Institution Type | Private 'For-Profit' |
Is this institution regulated? | Yes |
Website address | http://www.gfspl.in/ |
Year established | 1999 |
Head of Institution | Suresh K. Krishna |
Regions active | 0 |
# Branches | 146 |
Total Portfolio (nat'l) | INR 3,301,716,632 |
Total Portfolio (USD) | USD 73,371,480.71 |
Active clients with loans | 352,648 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 20% - 40% |
Network affiliations |
Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.gfspl.in/ |
Year established | 1999 |
Head of Institution | Suresh K. Krishna |
Regions active | Karnataka, Maharashtra, Tamil Nadu |
# Branches | 161 |
Total Portfolio (nat'l) | INR 5,238,988,264 |
Total Portfolio (USD) | USD 98,848,835.17 |
Active clients with loans | 592,113 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 20% - 40% |
Network affiliations | Sa-dhan, AKMI, MFIN |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Emergency Loan | INR 500 - 1,000 | 2.5 | 80% - 100% | 20% - 40% | Business, Housing, Consumer, Education, Other | Women | Credit Educ, Group Mtgs, Business Training | |||||||
Water Connection Loan | INR 5,000 - 5,000 | 24 | 80% - 100% | 0% - 20% | Housing, For taking water connection | Women, Have home or land | Credit Educ, Group Mtgs, Credit Ins, Business Training | |||||||
General Loan | INR 2,000 - 30,000 | 11.5 | 80% - 100% | 20% - 40% | Business, From 4th loan cycle allowed for Welfae activities | Women | Credit Educ, Group Mtgs, Credit Ins, Business Training | |||||||
IGL-Pragati | INR 5,000 - 15,000 | 12 | 80% - 100% | 0% - 20% | Business | Women | ||||||||
IGL-Pragati Plus | INR 16,000 - 25,000 | 24 | 80% - 100% | 0% - 20% | Business | Women | ||||||||
Income Generating Loan | INR 2,000 - 30,000 | 11.5 | 80% - 100% | 20% - 40% | Business, Housing, Consumer, Education, Other, From 4th loan cycle the loan can be utilised for w | Women | Credit Educ, Group Mtgs, Credit Ins, Business Training | |||||||
Individual Loan | INR 20,000 - 50,000 | 3 - 9 | 20% - 40% | 80% - 100% | Business | Women, Men, Have business | Credit Educ | |||||||
Individual Loan (Offered by "Maarg" Division of GFS) | INR 20,000 - 50,000 | 3 - 9 | 20% - 40% | 80% - 100% | Business | Women, Men, Have business | Credit Educ | |||||||
Sanitation Loan | INR 7,000 - 10,000 | 24 | 80% - 100% | 0% - 20% | Housing, For construction of toilets | Women, Have home or land | Group Mtgs, Business Training | |||||||
Siksha Loan | INR 10,000 - 15,000 | 3 - 6 | 0% - 20% | 80% - 100% | Education | Women, Men | Credit Educ, Group Mtgs | |||||||
Supplementary Loan | INR 2,000 - 4,000 | 6 | 80% - 100% | 20% - 40% | Business | Women | Credit Educ, Group Mtgs, Business Training | |||||||
Supplementary Loan 2 | INR 2,000 - 4,000 | 6 | 80% - 100% | 20% - 40% | Business | Women | Credit Educ, Group Mtgs, Business Training | |||||||
Water and Sanitation Loan | INR 7,000 - 7,000 | 23.2 | 80% - 100% | 0% - 20% | Housing | Women, Have home or land | Credit Educ, Group Mtgs, Credit Ins |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Emergency Loan | INR 1,000 - 1,000 | 2.56 - 2.79 | 100% | 20% - 40% | Any Purpose | Women, Low HH Inc, Med HH Inc, Member should have running IGL Pragati or IGL Pragati Plus or Water or Sanitation loan | Credit Educ, Group Mtgs, Jagruthi- Client Education Series, Socio-Economic Development Workshop | |||||||
Water Connection Loan | INR 5,000 - 5,000 | 12.1 - 24.19 | 100% | 20% - 40% | Housing, For taking water connection | Women, Have home or land, Low HH Inc, Med HH Inc | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Jagruthi- Client Education Series, Socio-Economic Development Workshop | |||||||
