2. Grameen Koota
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Institution

Grameen Financial Services Pvt. Ltd. (Grameen Koota) AvalahaliJP Nagar-9th PhaseBanglore, Karnataka560062
Data approved: 2011-03-25
Data version: 1
Age of data: -   months 
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Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?Yes
Website addresshttp://www.gfspl.in/
Year established1999
Head of InstitutionSuresh K. Krishna
Regions active0
# Branches146

Total Portfolio (nat'l)INR 3,301,716,632
Total Portfolio (USD)USD 73,371,480.71
Active clients with loans352,648
Approximate % female clients80% - 100%
Approximate % urban clients20% - 40%
Network affiliations

Loan Products » Summary

Emergency
141,602 Borrowers
USD 1,786,748.33 Portfolio
Active Product
Water Conn
3,527 Borrowers
USD 169,901.98 Portfolio
Active Product
General Loan
330,348 Borrowers
USD 68,553,024.87 Portfolio
Active Product
IGL-Pragati
161,167 Borrowers
USD 22,289,822.22 Portfolio
Active Product
IGL-Pragati+
8,394 Borrowers
USD 416,351.80 Portfolio
Active Product
Income Generating Loan
330,348 Borrowers
USD 68,553,024.87 Portfolio
Active Product
Individual Loan
2,684 Borrowers
USD 913,616.38 Portfolio
Active Product
Individual Loan (Offered by "Maarg" Division of GFS)
2,684 Borrowers
USD 913,616.38 Portfolio
Active Product
Sanitation
5,260 Borrowers
USD 600,135 Portfolio
Active Product
Siksha Loan
10 Borrowers
USD 1,777.78 Portfolio
Active Product
Supplementary Loan
37,317 Borrowers
USD 2,105,257.11 Portfolio
Active Product
Supplementary Loan 2
37,317 Borrowers
USD 2,105,257.11 Portfolio
Active Product
Water and Sanitation Loan
77 Borrowers
USD 11,525.33 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Emergency Loan INR 500 - 1,000 2.5 80% - 100% 20% - 40% Business, Housing, Consumer, Education, Other Women Credit Educ, Group Mtgs, Business Training
Water Connection Loan INR 5,000 - 5,000 24 80% - 100% 0% - 20% Housing, For taking water connection Women, Have home or land Credit Educ, Group Mtgs, Credit Ins, Business Training
General Loan INR 2,000 - 30,000 11.5 80% - 100% 20% - 40% Business, From 4th loan cycle allowed for Welfae activities Women Credit Educ, Group Mtgs, Credit Ins, Business Training
IGL-Pragati INR 5,000 - 15,000 12 80% - 100% 0% - 20% Business Women
IGL-Pragati Plus INR 16,000 - 25,000 24 80% - 100% 0% - 20% Business Women
Income Generating Loan INR 2,000 - 30,000 11.5 80% - 100% 20% - 40% Business, Housing, Consumer, Education, Other, From 4th loan cycle the loan can be utilised for w Women Credit Educ, Group Mtgs, Credit Ins, Business Training
Individual Loan INR 20,000 - 50,000 3 - 9 20% - 40% 80% - 100% Business Women, Men, Have business Credit Educ
Individual Loan (Offered by "Maarg" Division of GFS) INR 20,000 - 50,000 3 - 9 20% - 40% 80% - 100% Business Women, Men, Have business Credit Educ
Sanitation Loan INR 7,000 - 10,000 24 80% - 100% 0% - 20% Housing, For construction of toilets Women, Have home or land Group Mtgs, Business Training
Siksha Loan INR 10,000 - 15,000 3 - 6 0% - 20% 80% - 100% Education Women, Men Credit Educ, Group Mtgs
Supplementary Loan INR 2,000 - 4,000 6 80% - 100% 20% - 40% Business Women Credit Educ, Group Mtgs, Business Training
Supplementary Loan 2 INR 2,000 - 4,000 6 80% - 100% 20% - 40% Business Women Credit Educ, Group Mtgs, Business Training
Water and Sanitation Loan INR 7,000 - 7,000 23.2 80% - 100% 0% - 20% Housing Women, Have home or land Credit Educ, Group Mtgs, Credit Ins

