Institution Type | Private 'For-Profit' |
Is this institution regulated? | N/A |
Website address | N/A |
Year established | 1996 |
Head of Institution | K.PAUL THOMAS |
Regions active | 0 |
# Branches | 105 |
Total Portfolio (nat'l) | INR 1,561,228,229 |
Total Portfolio (USD) | USD 34,693,960.64 |
Active clients with loans | 220,011 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 40% - 60% |
Network affiliations |
Institution Type | Non Bank Financial Institution |
Is this institution regulated? | No |
Website address | N/A |
Year established | 2010 |
Head of Institution | Thaddeo W. Mashera |
Regions active | Arusha, Dar es Salaam, Mwanza |
# Branches | 5 |
Total Portfolio (nat'l) | TZS 800,400,221 |
Total Portfolio (USD) | USD 503,396.37 |
Active clients with loans | 1,538 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 20% - 40% |
Network affiliations | TAMFI |
Funders | Gatsby Charity Fund, Tanzania Gatsby Trust |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
General Loan | INR 6,000 - 8,000 | 12 | 80% - 100% | 0% - 20% | Any Purpose | Women, Men | Credit Educ, Group Mtgs, Business Training | |||||||
Income Generation Loan | INR 10,000 - 20,000 | 12 | 80% - 100% | 0% - 20% | Business | Women, Men | Credit Educ, Group Mtgs, Business Training | |||||||
Jeevandhara | INR 3,000 - 12,000 | 12 - 24 | 80% - 100% | 0% - 20% | For installing water connection | Women, Men | Credit Educ, Group Mtgs | |||||||
Nirmal | INR 6,000 - 12,000 | 12 - 24 | 80% - 100% | 0% - 20% | for sanitation Purposes | Women, Men | Credit Educ, Group Mtgs |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Jamii Loan | TZS 50,000 - 2,000,000 | 3 - 12 | 60% - 80% | 20% - 40% | Business | Women, Men, Have business | Business Training | |||||||
Personal Loan | TZS 1,000,000 - 10,000,000 | 6 - 24 | 40% - 60% | 40% - 60% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
General Loan | 0% | 0% - 57.5% | 0% - 31.7% | N/A | ||||||||||
Income Generation Loan | 0% | 31.2% - 31.7% | 31.2% - 31.7% | N/A | ||||||||||
Jeevandhara | 0% | 28.2% | 28.2% | N/A | ||||||||||
Nirmal | 0% | 28.2% | 28.2% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
General Loan | 17.0% annual, Flat | 0 Fees | 0 Ins | None | N/A | 0% - 57.5% | 0% - 31.7% | N/A | ||||||||
Income Generation Loan | 17.0% annual, Flat | 0 Fees | 0 Ins | None | N/A | 31.2% - 31.7% | 31.2% - 31.7% | 53 | ||||||||
Jeevandhara | 15.0% annual, Flat | 0 Fees | 0 Ins | None | N/A | 28.2% | 28.2% | 53 | ||||||||
Nirmal | 15.0% annual, Flat | 0 Fees | 0 Ins | None | N/A | 28.2% | 28.2% | 53 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Jamii Loan | 30.00% annual, Flat | 2 Fees | 1 Ins | None | 10.00% upfront | 53.3% - 59.1% | 68.7% - 75.8% | 41 | ||||||||
Personal Loan | 24.00% annual, Flat | 2 Fees | 1 Ins | None | 15.00% upfront | 42.8% - 47.5% | 57.5% - 66.4% | 38 |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
General Loan | 0% | 0% - 57.5% | 0% - 31.7% | N/A | ||||||||||
Income Generation Loan | 0% | 31.2% - 31.7% | 31.2% - 31.7% | N/A | ||||||||||
Jeevandhara | 0% | 28.2% | 28.2% | N/A | ||||||||||
Nirmal | 0% | 28.2% | 28.2% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
General Loan | 17.0% annual, Flat | 0 Fees | 0 Ins Ins | None | N/A | 0% - 57.5% | 0% - 31.7% | N/A | ||||||||
Income Generation Loan | 17.0% annual, Flat | 0 Fees | 0 Ins Ins | None | N/A | 31.2% - 31.7% | 31.2% - 31.7% | 53 | ||||||||
Jeevandhara | 15.0% annual, Flat | 0 Fees | 0 Ins Ins | None | N/A | 28.2% | 28.2% | 53 | ||||||||
Nirmal | 15.0% annual, Flat | 0 Fees | 0 Ins Ins | None | N/A | 28.2% | 28.2% | 53 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Jamii Loan | 30.00% annual, Flat | 2 Fees | 1 Ins Ins | None | 10.00% upfront | 53.3% - 59.1% | 68.7% - 75.8% | 41 | ||||||||
Personal Loan | 24.00% annual, Flat | 2 Fees | 1 Ins Ins | None | 15.00% upfront | 42.8% - 47.5% | 57.5% - 66.4% | 38 |
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