IGL-Pragati | INR 5,000 - 15,000 | 12 | 80% - 100% | 0% - 20% | Business | Women | ||||||||
IGL-Pragati Plus | INR 15,000 - 25,000 | 24 - 24.19 | 100% | 20% - 40% | Business | Women, Low HH Inc, Med HH Inc | Credit Educ, Group Mtgs, Credit Ins, Jagruthi- Client Education Series, Socio-Economic Development Workshop | |||||||
Sanitation Loan | INR 7,000 - 10,000 | 24 - 24.19 | 100% | 20% - 40% | Housing, For construction of toilets | Women, Low HH Inc, Med HH Inc, Proof of ownership of the house where sanitation structure is to be erected must be provided. House ownership can be in the name of member or spouse or member's father/mother/father-in-law/mother-in-law. | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Jagruthi- Client Education Series, Socio-Economic Development Workshop | |||||||
Water Loan-PureIT | INR 2,950 - 2,950 | 12 - 12.1 | 100% | 20% - 40% | Consumer, To Purchase Water Purifier | Women, Low HH Inc, Med HH Inc | Credit Educ, Group Mtgs, Credit Ins, Jagruthi- Client Education Series, Socio-Economic Development Workshop | |||||||
Grameen Niwas | INR 1,000 - 25,000 | 24.19 - 48.37 | 100% | 20% - 40% | Housing | Women, Have home or land, Low HH Inc, Med HH Inc, All active members applying for this loan should have successfully completed 2 loan cycles of IGL Pragati/Pragati Plus loan. | Credit Educ, Group Mtgs, Credit Ins, Jagruthi- Client Education Series, Socio-Economic Development Workshop | |||||||
GGI Cook Stove Loan | INR 1,250 - 1,250 | 5.6 | 100% | 20% - 40% | Consumer | Women, Low HH Inc, Med HH Inc | Credit Educ, Group Mtgs, Jagruthi- Client Education Series, Socio-Economic Development Workshop | |||||||
Swavalamban Loan | INR 1,000 - 1,000 | 2.56 - 2.79 | 100% | 20% - 40% | For Pension fund Investment for future saving | Women, Low HH Inc, Med HH Inc, Member must have running IGL Pragati/ Pragati Plus / Water or Sanitation loans | Credit Educ, Group Mtgs, Jagruthi- Client Education Series, Socio-Economic Development Workshop | |||||||
Education Loan | INR 5,000 - 5,000 | 11.63 - 12.1 | 100% | 20% - 40% | Education | Women, Low HH Inc, Med HH Inc, The member must have availed IGL-Pragati at least once.New members eligible after 6 months from the date of becoming the member | Credit Educ, Group Mtgs, Credit Ins, Jagruthi- Client Education Series, Socio-Economic Development Workshop | |||||||
Medical Loan | INR 500 - 2,000 | 5.58 - 5.6 | 100% | 0% - 20% | Other, For meeting medical expenses | Women, Low HH Inc, Med HH Inc | Credit Educ, Group Mtgs, Credit Ins, Jagruthi- Client Education Series, Socio-Economic Development Workshop | |||||||
Festival Loan | INR 2,000 - 2,000 | 5.6 | 100% | 20% - 40% | Consumer, Other, To meet the expenses of the festival | Women, Low HH Inc, Med HH Inc | Credit Educ, Group Mtgs, Credit Ins, Jagruthi- Client Education Series, Socio-Economic Development Workshop | |||||||
Pragati Supplement | INR 5,000 - 5,000 | 5.58 | 100% | 40% - 60% | Business | Women, Low HH Inc, Med HH Inc, This loan can be availed after 25 weeks of prompt repayment of Pragati/Pragati plus loan installments and should have at least 12 weeks of remaining repayment period, IGL-Pragati/Pragati Plus borrowers | Credit Educ, Group Mtgs, Credit Ins, Jagruthi- Client Education Series, Socio-Economic Development Workshop | |||||||
Arogya Loan | INR 500 - 1,000 | 2.56 - 2.79 | 100% | 20% - 40% | Other | Women, Low HH Inc, Med HH Inc, Member must have running IGL Pragati/ Pragati Plus / Water or Sanitation loans., The member who opts for healthcare services under SNDPAP scheme is eligible for the loan. | Credit Educ, Group Mtgs, Jagruthi- Client Education Series, Socio-Economic Development Workshop |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Emergency Loan | 0% | 29.1% | 30.1% | N/A | ||||||||||