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Emergency Loan 0% 29.1% 30.1% N/A
Water Connection Loan 0% 22.2% 23.1% N/A
General Loan 28.4% 28.4% - 30.8% 30.1% - 41.4% N/A
IGL-Pragati 0% 27.9% - 28.2% 29.9% - 32.4% N/A
IGL-Pragati Plus 0% 26.2% - 27.1% 27.6% - 28.1% N/A
Income Generating Loan 0% 0% 0% N/A
Individual Loan 0% 41.3% - 41.4% 42.7% - 44.1% N/A
Individual Loan (Offered by "Maarg" Division of GFS) 0% 0% 0% N/A
Sanitation Loan 0% 22.2% 22.9% - 23.3% N/A
Siksha Loan 0% 30.5% - 31.8% 30.5% - 31.8% N/A
Supplementary Loan 0% 36.3% - 36.4% 36.3% - 36.4% N/A
Supplementary Loan 2 0% 0% 0% N/A
Water and Sanitation Loan 0% 22.8% 23.8% N/A
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Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Emergency Loan 0.0% annual, Decl Bal 0 Fees 0 Ins None N/A 29.1% 30.1% 0
Water Connection Loan 21.0% annual, Decl Bal 1 Fee 0 Ins None N/A 22.2% 23.1% 91
General Loan 24.0% annual, Decl Bal 2 Fees 0 Ins None N/A 28.4% - 30.8% 30.1% - 41.4% N/A
IGL-Pragati 26.0% annual, Decl Bal 1 Fee 1 Ins None N/A 27.9% - 28.2% 29.9% - 32.4% 83
IGL-Pragati Plus 26.0% annual, Decl Bal 1 Fee 0 Ins None N/A 26.2% - 27.1% 27.6% - 28.1% 93
Income Generating Loan 24.0% annual, Decl Bal 1 Fee 0 Ins None N/A 0% 0% N/A
Individual Loan 28.3% annual, Decl Bal 0 Fees 0 Ins None N/A 41.3% - 41.4% 42.7% - 44.1% 70
Individual Loan (Offered by "Maarg" Division of GFS) 28.3% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% N/A
Sanitation Loan 21.0% annual, Decl Bal 1 Fee 0 Ins None N/A 22.2% 22.9% - 23.3% 91
Siksha Loan 28.3% annual, Decl Bal 1 Fee 0 Ins None N/A 30.5% - 31.8% 30.5% - 31.8% 91
Supplementary Loan 23.6% annual, Decl Bal 1 Fee 0 Ins None N/A 36.3% - 36.4% 36.3% - 36.4% 65
Supplementary Loan 2 23.6% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% N/A
Water and Sanitation Loan 20.0% annual, Decl Bal 1 Fee 0 Ins None N/A 22.8% 23.8% N/A
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.Private \'For-Profit\'Institution TypeBusinessEducationHousingLoan PurposeGrameen KootaInstitutionIN-029-V01-P01IN-029-V01-P02IN-029-V01-P03IN-029-V01-P04IN-029-V01-P05IN-029-V01-P07IN-029-V01-P09IN-029-V01-P10IN-029-V01-P11IN-029-V01-P13ProductINCountry2011YearRange Number1Institution Data Version05,00010,00015,00020,00025,000Loan Size (all)0%20%40%Full APR (int fee ins tax dep)> 82,00061,00041,00020,0002,200Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
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Institution # Borrowers Portfolio (US$) Products Age of Data
Actuar Caldas3,7005,247,0001170
Actuar Quindio2,3002,800,0002170
Actuar Tolima8,8005,099,0003170
Amanecer4,3008,253,0004170
Banco Agrario56,30039,938,0003170
Banco WWB219,400294,019,0005165
Bancolombia36,20051,563,0001170
BdO10,4007,945,0002170
Comerciacoop1,6003,255,0004170
Confiar43,80081,993,0007170
Congente5,40020,045,0002170
Contactar25,10020,184,0002170
Crezcamos27,50022,564,0004170
Finamerica39,80099,536,0007170
FMM Popayán310,000243,614,0003170
FMSD6,8009,236,0006170
Fomentamos900102,0001170
Fund DeLaMujer199,900165,568,0001170
Fund Oleoductos500435,0001165
FUNDAUNIBAN6001,307,0002170
FUNDESAN2,4002,521,0005170
FUNDESMAG1,0001,698,0002170
Interactuar30,20093,846,0004170
MEDA15,60027,322,0002170
ProCredit CO5,70018,569,0003170
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