2. Chaitanya
Please note that the information you are viewing is 137 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. FFO
Please note that the information you are viewing is 112 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Chaitanya India Fin Credit Pvt Ltd #169, 1st Floor, 5th MainChamarajpetBangalore, Karnataka560018
Data approved: 2011-01-25
Data version: 1
Age of data: -   months 
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Institution

Farmers Friend Organization 29-A Civil Lines, Opposite Mezan Bank, Sargodha RoadSheikhupura, Punjab39350
Data approved: 2015-05-12
Data version: 2
Age of data: 112 months
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Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?N/A
Website addresshttp://www.chaitanyaindia.in/
Year established2009
Head of InstitutionAnand Rao
Regions active0
# Branches7

Total Portfolio (nat'l)INR 67,701,816
Total Portfolio (USD)USD 1,504,484.80
Active clients with loans9,379
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliations

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addressN/A
Year established2003
Head of InstitutionIrfan Khokhar
Regions activePunjab
# Branches17

Total Portfolio (nat'l)PKR 339,632,527
Total Portfolio (USD)USD 3,335,191.42
Active clients with loans22,430
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliationsPakistan Microfinance Network, Punjab Microfinance Network, Human Resource Development Network
FundersPakistan Poverty Alleviation Fund, ORIX Leasing Pakistan Limited, United States Agency for International Development (USAID)

Loan Products » Summary

2D Business
461 Borrowers
USD 173,779 Portfolio
Active Product
Business Loan
2,772 Borrowers
USD 377,805 Portfolio
Active Product
Business Loan BH 01
77 Borrowers
USD 25,821 Portfolio
Active Product
Business Loan JK 01
517 Borrowers
USD 141,254 Portfolio
Active Product

Loan Products » Summary

Principle
12,289 Borrowers
USD 1,868,329.28 Portfolio
Active Product
Principle
9,912 Borrowers
USD 1,440,977.80 Portfolio
Active Product
Business
229 Borrowers
USD 25,884.33 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
2D Business Loan INR 6,000 - 25,000 24 - 30 80% - 100% 0% - 20% Business, Income Generating Activities Women
Business Loan INR 2,000 - 15,000 12 80% - 100% 0% - 20% Business, Housing, Consumer, Education, Other Women Credit Educ, Group Mtgs, Credit Ins
Business Loan BH 01 INR 5,000 - 20,000 11.5 - 12 80% - 100% 0% - 20% Business, Housing, Education, Other Women Credit Educ, Group Mtgs, Credit Ins
Business Loan JK 01 INR 2,000 - 15,000 11.5 - 13 80% - 100% 0% - 20% Business, Housing, Education, Other Women Credit Educ, Group Mtgs, Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Principle Loan PKR 15,000 - 75,000 12 - 18 80% - 100% 0% - 20% Business Women, Men, Have business, Specific age group Group Mtgs, Credit Ins
Principle Loan Village Banking PKR 15,000 - 75,000 12 80% - 100% 0% - 20% Business Women, Men, Have business, Specific age group Group Mtgs, Credit Ins

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
2D Business Loan 0% 24.3% 25.1% N/A
Business Loan 0% 30.1% - 30.3% 31.2% - 31.4% N/A
Business Loan BH 01 0% 28.7% - 28.9% 30.9% - 31.1% N/A
Business Loan JK 01 0% 28.6% - 28.7% 30.7% - 30.9% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
2D Business Loan 25.4% annual, Decl Bal 1 Fee 1 Ins None N/A 24.3% 25.1% N/A
Business Loan 28.2% annual, Decl Bal 2 Fees 0 Ins None N/A 30.1% - 30.3% 31.2% - 31.4% 90
Business Loan BH 01 24.2% annual, Decl Bal 1 Fee 0 Ins None N/A 28.7% - 28.9% 30.9% - 31.1% N/A
Business Loan JK 01 26.5% annual, Decl Bal 1 Fee 0 Ins None N/A 28.6% - 28.7% 30.7% - 30.9% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Principle Loan 16.0%-20.0% annual, Flat 1 Fee 0 Ins None N/A 44.4% - 44.6% 44.4% - 44.6% 36
Principle Loan Village Banking 20.0% annual, Flat 1 Fee 0 Ins None 5.0% upfront 44.6% 48.9% 41

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
2D Business Loan 0% 24.3% 25.1% N/A
Business Loan 0% 30.1% - 30.3% 31.2% - 31.4% N/A
Business Loan BH 01 0% 28.7% - 28.9% 30.9% - 31.1% N/A
Business Loan JK 01 0% 28.6% - 28.7% 30.7% - 30.9% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
2D Business Loan 25.4% annual, Decl Bal 1 Fee 1 Ins Ins None N/A 24.3% 25.1% N/A
Business Loan 28.2% annual, Decl Bal 2 Fees 0 Ins Ins None N/A 30.1% - 30.3% 31.2% - 31.4% 90
Business Loan BH 01 24.2% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 28.7% - 28.9% 30.9% - 31.1% N/A
Business Loan JK 01 26.5% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 28.6% - 28.7% 30.7% - 30.9% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Principle Loan 16.0%-20.0% annual, Flat 1 Fee 0 Ins Ins None N/A 44.4% - 44.6% 44.4% - 44.6% 36
Principle Loan Village Banking 20.0% annual, Flat 1 Fee 0 Ins Ins None 5.0% upfront 44.6% 48.9% 41
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Key Statistics
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# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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