, Andhra Pradesh500034
Data approved: 2011-07-18
Data version: 1
Age of data: -   months 
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Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?N/A
Website addresshttp://www.basixindia.com/
Year established1996
Head of InstitutionMr. Manmathdalai
Regions active0
# Branches138

Total Portfolio (nat'l)INR 11,024,902
Total Portfolio (USD)USD 244,997.82
Active clients with loans1,199,141
Approximate % female clients60% - 80%
Approximate % urban clients0% - 20%
Network affiliationsMFIN, Sadhan

Loan Products » Summary

Agri Allied
235,615 Borrowers
USD 54,355,547 Portfolio
Active Product
Crop Loan
63,069 Borrowers
USD 12,160,461 Portfolio
Active Product
Enterprise
610,796 Borrowers
USD 121,585,590 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Samruddhi Agri Allied Loan INR 8,000 - 30,000 23 - 24 20% - 40% 0% - 20% For improving dairy livelihoods and buying inputs, purchase of mulch animals,procurement of fodder Women, Men, Joint Liability Group Credit Ins
Samruddhi Crop Loan INR 10,000 - 30,000 11 20% - 40% 0% - 20% Business, only for working for capital crop cultivation , purchase of agriculture inputs i.e. seeds, fertili Women, Men, All farmers including tenant farmers engaged in cultivation of field crops Credit Ins
Samruddhi Micro Enterprise (NFS) Loan INR 10,000 - 30,000 23 - 24 40% - 60% 0% - 20% Business, For establishment cost,fixed cost,working capital Women, Men, Joint Liability Group Credit Ins

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Samruddhi Agri Allied Loan 0% 25% - 25.3% 25% - 25.3% N/A
Samruddhi Crop Loan 0% 26% - 27.8% 29.9% - 31.7% N/A
Samruddhi Micro Enterprise (NFS) Loan 0% 25.1% - 25.4% 25.1% - 25.4% N/A
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Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Samruddhi Agri Allied Loan 24.0% annual, Decl Bal 1 Fee 0 Ins None N/A 25% - 25.3% 25% - 25.3% 95
Samruddhi Crop Loan 21.0% annual, Decl Bal 1 Fee 0 Ins None N/A 26% - 27.8% 29.9% - 31.7% 68
Samruddhi Micro Enterprise (NFS) Loan 24.0% annual, Decl Bal 2 Fees 0 Ins None N/A 25.1% - 25.4% 25.1% - 25.4% 95
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.Private \'For-Profit\'Institution TypeBusinessOtherLoan PurposeBSFLInstitutionIN-015-V01-P01IN-015-V01-P02IN-015-V01-P03ProductINCountry2011YearRange Number1Institution Data Version010,00020,00030,00040,00050,000Loan Size (all)0%10%20%30%Full APR (int fee ins tax dep)> 180,000130,00091,00045,0005,000Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
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1st Valley Bank38,90048,291,0003163
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ASHI35,4005,231,0006163
ASKI60,00015,247,0004163
Bangko Kabayan8,9002,373,0002163
BSEI60073,0002163
CBI8,1002,010,0005163
CCT70,3009,504,0004163
CEV35,4005,111,0004163
DSPI59,3003,676,0003163
ECLOF5,4001,836,0004163
FCB12,0002,392,0002163
FMB2,700710,0002163
GM Bank23,5001,553,0003163
HSPFI19,1001,899,0002163
JVOFI1,300281,0001163
Katipunan Bank42,1005,325,0002163
KDCI20,5002,095,0003163
KGI32,3003,421,0004163
KMBI245,00015,098,0001163
LTMPC37,4008,935,0003163
Mallig Plains6,500641,0002163
MILAMDEC29,8003,278,0002163
MWIMPC11,8001,740,0004162
NWTF105,50012,698,0005163
OFMPC4,400964,0001163
PBC50,70010,434,0004163
PCSD700167,0001163
PMPC23,5005,565,0008163
RB Angeles9001,502,0002163
RB Labason500289,0001163
RBLI5,2001,026,0002163
RBMI11,9001,750,0002163
RMB100173,0001163
RSPI39,6002,834,0004163
SAFRAGEMC1,100229,0001163
Salve10,9001,191,0003163
SEDP27,0003,914,0003163
TSKI212,90025,187,0002163
TSPI264,50031,290,0007163
Valient1,700672,0002163
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