Water Connection Loan | 0% | 22.2% | 23.1% | N/A | ||||||||||
General Loan | 28.4% | 28.4% - 30.8% | 30.1% - 41.4% | N/A | ||||||||||
IGL-Pragati | 0% | 27.9% - 28.2% | 29.9% - 32.4% | N/A | ||||||||||
IGL-Pragati Plus | 0% | 26.2% - 27.1% | 27.6% - 28.1% | N/A | ||||||||||
Income Generating Loan | 0% | 0% | 0% | N/A | ||||||||||
Individual Loan | 0% | 41.3% - 41.4% | 42.7% - 44.1% | N/A | ||||||||||
Individual Loan (Offered by "Maarg" Division of GFS) | 0% | 0% | 0% | N/A | ||||||||||
Sanitation Loan | 0% | 22.2% | 22.9% - 23.3% | N/A | ||||||||||
Siksha Loan | 0% | 30.5% - 31.8% | 30.5% - 31.8% | N/A | ||||||||||
Supplementary Loan | 0% | 36.3% - 36.4% | 36.3% - 36.4% | N/A | ||||||||||
Supplementary Loan 2 | 0% | 0% | 0% | N/A | ||||||||||
Water and Sanitation Loan | 0% | 22.8% | 23.8% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Emergency Loan | 0.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 29.1% | 30.1% | 0 | ||||||||
Water Connection Loan | 21.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 22.2% | 23.1% | 91 | ||||||||
General Loan | 24.0% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 28.4% - 30.8% | 30.1% - 41.4% | N/A | ||||||||
IGL-Pragati | 26.0% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 27.9% - 28.2% | 29.9% - 32.4% | 83 | ||||||||
IGL-Pragati Plus | 26.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 26.2% - 27.1% | 27.6% - 28.1% | 93 | ||||||||
Income Generating Loan | 24.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
Individual Loan | 28.3% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 41.3% - 41.4% | 42.7% - 44.1% | 70 | ||||||||
Individual Loan (Offered by "Maarg" Division of GFS) | 28.3% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
Sanitation Loan | 21.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 22.2% | 22.9% - 23.3% | 91 | ||||||||
Siksha Loan | 28.3% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 30.5% - 31.8% | 30.5% - 31.8% | 91 | ||||||||
Supplementary Loan | 23.6% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 36.3% - 36.4% | 36.3% - 36.4% | 65 | ||||||||
Supplementary Loan 2 | 23.6% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
Water and Sanitation Loan | 20.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 22.8% | 23.8% | N/A |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Emergency Loan | 24.5% - 34% | 32.9% - 45.6% | 33.9% - 47.1% | Yes | Yes | NA | 89 | |||||||
Water Connection Loan | 22.1% | 24.2% | 27.6% | Yes | Yes | Yes | 100 | |||||||
IGL-Pragati | 26% - 26.1% | 28% - 28.2% | 36.4% - 45.1% | Yes | Yes | Yes | 100 | |||||||
IGL-Pragati Plus | 26% | 27.1% | 31.5% | Yes | Yes | Yes | 100 | |||||||
Sanitation Loan | 22% | 23.1% | 26.6% | Yes | Yes | Yes | 100 | |||||||
Water Loan-PureIT | 24% | 26.1% | 27.4% | Yes | Yes | Yes | 100 | |||||||
Grameen Niwas | 21.8% - 22% | 22.9% - 23.1% | 24% - 24.3% | Yes | Yes | Yes | 100 | |||||||
GGI Cook Stove Loan | 24.2% | 28.3% | 28.9% | Yes | Yes | NA | 99 | |||||||
Swavalamban Loan | 24.5% | 32.9% | 33.9% | Yes | Yes | NA | 98 | |||||||
Education Loan | 22.1% | 24.2% | 27.6% | Yes | Yes | Yes | 100 | |||||||
Medical Loan | 22.2% | 26.4% | 33.4% | Yes | Yes | Yes | 99 | |||||||
Festival Loan | 22.2% | 26.4% | 33.4% | Yes | Yes | Yes | 99 | |||||||
Pragati Supplement | 26% | 30.1% | 37.1% | Yes | Yes | Yes | 100 | |||||||
