2. L & T Finance
Please note that the information you are viewing is 144 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. CFF
Please note that the information you are viewing is 144 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

L & T Finance Ltd 3rd Floor, Metropolitan, Bandra East, BKCMumbai, MaharastraPO Box 400051
Data approved: 2012-12-19
Data version: 2
Age of data: 144 months
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Institution

Cedi Finance Foundation P.O.Box KS 12683AsafoKumasi, Ashanti233
Data approved: 2011-12-07
Data version: 1
Age of data: -   months 
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Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.ltfinance.com/
Year established1994
Head of InstitutionDinanath Dubhashi
Regions activeAndhra Pradesh, Gujarat, Karnataka, Maharashtra, Orissa, Tamil Nadu, West Bengal
# Branches74

Total Portfolio (nat'l)INR 1,971,550,546
Total Portfolio (USD)USD 37,199,066.91
Active clients with loans399,880
Approximate % female clients80% - 100%
Approximate % urban clients20% - 40%
Network affiliationsMFIN

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addressN/A
Year established1999
Head of InstitutionJoseph S. K. Agamah
Regions active0
# Branches3

Total Portfolio (nat'l)GHS 155,784
Total Portfolio (USD)USD 103,856
Active clients with loans1,531
Approximate % female clients60% - 80%
Approximate % urban clients60% - 80%
Network affiliationsASSFIN, GHAMFIN
FundersISODEC

Loan Products » Summary

FY12
399,880 Borrowers
USD 37,199,066.91 Portfolio
Active Product
Gram Bandhu
Retired Product

Loan Products » Summary

Business Loan
1,531 Borrowers
USD 103,856 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
JLG_FY12 INR 5,000 - 15,000 12 100% 0% - 20% Business Women, Have business, Low HH Inc, Med HH Inc, Rural HH, Urban HH Credit Educ, Group Mtgs

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Business Loan GHS 200 - 8,000 4 - 9 60% - 80% 60% - 80%

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
JLG_FY12 21.9% - 23.7% 23.7% - 25.5% 24% - 25.7% Yes Yes NA 100
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
JLG_FY12 22.0% annual, Decl Bal 1 Fee 0 12.36% fees N/A 23.7% - 25.5% 24% - 25.7% 90

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 48.00%-0.00% annual, Flat 1 Fee 0 73.3% - 87.3% 131.5% - 157.2% 34

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
JLG_FY12 21.9% - 23.7% 23.7% - 25.5% 24% - 25.7% Yes Yes NA 100
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
JLG_FY12 22.0% annual, Decl Bal 1 Fee 0 12.36% fees N/A 23.7% - 25.5% 24% - 25.7% 90

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 48.00%-0.00% annual, Flat 1 Fee 0 73.3% - 87.3% 131.5% - 157.2% 34
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NBFIInstitution TypeBusinessLoan PurposeL & T FinanceInstitutionIN-037-V02-P02ProductINCountry2012YearRange Number2Institution Data Version05,00010,00015,000Loan Size (all)0%10%20%Full APR (int fee ins tax dep)> 390,000290,000190,00099,00011,000Number of Borrowers
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Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NGOInstitution TypeBusinessLoan PurposeCFFInstitutionGH-014-V01-P01ProductGHCountry2011YearRange Number1Institution Data Version02,0004,0006,0008,000Loan Size (all)0%50%100%150%Full APR (int fee ins tax dep)> 30010020Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
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Key Statistics
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