Please note that the information you are viewing is
139 months old and may not represent the prices currently charged.
If you represent this MFI and wish to update your information,
click HERE
Institution
Data approved: 2012-12-19
Data version: 2
Age of data: 139 months
| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | http://www.ltfinance.com/ |
| Year established | 1994 |
| Head of Institution | Dinanath Dubhashi |
| Regions active | Andhra Pradesh, Gujarat, Karnataka, Maharashtra, Orissa, Tamil Nadu, West Bengal |
| # Branches | 74 |
| Total Portfolio (nat'l) | INR 1,971,550,546 |
| Total Portfolio (USD) | USD 37,199,066.91 |
| Active clients with loans | 399,880 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | MFIN |
399,880 Borrowers
USD 37,199,066.91 Portfolio
Active Product
Loan Products » Conditions
| Product Name |
|
Loan Size Range |
|
Loan Term (months) |
|
% Female |
|
% Urban |
|
Loan Purpose |
|
Eligibility |
|
Other Services |
| JLG_FY12 |
|
INR 5,000 - 15,000 |
|
12 |
|
100% |
|
0% - 20% |
|
Business |
|
Women, Have business, Low HH Inc, Med HH Inc, Rural HH, Urban HH |
|
Credit Educ, Group Mtgs |
Loan Products » MFIN India Additional Information
| Product Name |
|
APR (int) |
|
MFIN MFI Earning (Annualised) |
|
MFIN Cost to Borrower (Annualised) |
|
COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD |
|
COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES |
|
COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM |
|
MFIN Transparency Index |
| JLG_FY12 |
|
21.9% - 23.7% |
|
23.7% - 25.5% |
|
24% - 25.7% |
|
Yes |
|
Yes |
|
NA |
|
100 |
Loan Products » Pricing Information
| Product Name |
|
Annual Nominal Interest |
|
Fees |
|
Insurance |
|
Taxes |
|
Compulsory Deposit |
|
APR (int+fee) |
|
Full APR |
|
Transparency Index |
| JLG_FY12 |
|
22.0% annual, Decl Bal |
|
1 Fee |
|
0 |
|
12.36% fees |
|
N/A |
|
23.7% - 25.5% |
|
24% - 25.7% |
|
90 |
Please note that the information you are viewing is
131 months old and may not represent the prices currently charged.
If you represent this MFI and wish to update your information,
click HERE
Institution
Data approved: 2013-08-15
Data version: 1
Age of data: 131 months
This product either has less than 50 active borrowers or less than 10 loan disbursements over the past 9 months.
MFTransparency presents basic data rather than full data for low volume products
Key Statistics
| Outstanding portfolio (PKR) | PKR 70,000 |
| Portfolio (USD) | USD 714.29 |
| Active Clients with Loans | 2 |
| Approximate % Female Clients | 0 |
| Approximate % Urban Clients | 0 |
Description
Loans have been granted for digging of well for provision and consumption of fresh and clean water.
Loan Purpose
| Any purpose | x |
| Income generation | |
| Mortgage/housing | |
| Consumer loan | |
| Agriculture | |
| Education | |
| Other household finance | |
| Other | |
| Other (2) | |
Eligibility
| Men | |
| Women | x |
| Must run a business | |
| Must own a home or land | |
| Must be a salaried worker | |
| Must be specific age group | |
| Other | |
| Other (2) | |
Portfolio Size by Product
Geographic Coverage
| # Regions for this institution | 1 |
| # Regions for this product | N/A |
| Regions Active | |