Arogya Loan | 22.6% - 22.9% | 30.9% - 31.1% | 31.9% - 32.1% | Yes | Yes | NA | 97 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Emergency Loan | 24.0% annual, Decl Bal | 1 Fee | 0 Ins | 12.36% fees | N/A | 32.9% - 45.6% | 33.9% - 47.1% | 64 | ||||||||
Water Connection Loan | 22.0% annual, Decl Bal | 1 Fee | 1 Ins | 12.36% fees | N/A | 24.2% | 27.6% | 80 | ||||||||
IGL-Pragati | 26.0% annual, Decl Bal | 1 Fee | 1 Ins | 12.36% fees | N/A | 28% - 28.2% | 36.4% - 45.1% | 64 | ||||||||
IGL-Pragati Plus | 26.0% annual, Decl Bal | 1 Fee | 1 Ins | 12.36% fees | N/A | 27.1% | 31.5% | 83 | ||||||||
Sanitation Loan | 22.0% annual, Decl Bal | 1 Fee | 1 Ins | 12.36% fees | N/A | 23.1% | 26.6% | 83 | ||||||||
Water Loan-PureIT | 24.0% annual, Decl Bal | 1 Fee | 1 Ins | 12.36% fees | N/A | 26.1% | 27.4% | 87 | ||||||||
Grameen Niwas | 22.0% annual, Decl Bal | 1 Fee | 1 Ins | 12.36% fees | N/A | 22.9% - 23.1% | 24% - 24.3% | 91 | ||||||||
GGI Cook Stove Loan | 24.0% annual, Decl Bal | 1 Fee | 0 Ins | 12.36% fees | N/A | 28.3% | 28.9% | 83 | ||||||||
Swavalamban Loan | 24.0% annual, Decl Bal | 1 Fee | 0 Ins | 12.36% fees | N/A | 32.9% | 33.9% | 71 | ||||||||
Education Loan | 22.0% annual, Decl Bal | 1 Fee | 1 Ins | 12.36% fees | N/A | 24.2% | 27.6% | 80 | ||||||||
Medical Loan | 22.0% annual, Decl Bal | 1 Fee | 1 Ins | 12.36% fees | N/A | 26.4% | 33.4% | 66 | ||||||||
Festival Loan | 22.0% annual, Decl Bal | 1 Fee | 1 Ins | 12.36% fees | N/A | 26.4% | 33.4% | 66 | ||||||||
Pragati Supplement | 26.0% annual, Decl Bal | 1 Fee | 1 Ins | 12.36% fees | N/A | 30.1% | 37.1% | 70 | ||||||||
Arogya Loan | 22.0% annual, Decl Bal | 1 Fee | 0 Ins | 12.36% fees | N/A | 30.9% - 31.1% | 31.9% - 32.1% | 69 |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Emergency Loan | 0% | 29.1% | 30.1% | N/A | ||||||||||
Water Connection Loan | 0% | 22.2% | 23.1% | N/A | ||||||||||
General Loan | 28.4% | 28.4% - 30.8% | 30.1% - 41.4% | N/A | ||||||||||
IGL-Pragati | 0% | 27.9% - 28.2% | 29.9% - 32.4% | N/A | ||||||||||
IGL-Pragati Plus | 0% | 26.2% - 27.1% | 27.6% - 28.1% | N/A | ||||||||||
Income Generating Loan | 0% | 0% | 0% | N/A | ||||||||||
Individual Loan | 0% | 41.3% - 41.4% | 42.7% - 44.1% | N/A | ||||||||||
Individual Loan (Offered by "Maarg" Division of GFS) | 0% | 0% | 0% | N/A | ||||||||||
Sanitation Loan | 0% | 22.2% | 22.9% - 23.3% | N/A | ||||||||||
Siksha Loan | 0% | 30.5% - 31.8% | 30.5% - 31.8% | N/A | ||||||||||
Supplementary Loan | 0% | 36.3% - 36.4% | 36.3% - 36.4% | N/A | ||||||||||
Supplementary Loan 2 | 0% | 0% | 0% | N/A | ||||||||||
Water and Sanitation Loan | 0% | 22.8% | 23.8% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Emergency Loan | 0.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 29.1% | 30.1% | 0 | ||||||||
Water Connection Loan | 21.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 22.2% | 23.1% | 91 | ||||||||
General Loan | 24.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | N/A | 28.4% - 30.8% | 30.1% - 41.4% | N/A | ||||||||
IGL-Pragati | 26.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | N/A | 27.9% - 28.2% | 29.9% - 32.4% | 83 | ||||||||
IGL-Pragati Plus | 26.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 26.2% - 27.1% | 27.6% - 28.1% | 93 | ||||||||
Income Generating Loan | 24.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 0% | 0% | N/A | ||||||||
Individual Loan | 28.3% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 41.3% - 41.4% | 42.7% - 44.1% | 70 | ||||||||
Individual Loan (Offered by "Maarg" Division of GFS) | 28.3% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 0% | 0% | N/A | ||||||||
