| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | http://www.ffslmfi.com/ |
| Year established | 2007 |
| Head of Institution | G. Dashratha Reddy |
| Regions active | Andhra Pradesh, Karnataka |
| # Branches | 110 |
| Total Portfolio (nat'l) | INR 2,041,266,962 |
| Total Portfolio (USD) | USD 38,514,470.98 |
| Active clients with loans | 179,620 |
| Approximate % female clients | 100% |
| Approximate % urban clients | 0 |
| Network affiliations | MFIN, Sa-Dhan |
| Institution Type | Private 'For-Profit' |
| Is this institution regulated? | |
| Website address | |
| Year established | 2006 |
| Head of Institution | Esther Nakamatte Mbaziira |
| Regions active | 0 |
| # Branches | 3 |
| Total Portfolio (nat'l) | UGX 884,000,000 |
| Total Portfolio (USD) | USD 401,818.18 |
| Active clients with loans | 3,239 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | AMFIU, Five Talents International |
| Funders | Five Talents International, Microfinance Support Centre |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Monthly Loan | INR 12,000 - 30,000 | 19 - 26 | 100% | 0% | Business | Women | Group Mtgs, Credit Ins, Other Training | |||||||
| Fortnightly Loan | INR 12,000 - 30,000 | 19 - 26 | 100% | 100% | Business | Women | Group Mtgs, Credit Ins, Other Training |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Monthly Loan | 24.7% - 25.6% | 26% - 26.7% | 29.8% - 30.8% | Yes | Yes | Yes | 100 | |||||||
| Fortnightly Loan | 27.6% - 27.7% | 28.8% - 29% | 33.2% - 33.4% | Yes | Yes | Yes | 94 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Monthly Loan | 26.0% annual, Decl Bal | 1 Fee | 1 Ins | 12.36% fees | N/A | 26% - 26.7% | 29.8% - 30.8% | 85 | ||||||||
| Fortnightly Loan | 26.0% annual, Decl Bal | 1 Fee | 1 Ins | 12.36% fees | N/A | 28.8% - 29% | 33.2% - 33.4% | 78 |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Monthly Loan | 24.7% - 25.6% | 26% - 26.7% | 29.8% - 30.8% | Yes | Yes | Yes | 100 | |||||||
| Fortnightly Loan | 27.6% - 27.7% | 28.8% - 29% | 33.2% - 33.4% | Yes | Yes | Yes | 94 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Monthly Loan | 26.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | 12.36% fees | N/A | 26% - 26.7% | 29.8% - 30.8% | 85 | ||||||||
| Fortnightly Loan | 26.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | 12.36% fees | N/A | 28.8% - 29% | 33.2% - 33.4% | 78 |
| Key Statistics | |
|---|---|
| # Samples: | |
| # Products | |
| # Institutions | |
| # Countries | |
| # Borrowers | |
| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
| X Axis | ||||||
|---|---|---|---|---|---|---|
| Greater than: | ||||||
| Less or equal to: | ||||||
| N (# of Samples) | ||||||
| Total Borrrowers of Samples | ||||||
| Avg | ||||||
| Min | ||||||
| Max | ||||||
| Std Dev | ||||||
| By Inst Type | ||||||
| By Country | ||||||
| X Axis | ||||||
|---|---|---|---|---|---|---|
| Greater than: | ||||||
| Less or equal to: | ||||||
| From 0 to | ||||||
| to | ||||||
| to | ||||||
| to ∞ | ||||||
