Outstanding portfolio (INR) | 0 |
Portfolio (USD) | |
Active Clients with Loans | 0 |
Approximate % Female Clients | 0 |
Approximate % Urban Clients | 0 |
Any purpose | |
Income generation | |
Mortgage/housing | x |
Consumer loan | |
Agriculture | |
Education | |
Other household finance | |
Other | |
Other (2) |
Men | |
Women | x |
Must run a business | |
Must own a home or land | x |
Must be a salaried worker | |
Must be specific age group | |
Household income <60,000 INR | |
Household income <120,000 INR | |
Must live in rural area | |
Must lives in urban area | |
Other | |
Other (2) |
# Regions for this institution | 3 |
# Regions for this product | N/A |
Regions Active |
Institution Type | RurBank |
Is this institution regulated? | Yes |
Website address | http://www.rblabason.com/ |
Year established | 1979 |
Head of Institution | Atty. Val Angelo C. Concha |
Regions active | |
# Branches | 2 |
Total Portfolio (nat'l) | PhP 12,311,399 |
Total Portfolio (USD) | USD 294,531.08 |
Active clients with loans | 603 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 20% - 40% |
Network affiliations | Bangko Sentral ng Pilipinas (BSP), Microenterprise Access to Banking Services (MABS), Rural Bankers Association of the Philippines (RBAP), Zamboanga del Norte Federation of Rural Banks (ZNFRB) |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
KUGI | PHP 5,000 - 150,000 | 1 - 10 | 60% - 80% | 20% - 40% | Business | Women, Men, Have business, Specific age group | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
KUGI | 30.0% annual, Flat | 2 Fees | 1 Ins | None | 20.00% ongoing | 58.8% - 82% | 64% - 97.7% | 39 |
Key Statistics | |
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% Products using declining balance | |
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% Products with one or more insurances | |
% Products with compulsory deposits |
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