Institution Type | Private 'For-Profit' |
Is this institution regulated? | N/A |
Website address | http://www.equitas.in/ |
Year established | 2007 |
Head of Institution | PN Vasudevan |
Regions active | 0 |
# Branches | 276 |
Total Portfolio (nat'l) | INR 9,568,069,000 |
Total Portfolio (USD) | USD 212,623,755.60 |
Active clients with loans | 1,395,978 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 80% - 100% |
Network affiliations | MFIN |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://www.yosefo.org/ |
Year established | 1996 |
Head of Institution | Aletmius Millinga |
Regions active | |
# Branches | 6 |
Total Portfolio (nat'l) | TZS 3,516,132,881 |
Total Portfolio (USD) | USD 2,211,404.33 |
Active clients with loans | 17,135 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 40% - 60% |
Network affiliations | TAMFI |
Funders | Miche Foundation, Stromme Foundation |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Additional Micro-Credit | INR 3,000 - 3,000 | 6 - 9 | 80% - 100% | 80% - 100% | Business | Women, Have business | Credit Educ, Group Mtgs, Credit Ins | |||||||
Primary Loans | INR 10,100 - 12,000 | 24 | 80% - 100% | 80% - 100% | Business | Women, Have business, either client runs business or husband runs business and the client has an active role | Credit Educ, Group Mtgs, Credit Ins | |||||||
Third Cycle Loan | INR 10,100 - 15,000 | 24 | 80% - 100% | 0% | Business | Women, Have business | Credit Educ, Group Mtgs |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Benkijamii Loan | TZS 50,000 - 1,500,000 | 3 - 12 | 60% - 80% | 0% - 20% | Any Purpose | Women, Men, Have business, Belong to the community enjoying the services | Tech Asst Visits, Business Training | |||||||
Group Loan | TZS 50,000 - 2,000,000 | 3 - 12 | 60% - 80% | 60% - 80% | Business | Women, Men, Have business | Credit Ins | |||||||
Mavuno Loan | TZS 2,000,000 - 15,000,000 | 3 - 12 | 60% - 80% | 80% - 100% | Any Purpose | Women, Men, Have business, Have home or land | Credit Educ, Tech Asst Visits, Business Training |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Additional Micro-Credit | 0% | 24.5% - 25.9% | 25.3% - 27% | N/A | ||||||||||
Primary Loans | 0% | 25.9% - 26.8% | 26.7% - 27.4% | N/A | ||||||||||
Third Cycle Loan | 0% | 26.6% | 28.3% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Additional Micro-Credit | 25.3%-26.3% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 24.5% - 25.9% | 25.3% - 27% | 96 | ||||||||
Primary Loans | 25.5% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 25.9% - 26.8% | 26.7% - 27.4% | 94 | ||||||||
Third Cycle Loan | 25.4% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 26.6% | 28.3% | 90 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Benkijamii Loan | 24.00%-29.00% annual, Flat | 1 Fee | 1 Ins | None | 25.00% upfront | 45.1% - 54.3% | 89.8% - 106.4% | 25 | ||||||||
Group Loan | 24.00%-29.00% annual, Flat | 1 Fee | 1 Ins | None | 25.00% upfront | 48.9% - 52.3% | 62% - 106.5% | 26 | ||||||||
Mavuno Loan | 24.00%-29.00% annual, Flat | 1 Fee | 1 Ins | None | 25.00% upfront | 49.6% - 51.5% | 88.6% - 91.8% | 26 |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Additional Micro-Credit | 0% | 24.5% - 25.9% | 25.3% - 27% | N/A | ||||||||||
Primary Loans | 0% | 25.9% - 26.8% | 26.7% - 27.4% | N/A | ||||||||||
Third Cycle Loan | 0% | 26.6% | 28.3% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Additional Micro-Credit | 25.3%-26.3% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 24.5% - 25.9% | 25.3% - 27% | 96 | ||||||||
Primary Loans | 25.5% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 25.9% - 26.8% | 26.7% - 27.4% | 94 | ||||||||
Third Cycle Loan | 25.4% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 26.6% | 28.3% | 90 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Benkijamii Loan | 24.00%-29.00% annual, Flat | 1 Fee | 1 Ins Ins | None | 25.00% upfront | 45.1% - 54.3% | 89.8% - 106.4% | 25 | ||||||||
Group Loan | 24.00%-29.00% annual, Flat | 1 Fee | 1 Ins Ins | None | 25.00% upfront | 48.9% - 52.3% | 62% - 106.5% | 26 | ||||||||
Mavuno Loan | 24.00%-29.00% annual, Flat | 1 Fee | 1 Ins Ins | None | 25.00% upfront | 49.6% - 51.5% | 88.6% - 91.8% | 26 |
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