2. FFSL
Please note that the information you are viewing is 139 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. SISDO
Please note that the information you are viewing is 141 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Future Financial Servicess Ltd. #17/1, GRA Tower, Ambalipura Main RoadOff. Sarjapur Road, Agara PostBangalore, KarnatakaPO Box 560 103
Data approved: 2013-07-16
Data version: 3
Age of data: 139 months
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Institution

Smallholder Irrigation Schemes Development Organization (SISDO) P.O. Box 76622Nairobi
Data approved: 2013-06-25
Data version: 2
Age of data: 141 months
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Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.ffslmfi.com/
Year established2007
Head of InstitutionG. Dashratha Reddy
Regions activeAndhra Pradesh, Karnataka
# Branches110

Total Portfolio (nat'l)INR 2,041,266,962
Total Portfolio (USD)USD 38,514,470.98
Active clients with loans179,620
Approximate % female clients100%
Approximate % urban clients0
Network affiliationsMFIN, Sa-Dhan

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.sisdo.org/
Year established1991
Head of InstitutionSimon Maina
Regions activeCentral, Eastern, Nairobi, Rift Valley, Western
# Branches16

Total Portfolio (nat'l)KES 302,871,417
Total Portfolio (USD)USD 3,657,867.36
Active clients with loans7,374
Approximate % female clients40% - 60%
Approximate % urban clients20% - 40%
Network affiliations
Funders

Loan Products » Summary

Monthly
145,779 Borrowers
USD 34,208,015.87 Portfolio
Active Product
Fortnightly
4,872 Borrowers
USD 1,511,297.36 Portfolio
Active Product
Daily Loan
Retired Product
Midterm Loan
Retired Product
Weekly Loan
Retired Product

Loan Products » Summary

Asset
504 Borrowers
USD 211,054.75 Portfolio
Active Product
Daraja
489 Borrowers
USD 660,029.66 Portfolio
Active Product
Farm Input
87 Borrowers
USD 18,298.92 Portfolio
Active Product
Inua
5,770 Borrowers
USD 2,508,645.07 Portfolio
Active Product
School Fees
214 Borrowers
USD 42,268.63 Portfolio
Active Product
Zero Grazing
242 Borrowers
USD 107,802.01 Portfolio
Active Product
Individual
37 Borrowers
USD 86,536.70 Portfolio
Low Volume Product
Emergency
5 Borrowers
USD 2,595.40 Portfolio
Low Volume Product
Maji
0 Borrowers
USD 469.89 Portfolio
Low Volume Product
Afya
21 Borrowers
USD 14,305.29 Portfolio
Low Volume Product
Mwangaza
5 Borrowers
USD 5,861.03 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Monthly Loan INR 12,000 - 30,000 19 - 26 100% 0% Business Women Group Mtgs, Credit Ins, Other Training
Fortnightly Loan INR 12,000 - 30,000 19 - 26 100% 100% Business Women Group Mtgs, Credit Ins, Other Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Asset Financing Loan KES 20,000 - 50,000 3 - 12 40% - 60% 40% - 60% Business, Housing Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training
Daraja Loan KES 50,000 - 300,000 3 - 24 40% - 60% 0% - 20% Business, Only working capital Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Health Insurance - optional
Farm Inputs Loan KES 5,000 - 100,000 3 - 12 40% - 60% 0% - 20% Business Women, Men, Must be a farmer Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training
Inua Loan KES 5,000 - 300,000 3 - 18 40% - 60% 20% - 40% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Health insurance - optional
School Fees Loan KES 3,000 - 100,000 3 - 12 60% - 80% 40% - 60% Education Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training
Zero Grazing Loan KES 10,000 - 300,000 3 - 18 40% - 60% 20% - 40% Agriculture, Improvement to shed, purchase of cow, chaff-cutter Women, Men, Have business, Farmers only Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training, Health insurance - optional

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Monthly Loan 24.7% - 25.6% 26% - 26.7% 29.8% - 30.8% Yes Yes Yes 100
Fortnightly Loan 27.6% - 27.7% 28.8% - 29% 33.2% - 33.4% Yes Yes Yes 94
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Monthly Loan 26.0% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 26% - 26.7% 29.8% - 30.8% 85
Fortnightly Loan 26.0% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 28.8% - 29% 33.2% - 33.4% 78

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Asset Financing Loan 20.0% annual, Flat 1 Fee 1 Ins None 20.0% upfront 100.00 ongoing 37.6% - 38.5% 70.3% - 83.8% 26
Daraja Loan 22.0% annual, Flat 1 Fee 1 Ins None 20.0% upfront 500.00 ongoing 40.9% - 41% 73% - 119.1% 25
Farm Inputs Loan 22.0% annual, Flat 1 Fee 1 Ins None 20.0% upfront 100.00 ongoing 30.9% - 41.8% 58.3% - 148.4% 27
Inua Loan 22.0% annual, Flat 1 Fee 1 Ins None 20.0% upfront 100.00 ongoing 40.9% - 41.9% 69.4% - 113% 27
School Fees Loan 20.0% annual, Flat 1 Fee 1 Ins None 20.0% upfront 100.00 ongoing 37.6% 66.5% - 113.4% 25
Zero Grazing Loan 22.0% annual, Flat 1 Fee 1 Ins None 20.0% upfront 100.00 ongoing 39.2% - 41.8% 69.2% - 87.7% 29

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Monthly Loan 24.7% - 25.6% 26% - 26.7% 29.8% - 30.8% Yes Yes Yes 100
Fortnightly Loan 27.6% - 27.7% 28.8% - 29% 33.2% - 33.4% Yes Yes Yes 94
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Monthly Loan 26.0% annual, Decl Bal 1 Fee 1 Ins Ins 12.36% fees N/A 26% - 26.7% 29.8% - 30.8% 85
Fortnightly Loan 26.0% annual, Decl Bal 1 Fee 1 Ins Ins 12.36% fees N/A 28.8% - 29% 33.2% - 33.4% 78

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Asset Financing Loan 20.0% annual, Flat 1 Fee 1 Ins Ins None 20.0% upfront 100.00 ongoing 37.6% - 38.5% 70.3% - 83.8% 26
Daraja Loan 22.0% annual, Flat 1 Fee 1 Ins Ins None 20.0% upfront 500.00 ongoing 40.9% - 41% 73% - 119.1% 25
Farm Inputs Loan 22.0% annual, Flat 1 Fee 1 Ins Ins None 20.0% upfront 100.00 ongoing 30.9% - 41.8% 58.3% - 148.4% 27
Inua Loan 22.0% annual, Flat 1 Fee 1 Ins Ins None 20.0% upfront 100.00 ongoing 40.9% - 41.9% 69.4% - 113% 27
School Fees Loan 20.0% annual, Flat 1 Fee 1 Ins Ins None 20.0% upfront 100.00 ongoing 37.6% 66.5% - 113.4% 25
Zero Grazing Loan 22.0% annual, Flat 1 Fee 1 Ins Ins None 20.0% upfront 100.00 ongoing 39.2% - 41.8% 69.2% - 87.7% 29
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Key Statistics
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# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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