Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.chaitanyaindia.in/ |
Year established | 2009 |
Head of Institution | Anand Rao |
Regions active | Karnataka |
# Branches | 10 |
Total Portfolio (nat'l) | INR 205,228,721 |
Total Portfolio (USD) | USD 3,872,240.02 |
Active clients with loans | 21,309 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 0% - 20% |
Network affiliations |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
2D Business Loan | INR 36,000 - 50,000 | 24 - 30 | 80% - 100% | 0% - 20% | Business | Women | Credit Educ, Group Mtgs, Credit Ins | |||||||
3D Business Loan | INR 36,000 - 50,000 | 24 - 30 | 80% - 100% | 0% - 20% | Business | Women | Credit Educ, Group Mtgs, Credit Ins | |||||||
One Year Business Loan | INR 5,000 - 15,000 | 12 | 80% - 100% | 0% - 20% | Business | Women, Could be used in income generating activities. | Credit Educ, Group Mtgs, Credit Ins |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
2D Business Loan | 25.9% | 27.3% - 27.5% | 29.6% - 30.1% | Yes | Yes | Yes | 100 | |||||||
3D Business Loan | 25.9% - 27.3% | 28% - 29.5% | 31.3% - 33% | Yes | Yes | Yes | 99 | |||||||
One Year Business Loan | 25.8% - 25.9% | 27.5% - 27.7% | 30.1% - 30.5% | Yes | Yes | Yes | 100 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
2D Business Loan | 26.0% annual, Decl Bal | 1 Fee | 1 Ins | 12.36% fees | N/A | 27.3% - 27.5% | 29.6% - 30.1% | 87 | ||||||||
3D Business Loan | 26.0% annual, Decl Bal | 1 Fee | 1 Ins | 12.36% fees | N/A | 28% - 29.5% | 31.3% - 33% | 81 | ||||||||
One Year Business Loan | 26.0% annual, Decl Bal | 1 Fee | 1 Ins | 12.36% fees | N/A | 27.5% - 27.7% | 30.1% - 30.5% | 85 |
Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
Banco Solidario | 79,700 | 221,716,000 | 1 | 168 |
CEPESIU | 2,000 | 939,000 | 4 | 168 |
COAC 4 Octubre | 2,200 | 5,771,000 | 2 | 168 |
COAC Ambato | 1,300 | 16,415,000 | 2 | 168 |
COAC FondVida | 2,500 | 4,200,000 | 4 | 168 |
COAC LaBenefica | 2,500 | 8,482,000 | 6 | 168 |
COAC MCCH | 5,300 | 10,020,000 | 2 | 168 |
COAC Nacional | 30,700 | 27,129,000 | 2 | 168 |
COAC San José | 10,400 | 29,133,000 | 5 | 168 |
COAC SanAntonio | 1,000 | 2,384,000 | 3 | 168 |
COAC SantaAnita | 2,000 | 2,532,000 | 6 | 168 |
Codesarrollo | 14,400 | 40,328,000 | 7 | 168 |
Coop San Miguel | 1,800 | 4,754,000 | 5 | 165 |
CooP VPR | 700 | 1,052,000 | 4 | 168 |
Cooprogreso | 7,900 | 32,244,000 | 4 | 168 |
Credi Fe | 100,900 | 380,039,000 | 4 | 168 |
D^Miro | 36,900 | 27,692,000 | 9 | 161 |
DECOF | 2,200 | 705,000 | 2 | 168 |
Espoir | 62,100 | 21,036,000 | 5 | 168 |
FODEMI | 28,200 | 12,924,000 | 3 | 168 |
Fundacion Alternativa | 4,300 | 5,545,000 | 2 | 168 |
FUNDAMIC | 2,000 | 1,468,000 | 2 | 168 |
INSOTEC | 7,000 | 6,047,000 | 4 | 168 |
Luz del Valle | 6,400 | 11,300,000 | 3 | 168 |
ProCredit | 43,800 | 211,941,000 | 2 | 168 |
PS Ambato | 5,600 | 2,771,000 | 1 | 168 |
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