Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.gopportunity.net/ |
Year established | 2006 |
Head of Institution | Mr. James. A. Reiff |
Regions active | |
# Branches | 13 |
Total Portfolio (nat'l) | INR 280,000,000 |
Total Portfolio (USD) | USD 5,283,018.87 |
Active clients with loans | 65,000 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 40% - 60% |
Network affiliations |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Livestock Loan | INR 12,000 - 20,000 | 12 - 24 | 80% - 100% | 0% - 20% | Business, Only for purchase of farm animals | Women | Group Mtgs, Other Training, Training from veterinarian, Health / Social Issue Training | |||||||
Rural Trust Bank | INR 3,000 - 15,000 | 6 - 12 | 80% - 100% | 0% - 20% | Business | Women, Have business | Group Mtgs, Tech Asst Visits, Business Training, Other Training, Health / Social Issue Training | |||||||
Student Loan | INR 3,000 - 5,000 | 12 | 80% - 100% | 60% - 80% | Business, Education | Women, Must have children of a qualified age in school, Must have completed one loan cycle with the MFI | Other Training, Scholarships are available, some reserved for top scorers and others reserved for female students | |||||||
Urban Trust Bank | INR 3,000 - 25,000 | 6 - 12 | 80% - 100% | 80% - 100% | Business | Women, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training, Health / Social Issue Training |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Livestock Loan | 0% | 25.5% - 25.7% | 25.5% - 25.7% | N/A | ||||||||||
Rural Trust Bank | 0% | 30.4% - 39.3% | 30.4% - 39.3% | N/A | ||||||||||
Student Loan | 0% | 28.3% - 28.6% | 28.3% - 28.6% | N/A | ||||||||||
Urban Trust Bank | 0% | 29.2% - 42.3% | 29.2% - 42.3% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Livestock Loan | 12.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 25.5% - 25.7% | 25.5% - 25.7% | 47 | ||||||||
Rural Trust Bank | 12.0%-15.0% annual, Flat | 1 Fee | 1 Ins | None | N/A | 30.4% - 39.3% | 30.4% - 39.3% | 34 | ||||||||
Student Loan | 15.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 28.3% - 28.6% | 28.3% - 28.6% | 52 | ||||||||
Urban Trust Bank | 12.0%-15.5% annual, Flat | 1 Fee | 1 Ins | None | N/A | 29.2% - 42.3% | 29.2% - 42.3% | 33 |
Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
1st Valley Bank | 38,900 | 48,291,000 | 3 | 160 |
AJDFI | 13,100 | 884,000 | 6 | 160 |
ARDCI | 44,600 | 9,403,000 | 1 | 160 |
ASA Philippines | 333,400 | 29,282,000 | 1 | 160 |
ASHI | 35,400 | 5,231,000 | 6 | 160 |
ASKI | 60,000 | 15,247,000 | 4 | 160 |
Bangko Kabayan | 8,900 | 2,373,000 | 2 | 160 |
BSEI | 600 | 73,000 | 2 | 160 |
CBI | 8,100 | 2,010,000 | 5 | 160 |
CCT | 70,300 | 9,504,000 | 4 | 160 |
CEV | 35,400 | 5,111,000 | 4 | 160 |
DSPI | 59,300 | 3,676,000 | 3 | 160 |
ECLOF | 5,400 | 1,836,000 | 4 | 160 |
FCB | 12,000 | 2,392,000 | 2 | 160 |
FMB | 2,700 | 710,000 | 2 | 160 |
GM Bank | 23,500 | 1,553,000 | 3 | 160 |
HSPFI | 19,100 | 1,899,000 | 2 | 160 |
JVOFI | 1,300 | 281,000 | 1 | 160 |
Katipunan Bank | 42,100 | 5,325,000 | 2 | 160 |
KDCI | 20,500 | 2,095,000 | 3 | 160 |
KGI | 32,300 | 3,421,000 | 4 | 160 |
KMBI | 245,000 | 15,098,000 | 1 | 160 |
LTMPC | 37,400 | 8,935,000 | 3 | 160 |
Mallig Plains | 6,500 | 641,000 | 2 | 160 |
MILAMDEC | 29,800 | 3,278,000 | 2 | 160 |
MWIMPC | 11,800 | 1,740,000 | 4 | 159 |
NWTF | 105,500 | 12,698,000 | 5 | 160 |
OFMPC | 4,400 | 964,000 | 1 | 160 |
PBC | 50,700 | 10,434,000 | 4 | 160 |
PCSD | 700 | 167,000 | 1 | 160 |
PMPC | 23,500 | 5,565,000 | 8 | 160 |
RB Angeles | 900 | 1,502,000 | 2 | 160 |
RB Labason | 500 | 289,000 | 1 | 160 |
RBLI | 5,200 | 1,026,000 | 2 | 160 |
RBMI | 11,900 | 1,750,000 | 2 | 160 |
RMB | 100 | 173,000 | 1 | 160 |
RSPI | 39,600 | 2,834,000 | 4 | 160 |
SAFRAGEMC | 1,100 | 229,000 | 1 | 160 |
Salve | 10,900 | 1,191,000 | 3 | 160 |
SEDP | 27,000 | 3,914,000 | 3 | 160 |
TSKI | 212,900 | 25,187,000 | 2 | 160 |
TSPI | 264,500 | 31,290,000 | 7 | 160 |
Valient | 1,700 | 672,000 | 2 | 160 |
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