2. Chaitanya
Please note that the information you are viewing is 144 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. APAS
Please note that the information you are viewing is 168 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Chaitanya India Fin Credit Pvt Ltd #169, 1st Floor, 5th MainChamarajpetBangalore, Karnataka560018
Data approved: 2012-01-09
Data version: 2
Age of data: -   months 
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Institution

APAS Financial Services Ltd 4th Floor Diamond Trust BuildingKampala, CentralPO Box 9360
Data approved: 2011-06-29
Data version: 1
Age of data: 168 months

Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?N/A
Website addresshttp://www.chaitanyaindia.in/
Year established2009
Head of InstitutionAnand Rao
Regions active0
# Branches10

Total Portfolio (nat'l)INR 125,831,377
Total Portfolio (USD)USD 2,796,252.82
Active clients with loans14,873
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliations

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.apasgroup.com/
Year established2005
Head of InstitutionAmos Ruhongore
Regions activeEastern, Western
# Branches2

Total Portfolio (nat'l)UGX 320,000,000
Total Portfolio (USD)USD 128,000
Active clients with loans320
Approximate % female clients40% - 60%
Approximate % urban clients80% - 100%
Network affiliationsAMFIU, Microfinance Management Institute
Funders

Loan Products » Summary

2 Year Asset Loan
79 Borrowers
USD 41,994 Portfolio
Active Product
2D Business
461 Borrowers
USD 173,779 Portfolio
Active Product
3D Business
1,840 Borrowers
USD 716,088 Portfolio
Active Product
One Year
749 Borrowers
USD 211,262 Portfolio
Active Product
Business Loan
Retired Product
Business Loan BH 01
Retired Product
Business Loan JK 01
Retired Product

Loan Products » Summary

Group
200 Borrowers
USD 100,000 Portfolio
Active Product
Idv Bsnss
120 Borrowers
USD 28,000 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
2 Year Asset Loan INR 16,000 - 30,000 24 - 30 80% - 100% 0% - 20% Income Generating Aseet Purchase Women Credit Educ, Group Mtgs, Tech Asst Visits, Business Training
2D Business Loan INR 6,000 - 25,000 24 - 30 80% - 100% 0% - 20% Business, Income Generating Activities Women
3D Business Loan INR 6,000 - 25,000 24 - 30 80% - 100% 0% - 20% Business, Income Generating Activities Women
One Year Business Loan INR 5,000 - 15,000 12 80% - 100% 0% - 20% Any Purpose, Mainly for Income Generating Activities Women, Should be used in Income Generating Activities Credit Educ, Group Mtgs, Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Group Loans UGX 100,000 - 1,500,000 3 - 6 40% - 60% 80% - 100% Business Women, Men, Have business Credit Educ, Group Mtgs, Business Training
Individual Business Loans UGX 500,000 - 10,000,000 1 - 6 40% - 60% 80% - 100% Business Women, Men, Have business Other Training

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
2 Year Asset Loan 0% 26.4% - 26.5% 28.6% N/A
2D Business Loan 0% 24.3% 25.1% N/A
3D Business Loan 0% 25.8% 26.7% N/A
One Year Business Loan 0% 27.4% - 27.5% 29.4% - 29.7% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
2 Year Asset Loan 25.4% annual, Decl Bal 1 Fee 0 Ins None N/A 26.4% - 26.5% 28.6% 89
2D Business Loan 25.4% annual, Decl Bal 1 Fee 1 Ins None N/A 24.3% 25.1% 100
3D Business Loan 25.4% annual, Decl Bal 1 Fee 0 Ins None N/A 25.8% 26.7% 95
One Year Business Loan 25.4% annual, Decl Bal 2 Fees 0 Ins None N/A 27.4% - 27.5% 29.4% - 29.7% 86

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Loans 48.00% annual, Flat 1 Fee 0 Ins None N/A 40.1% - 86.6% 40.1% - 86.6% 75
Individual Business Loans 60.00%-120.00% annual, Flat 1 Fee 0 Ins None N/A 86.2% - 87.1% 86.2% - 87.1% 69

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
2 Year Asset Loan 0% 26.4% - 26.5% 28.6% N/A
2D Business Loan 0% 24.3% 25.1% N/A
3D Business Loan 0% 25.8% 26.7% N/A
One Year Business Loan 0% 27.4% - 27.5% 29.4% - 29.7% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
2 Year Asset Loan 25.4% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 26.4% - 26.5% 28.6% 89
2D Business Loan 25.4% annual, Decl Bal 1 Fee 1 Ins Ins None N/A 24.3% 25.1% 100
3D Business Loan 25.4% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 25.8% 26.7% 95
One Year Business Loan 25.4% annual, Decl Bal 2 Fees 0 Ins Ins None N/A 27.4% - 27.5% 29.4% - 29.7% 86

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Loans 48.00% annual, Flat 1 Fee 0 Ins Ins None N/A 40.1% - 86.6% 40.1% - 86.6% 75
Individual Business Loans 60.00%-120.00% annual, Flat 1 Fee 0 Ins Ins None N/A 86.2% - 87.1% 86.2% - 87.1% 69
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.Private \'For-Profit\'Institution TypeBusinessMultipleOtherLoan PurposeChaitanyaInstitutionIN-018-V02-P01IN-018-V02-P02IN-018-V02-P03IN-018-V02-P07ProductINCountry2012YearRange Number2Institution Data Version05,00010,00015,00020,00025,00030,000Loan Size (all)0%10%20%30%Full APR (int fee ins tax dep)> 50020030Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
Click to view Price Analysis Tool
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NGOInstitution TypeBusinessLoan PurposeAPASInstitutionUG-001-V01-P01UG-001-V01-P02ProductUGCountry2011YearRange Number1Institution Data Version02,000,0004,000,0006,000,0008,000,00010,000,000Loan Size (all)0%20%40%60%80%Full APR (int fee ins tax dep)> 100506Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
Click to view Price Analysis Tool
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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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