Sanitation Loan | 21.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 22.2% | 22.9% - 23.3% | 91 | ||||||||
Siksha Loan | 28.3% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 30.5% - 31.8% | 30.5% - 31.8% | 91 | ||||||||
Supplementary Loan | 23.6% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 36.3% - 36.4% | 36.3% - 36.4% | 65 | ||||||||
Supplementary Loan 2 | 23.6% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 0% | 0% | N/A | ||||||||
Water and Sanitation Loan | 20.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 22.8% | 23.8% | N/A |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Emergency Loan | 24.5% - 34% | 32.9% - 45.6% | 33.9% - 47.1% | Yes | Yes | NA | 89 | |||||||
Water Connection Loan | 22.1% | 24.2% | 27.6% | Yes | Yes | Yes | 100 | |||||||
IGL-Pragati | 26% - 26.1% | 28% - 28.2% | 36.4% - 45.1% | Yes | Yes | Yes | 100 | |||||||
IGL-Pragati Plus | 26% | 27.1% | 31.5% | Yes | Yes | Yes | 100 | |||||||
Sanitation Loan | 22% | 23.1% | 26.6% | Yes | Yes | Yes | 100 | |||||||
Water Loan-PureIT | 24% | 26.1% | 27.4% | Yes | Yes | Yes | 100 | |||||||
Grameen Niwas | 21.8% - 22% | 22.9% - 23.1% | 24% - 24.3% | Yes | Yes | Yes | 100 | |||||||
GGI Cook Stove Loan | 24.2% | 28.3% | 28.9% | Yes | Yes | NA | 99 | |||||||
Swavalamban Loan | 24.5% | 32.9% | 33.9% | Yes | Yes | NA | 98 | |||||||
Education Loan | 22.1% | 24.2% | 27.6% | Yes | Yes | Yes | 100 | |||||||
Medical Loan | 22.2% | 26.4% | 33.4% | Yes | Yes | Yes | 99 | |||||||
Festival Loan | 22.2% | 26.4% | 33.4% | Yes | Yes | Yes | 99 | |||||||
Pragati Supplement | 26% | 30.1% | 37.1% | Yes | Yes | Yes | 100 | |||||||
Arogya Loan | 22.6% - 22.9% | 30.9% - 31.1% | 31.9% - 32.1% | Yes | Yes | NA | 97 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Emergency Loan | 24.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | 12.36% fees | N/A | 32.9% - 45.6% | 33.9% - 47.1% | 64 | ||||||||
Water Connection Loan | 22.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | 12.36% fees | N/A | 24.2% | 27.6% | 80 | ||||||||
IGL-Pragati | 26.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | 12.36% fees | N/A | 28% - 28.2% | 36.4% - 45.1% | 64 | ||||||||
IGL-Pragati Plus | 26.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | 12.36% fees | N/A | 27.1% | 31.5% | 83 | ||||||||
Sanitation Loan | 22.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | 12.36% fees | N/A | 23.1% | 26.6% | 83 | ||||||||
Water Loan-PureIT | 24.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | 12.36% fees | N/A | 26.1% | 27.4% | 87 | ||||||||
Grameen Niwas | 22.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | 12.36% fees | N/A | 22.9% - 23.1% | 24% - 24.3% | 91 | ||||||||
GGI Cook Stove Loan | 24.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | 12.36% fees | N/A | 28.3% | 28.9% | 83 | ||||||||
Swavalamban Loan | 24.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | 12.36% fees | N/A | 32.9% | 33.9% | 71 | ||||||||
Education Loan | 22.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | 12.36% fees | N/A | 24.2% | 27.6% | 80 | ||||||||
Medical Loan | 22.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | 12.36% fees | N/A | 26.4% | 33.4% | 66 | ||||||||
Festival Loan | 22.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | 12.36% fees | N/A | 26.4% | 33.4% | 66 | ||||||||
Pragati Supplement | 26.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | 12.36% fees | N/A | 30.1% | 37.1% | 70 | ||||||||
Arogya Loan | 22.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | 12.36% fees | N/A | 30.9% - 31.1% | 31.9% - 32.1% | 69 |
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